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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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coolguy99
post Sep 2 2020, 08:39 AM

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Can we only apply for the Visa? What is the best way to apply for this card?

Is there any promotion for new to bank customers?
coolguy99
post Sep 2 2020, 08:55 AM

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QUOTE(spreeeee @ Sep 2 2020, 08:54 AM)
for the 3% cashback capped rm80 per month, means equivalent to around rm2666 spending per month.. most probably could have ppl abuse it to reload to ewallet and withdraw to offset the spending.. typically tactic.. lol..
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I am actually baffled why they include BigPay in the list given they have the feature to withdraw. Maybe they forsee BigPay removing the feature soon?
coolguy99
post Sep 2 2020, 09:32 AM

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QUOTE(YoungMan @ Sep 2 2020, 09:27 AM)
I think they will regret allowing people to topup Ewallet, but let's see. Can topup Bigpay and Sarawakpay to get free money and then withdraw.
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Topup ewallet that does not have withdrawal feature (i.e. TnG Boost Grabpay) is fine. Does not make business sense to allow ewallet like BigPay though.

coolguy99
post Sep 2 2020, 11:48 AM

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QUOTE(PoisonSoul @ Sep 2 2020, 11:42 AM)
Now we know why they can give RM80 to us. We are the product.  biggrin.gif
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But isn't this clause in most of the credit card application form? Might be wrong on this.
coolguy99
post Sep 4 2020, 02:35 PM

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QUOTE(cybpsych @ Sep 4 2020, 02:27 PM)
should be applicable to any branch.

info gotten from Affin staff as i'm applying for a second set of Duo cards (different principal) via hand-in. the staff just met the individual to collect documents and sign the application form.

the staff said she will submit on 8 Sep application since it will be a 1-day approval day.  sweat.gif
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They say Monday got one day approval. So they will submit only on that day. First time hearing such procedure.

Anyway they didn't offer any free gift for applying via branch.
coolguy99
post Sep 8 2020, 09:00 AM

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I still don't see anything in my CCRIS. The salesman told me that I will have to drop by the branch to apply for internet banking once the credit card is approved.

I wonder if I can do it online?
coolguy99
post Sep 8 2020, 12:13 PM

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QUOTE(cybpsych @ Sep 8 2020, 11:56 AM)
waiting for my Duo to meet my VS to become Trio of 3s (3% online/ewallet/autobilling + 3% contactless + 3X reward points)  laugh.gif
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Wouldn't the PBB Quantum be a better bet for the contactless? After all they offer 5%, only downside is that it only applies for trxs of at least RM30. Anyway OOT.
coolguy99
post Sep 8 2020, 12:35 PM

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QUOTE(cybpsych @ Sep 8 2020, 12:25 PM)
not enough when got continuous monthly spending ma biggrin.gif

quantum visa: any contactless txn less than rm600 (total monthly cumulative spend also rm600) -- max cb rm30

affin vs: any contactless txn less than rm250 (total monthly cumulative spend rm2667) -- max cb rm80
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Yeah agree la thanks for the clarification. So best is to have both la if the PBB card is not enough biggrin.gif
coolguy99
post Sep 8 2020, 06:14 PM

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In CCRIS I can see my status as Approved by FI, but under Application for Credit, means approved? They are quite generous in terms of credit limit though.
coolguy99
post Sep 12 2020, 12:42 PM

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QUOTE(Human Nature @ Sep 12 2020, 12:09 PM)
Still no sight of my card. Kind of regret selecting residential delivery.
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Should have chosen branch collection since I will be making a trip to the branch anyway to setup the internet banking.
coolguy99
post Sep 14 2020, 06:28 PM

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Will we always get an SMS for application approval? I didn't get any but I check my CCRIS application is under Approved by FI.
coolguy99
post Sep 14 2020, 08:39 PM

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QUOTE(Human Nature @ Sep 14 2020, 07:45 PM)
I didn’t get any sms for successful application. The sales staff who handled my application WhatsApp to inform.
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My sales staff didn't follow up at all. bangwall.gif Thing is I applied through branch.
coolguy99
post Sep 17 2020, 09:39 PM

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Applied on 7th got my cards via snail mail today. Need to go to the branch to register internet banking next. Hopefully can get umbrella as free gift haha
coolguy99
post Sep 18 2020, 02:23 PM

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How do you tie your credit card to your online banking?
coolguy99
post Sep 19 2020, 07:57 AM

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Anyone having problem adding your card in BigPay? Tried but it says 'Please use a different method or contact your bank for support'.
coolguy99
post Sep 19 2020, 12:53 PM

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QUOTE(Barricade @ Sep 19 2020, 11:56 AM)
You add and remove too many times credit card in bigpay. Try few days later
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I see. I did a cleanup before that cause I have more than 5 cards saved maybe that is why. Thanks.
coolguy99
post Sep 22 2020, 07:33 PM

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QUOTE(rhodon @ Sep 22 2020, 04:53 PM)
so is mean get the card, activate it, change pin at atm machine, then only can ask for online banking at branch?
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When I went to the branch to do online banking, they told me to change my PIN at atm machine first. Since there is ATM machine at the branch, no issues for me.
coolguy99
post Sep 22 2020, 07:46 PM

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QUOTE(sjz @ Sep 22 2020, 07:36 PM)
supposed if we don't activate the rewards card at all despite the sst auto waiver, i don't think they can charge the SST next year right?

won't be using the rewards card at all, no point activate it.
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Even if you don't activate the card, SST will still be charged.
coolguy99
post Sep 27 2020, 08:56 AM

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Anybody having issue topping up their BigPay? I keep getting that please contact your bank for support error since yesterday. This time I did not do any cleanup in BigPay.

I managed to reach the otp page and get the otp, the error message is shown after the page is redirected back to BigPay. I assume it is BigPay issue now?

This post has been edited by coolguy99: Sep 27 2020, 08:58 AM
coolguy99
post Sep 27 2020, 08:58 AM

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Deleted duplicated.

This post has been edited by coolguy99: Sep 27 2020, 08:58 AM

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