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> Affin Duo Credit Card, great rewards for eWallet (Credit Cards)

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jiaen0509
post Sep 2 2020, 10:04 AM

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QUOTE(fruitie @ Sep 2 2020, 09:06 AM)
I filled up online form on last Friday and received call yesterday to collect biometric verification from me. Yesterday one Affin staff came and met me already. Result will know within a week.

Considering quite fast, only one working day.
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You got thumbs print?
jiaen0509
post Sep 2 2020, 06:33 PM

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high traffic. Credit card department will penat, Officer angry because their work increases 300% haha


jiaen0509
post Sep 2 2020, 06:37 PM

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still waiting for the application pending appear in CCRIS.

After application submitted. But yet to appear in my CCRIS.

Anyone can see the application appear in CCRIS? No idea how Affin works on credit card application
jiaen0509
post Sep 2 2020, 06:45 PM

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QUOTE(_kilakila_ @ Sep 2 2020, 06:40 PM)
not so soon. Even if your application approved also will be updated by next month.
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Affin will email or sms after approved?
jiaen0509
post Sep 3 2020, 08:02 AM

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Just wonder after sales person submitted/thumprint. eCCRIS will appear as “Pending”?

Because mine was submitted 1st September. No pending or approve on eCCRIS yet.
jiaen0509
post Sep 3 2020, 12:46 PM

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QUOTE(!@#$%^ @ Sep 3 2020, 12:44 PM)
cashback follow statement or calender month?
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Based on their FAQ. Should be statements date
jiaen0509
post Sep 3 2020, 08:24 PM

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I feeling that the credit card is approved by branch instead of HQ for AFFIN.

I saw the CCRIS stated branch location instead of HQ?
jiaen0509
post Sep 4 2020, 07:27 AM

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QUOTE(fruitie @ Sep 4 2020, 02:24 AM)
Which no. that you called? I also have strong feeling mine is rejected too. laugh.gif
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‭03 8230 2222‬
Please call during the office hours. Choose language the follow the option until credit card, check application status.
jiaen0509
post Sep 4 2020, 09:16 AM

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QUOTE(Human Nature @ Sep 4 2020, 09:06 AM)
Just checked with the IVR, confirmed that application is successful
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Do you have eCCRIS? Mind to check where the location approve yours application?

Mine was not AFFIN HQ address. Is the AFFIN Branch location nearby. So I believe it is process/reject/approve by AFFIN branch instead of HQ.
jiaen0509
post Sep 4 2020, 09:27 AM

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QUOTE(fruitie @ Sep 4 2020, 09:18 AM)
Status is still pending and I used another phone no. to call but IVR is not able to capture my NRIC no., so it was directed to CS.

Reminder for others, whenever you are checking the application status using IVR, use the no. you used for registration. Otherwise, just let it connect to a human speaking CS but you will need to go through verification questions.

My CCRIS is also still pending... However, my intuition tells me I won't get through this round. My hire purchase loan just approved in July though amount is not great and unfortunately I have a "1" in my CCRIS recently as I forgot to pay my Citibank card on time. Blame myself for the carelessness. bangwall.gif Let's see. laugh.gif
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I think CCRIS just for their reference only. Even you got 100% clean "0" on your CCRIS. It does not promise you will get approval I think.

Depends on your profile. I think your profile is strong enough brows.gif

Hope they process my application before CCRIS updated this month. My outstanding is high as on 31/08/2020... haha
jiaen0509
post Sep 4 2020, 09:37 AM

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How to check your Credit Card application via IVR?

Call 03-8230 2222
Choose your preferred language 1 for Malay 2 for English
Press 1 for Personal Account 2 for Corporate Account
Press 2 for credit card
Press 1 to check card application
Enter 12-digits ID number
Press 1 to confirm

If your application has been submitted you will hear "We are still working on your application..."

If your application hasn't been submitted yet, it will tell you your information does not match with our system...

**It is suggested to use the phone number that you filled in during the application, otherwise you will be redirected to speak directly to the human CS.

Just for you all reference on how to check the status.

This post has been edited by jiaen0509: Sep 4 2020, 09:47 AM
jiaen0509
post Sep 4 2020, 09:49 AM

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QUOTE(Human Nature @ Sep 4 2020, 09:30 AM)
Mine put branch name too
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QUOTE(fruitie @ Sep 4 2020, 09:31 AM)
On the contrary, I hope August can be updated soon. My outstanding is lower. laugh.gif
You were asking for the branch details, mine shows Main Branch Wisma SPK on eCCRIS.
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Look like AFFIN is approve/reject by the branch instead of HQ. No idea how AFFIN credit facilities work.

