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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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2387581
post Feb 2 2023, 05:50 PM

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I ordered something on Lazada (not paid thru Lazada wallet) using cashback visa, but for some reason the purchase got cancelled and refunded. Does the spent amount (which got refunded) counted towards cashback?
talexeh
post Feb 2 2023, 06:33 PM

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QUOTE(2387581 @ Feb 2 2023, 05:50 PM)
I ordered something on Lazada (not paid thru Lazada wallet) using cashback visa, but for some reason the purchase got cancelled and refunded. Does the spent amount (which got refunded) counted towards cashback?
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No, just deduct the refunded amount from said transaction.

This post has been edited by talexeh: Feb 2 2023, 06:36 PM
Gabriel03
post Feb 2 2023, 08:10 PM

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Paying for the order at Shopee and Lazada with Duo Visa is considered online or e-wallet?

QUOTE(mamamia @ Dec 5 2022, 10:30 AM)
For Shopee bill payment (AirPay Malaysia), is it categorize as eWallet or Online for Affin DUO Visa? Anyone try b4?
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Repost a similar question that was left unanswered.

I know that Public Bank Visa Signature consider direct payment to Lazada and Shopee as online. Similar case for ShopeePay Later bill payment. Thus, I'm wandering if it is the same for Affin duo visa.

This post has been edited by Gabriel03: Feb 2 2023, 08:18 PM
cybpsych
post Feb 2 2023, 09:59 PM

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QUOTE(Gabriel03 @ Feb 2 2023, 08:10 PM)
Paying for the order at Shopee and Lazada with Duo Visa is considered online or e-wallet?
Repost a similar question that was left unanswered.

I know that Public Bank Visa Signature consider direct payment to Lazada and Shopee as online. Similar case for ShopeePay Later bill payment. Thus, I'm wandering if it is the same for Affin duo visa.
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read https://www.affinalways.com/storage/AffinAl...artners-ENG.pdf

general rule: does ur shopee/Lazada direct payment shown the ewallet name in the list above?
rae0724
post Feb 6 2023, 02:44 AM

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Hi I am interested to apply the DUO card , but I got few questions

1. If my auto bill (rm500) run first before my top up to wallet (rm1667), cashback will still same rm50 + rm15 right?

2.
"Cash back is capped at up to RM80 per month with following Previous Balance in AFFIN DUO Visa Cash Back credit card statement:
- Up to RM80 for card account with previous balance of RM3,000 and above
- Up to RM50 for card account with previous balance of below RM3,000 "

The previous balance is like total up from previous months (not limited to 1 month?)? I am a bit confused here
beLIEve
post Feb 6 2023, 04:27 AM

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QUOTE(rae0724 @ Feb 6 2023, 02:44 AM)
Hi I am interested to apply the DUO card , but I got few questions

1. If my auto bill (rm500) run first before my top up to wallet (rm1667), cashback will still same rm50 + rm15 right?

2.
"Cash back is capped at up to RM80 per month with following Previous Balance in AFFIN DUO Visa Cash Back credit card statement:
- Up to RM80 for card account with previous balance of RM3,000 and above
- Up to RM50 for card account with previous balance of below RM3,000 "

The previous balance is like total up from previous months (not limited to 1 month?)? I am a bit confused here
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1.0 $50, unless your previous month's statement is $3000 then $65

2.0 Limited to previous 1 month, i.e your statement balance. Month = singular, months = plural.


xiaomoon
post Feb 6 2023, 02:35 PM

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QUOTE(rae0724 @ Feb 6 2023, 02:44 AM)
Hi I am interested to apply the DUO card , but I got few questions

1. If my auto bill (rm500) run first before my top up to wallet (rm1667), cashback will still same rm50 + rm15 right?

2.
"Cash back is capped at up to RM80 per month with following Previous Balance in AFFIN DUO Visa Cash Back credit card statement:
- Up to RM80 for card account with previous balance of RM3,000 and above
- Up to RM50 for card account with previous balance of below RM3,000 "

The previous balance is like total up from previous months (not limited to 1 month?)? I am a bit confused here
*
cash back will get rm50 only if below rm3000
cilimerah
post Feb 8 2023, 10:36 AM

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Can we check our rewards points balance online?
cybpsych
post Feb 8 2023, 10:42 AM

