You got thumbs print?

high traffic. Credit card department will penat, Officer angry because their work increases 300% haha

still waiting for the application pending appear in CCRIS.

After application submitted. But yet to appear in my CCRIS.

Anyone can see the application appear in CCRIS? No idea how Affin works on credit card application

Affin will email or sms after approved?

Just wonder after sales person submitted/thumprint. eCCRIS will appear as “Pending”?

Because mine was submitted 1st September. No pending or approve on eCCRIS yet.

Based on their FAQ. Should be statements date

I feeling that the credit card is approved by branch instead of HQ for AFFIN.

I saw the CCRIS stated branch location instead of HQ?

‭03 8230 2222‬
Please call during the office hours. Choose language the follow the option until credit card, check application status.

Do you have eCCRIS? Mind to check where the location approve yours application?

Mine was not AFFIN HQ address. Is the AFFIN Branch location nearby. So I believe it is process/reject/approve by AFFIN branch instead of HQ.

I think CCRIS just for their reference only. Even you got 100% clean "0" on your CCRIS. It does not promise you will get approval I think.

Depends on your profile. I think your profile is strong enough

Hope they process my application before CCRIS updated this month. My outstanding is high as on 31/08/2020... haha

How to check your Credit Card application via IVR?

Call 03-8230 2222
Choose your preferred language 1 for Malay 2 for English
Press 1 for Personal Account 2 for Corporate Account
Press 2 for credit card
Press 1 to check card application
Enter 12-digits ID number
Press 1 to confirm

If your application has been submitted you will hear "We are still working on your application..."

If your application hasn't been submitted yet, it will tell you your information does not match with our system...

**It is suggested to use the phone number that you filled in during the application, otherwise you will be redirected to speak directly to the human CS.

Just for you all reference on how to check the status.

This post has been edited by jiaen0509: Sep 4 2020, 09:47 AM

Look like AFFIN is approve/reject by the branch instead of HQ. No idea how AFFIN credit facilities work.

Added.

Online needs to fill up and take time to get the report. BNM will call you and suggest you visit the nearest BNM to register eCCRIS. Very easy, just use the kiosk to register. Bring your NRIC and thumb

This post has been edited by jiaen0509: Sep 4 2020, 10:56 AM

I think the officer make a mistake haha

1-2 working days by your nearest branch officer.

Maybe too much application. So they assign one day by notifying all branch to handle the DUO application on coming Tuesday 8 Sept?

But few got approved on Tuesday. Not necessary only Monday is approve day

This post has been edited by jiaen0509: Sep 4 2020, 02:55 PM

Mind to share around how many percent of your total utilization of credit limit?

Thanks for sharing. Not sure cannot over how many percent.

Total all card outstanding divided by total approved credit limit.

eCCRIS pending disappeared. Check through IVR, your application is not successful.

Can only check the reason with sales person on next Monday

*Credit Card from 3 FI
*Hire Purchase
*Around 35% credit limit utilization as at 31/7/2020

Add all outstanding cc amount divided by the total approved credit limit. Self calculates only no right or wrong.

This post has been edited by jiaen0509: Sep 4 2020, 10:25 PM