QUOTE(fruitie @ Sep 4 2020, 09:43 AM)
To add on, call using the no. you put in for application form. Otherwise, once you press 1 to confirm, it will not be able to proceed and straight connecting you to a CS. Just now the CS told me about this, that's the reason why my call was forwarded to her.
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Added. icon_rolleyes.gif
jiaen0509
post Sep 4 2020, 10:55 AM

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QUOTE(PoisonSoul @ Sep 4 2020, 10:27 AM)
May I just ask for the CCRIS report, can I apply it online (I found the documents needed to fill up and send) or I still have to go to BNM or AKPK to sign up? If I do online apply, does it mean that's the only a time off/report to be sent to me?
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Online needs to fill up and take time to get the report. BNM will call you and suggest you visit the nearest BNM to register eCCRIS. Very easy, just use the kiosk to register. Bring your NRIC and thumb

This post has been edited by jiaen0509: Sep 4 2020, 10:56 AM
jiaen0509
post Sep 4 2020, 01:15 PM

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QUOTE(eternity4av @ Sep 4 2020, 12:46 PM)
I've applied the card from the website, just put my mother's name as its pre-requisite, but end up my mum got reach out by a random person claimed to be from Affin, and screenshot the details of my application to her, but the problem is my mum is not the one who is applying, but why does the person reaching out to her instead of me?  puke.gif
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I think the officer make a mistake haha

QUOTE(choco_ice @ Sep 4 2020, 12:51 PM)
Just submitted online application for duo card, lets see how long until sales person get back to me
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1-2 working days by your nearest branch officer.
jiaen0509
post Sep 4 2020, 02:49 PM

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QUOTE(cybpsych @ Sep 4 2020, 02:27 PM)
should be applicable to any branch.

info gotten from Affin staff as i'm applying for a second set of Duo cards (different principal) via hand-in. the staff just met the individual to collect documents and sign the application form.

the staff said she will submit on 8 Sep application since it will be a 1-day approval day.  sweat.gif
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Maybe too much application. So they assign one day by notifying all branch to handle the DUO application on coming Tuesday 8 Sept?

QUOTE(coolguy99 @ Sep 4 2020, 02:35 PM)
They say Monday got one day approval. So they will submit only on that day. First time hearing such procedure.

Anyway they didn't offer any free gift for applying via branch.
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But few got approved on Tuesday. Not necessary only Monday is approve day

This post has been edited by jiaen0509: Sep 4 2020, 02:55 PM
jiaen0509
post Sep 4 2020, 04:12 PM

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QUOTE(cucikaki @ Sep 4 2020, 03:23 PM)
Affin is one of the bank that can gives reason for rejection. Very good. Even Maybank hen reject they cant check the reason.

My reason is high utilisation of credit limit as at Jul. Staff advise to make it as low as possible on 30/9 and reapply. Income side is ok. Most of my CC reached the maximum utilisation on July.

And you can reapply again instantly eventho get rejected - unlike Hong Leong, only 6 months after reject can apply.
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Mind to share around how many percent of your total utilization of credit limit?
jiaen0509
post Sep 4 2020, 05:31 PM

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QUOTE(cucikaki @ Sep 4 2020, 05:19 PM)
from CC alone, is 84.52%.

i also mentioned at my ccris record is all '0'. Then she replied, if people with a lot of '1' '2' etc, then they will probably rejected with inconsistent payment behaviour instead of high commitment.

approval is still by Affin HQ. But they can see reason stated from system.
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Thanks for sharing. Not sure cannot over how many percent.
jiaen0509
post Sep 4 2020, 06:12 PM

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QUOTE(Raymond T. @ Sep 4 2020, 05:58 PM)
It’s based on one card or multiple card also high utilise
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Total all card outstanding divided by total approved credit limit.

jiaen0509
post Sep 4 2020, 10:21 PM

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biggrin.gif eCCRIS pending disappeared. Check through IVR, your application is not successful. innocent.gif

Can only check the reason with sales person on next Monday console.gif

*Credit Card from 3 FI
*Hire Purchase
*Around 35% credit limit utilization as at 31/7/2020
jiaen0509
post Sep 4 2020, 10:25 PM

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QUOTE(Human Nature @ Sep 4 2020, 10:23 PM)
Is this self calculate or stated anywhere?
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Add all outstanding cc amount divided by the total approved credit limit. Self calculates only no right or wrong.

This post has been edited by jiaen0509: Sep 4 2020, 10:25 PM

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