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QUOTE(cilimerah @ Feb 8 2023, 10:36 AM)
Can we check our rewards points balance online?
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try see see https://rewards.affinbank.com.my/affinrewards/home
rahtid
post Feb 8 2023, 11:35 AM

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QUOTE(rae0724 @ Feb 6 2023, 02:44 AM)
Hi I am interested to apply the DUO card , but I got few questions

1. If my auto bill (rm500) run first before my top up to wallet (rm1667), cashback will still same rm50 + rm15 right?

2.
"Cash back is capped at up to RM80 per month with following Previous Balance in AFFIN DUO Visa Cash Back credit card statement:
- Up to RM80 for card account with previous balance of RM3,000 and above
- Up to RM50 for card account with previous balance of below RM3,000 "

The previous balance is like total up from previous months (not limited to 1 month?)? I am a bit confused here
*
TnC updated yesterday, just noticed it.
max cashback is now RM 50 (>=RM3k) and RM 30 (<RM3k)
k2017
post Feb 8 2023, 11:53 AM

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QUOTE(rahtid @ Feb 8 2023, 11:35 AM)
TnC updated yesterday, just noticed it.
max cashback is now RM 50 (>=RM3k) and RM 30 (<RM3k)
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Got link to check?

EDIT: thanks to cybpsych

https://www.affinalways.com/en/announcement...TMmcmVjPTMxNg==

This post has been edited by k2017: Feb 8 2023, 12:15 PM
loonsave
post Feb 8 2023, 11:53 AM

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QUOTE(rahtid @ Feb 8 2023, 11:35 AM)
TnC updated yesterday, just noticed it.
max cashback is now RM 50 (>=RM3k) and RM 30 (<RM3k)
*
May I know where you get this information? I checked the tnc in their website, nothing changed.
cybpsych
post Feb 8 2023, 12:05 PM

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QUOTE(rahtid @ Feb 8 2023, 11:35 AM)
TnC updated yesterday, just noticed it.
max cashback is now RM 50 (>=RM3k) and RM 30 (<RM3k)
*
QUOTE(k2017 @ Feb 8 2023, 11:53 AM)
Got link to check?
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QUOTE(loonsave @ Feb 8 2023, 11:53 AM)
May I know where you get this information? I checked the tnc in their website, nothing changed.
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user posted image

user posted image

This post has been edited by cybpsych: Feb 9 2023, 05:15 PM
xiaoxiaoshen
post Feb 8 2023, 12:24 PM

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QUOTE(cybpsych @ Feb 8 2023, 12:05 PM)
user posted image
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for e wallet top up is still ok, mean top up rm1000 get rm30 (3%), but to get extra rm20 you need to spend on other than e wallet for rm2000 to get extra rm20. only 1% better forget it.

gooroojee
post Feb 8 2023, 01:06 PM

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QUOTE(xiaoxiaoshen @ Feb 8 2023, 12:24 PM)
for e wallet top up is still ok, mean top up rm1000 get rm30 (3%), but to get extra rm20 you need to spend on other than e wallet for rm2000 to get extra rm20. only 1% better forget it.
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Yes, just top up 1000 ewallet once a month. That's it.
MGM
post Feb 8 2023, 01:55 PM

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QUOTE(xiaoxiaoshen @ Feb 8 2023, 12:24 PM)
for e wallet top up is still ok, mean top up rm1000 get rm30 (3%), but to get extra rm20 you need to spend on other than e wallet for rm2000 to get extra rm20. only 1% better forget it.
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I got these duo cards by pledging 5k in CASA with very little interest. If only can get rm30 cb it is no longer viable. Will cancel the cards b4 rm25 sst charged.
cybpsych
post Feb 8 2023, 02:02 PM

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my insurance autodebit already ~1.2k+

kinda waste

may need to shift one of the premium to another card
Barricade
post Feb 8 2023, 02:52 PM

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Oh dear..... I need to plan something too. So far doing autodebit RM1k for insurance and RM2k for shopeepay. Maybe remain autodebit RM1k to get RM30 and stop RM2k for shopeepay.
Human Nature
post Feb 8 2023, 02:56 PM

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QUOTE(cybpsych @ Feb 8 2023, 02:02 PM)
my insurance autodebit already ~1.2k+

kinda waste

may need to shift one of the premium to another card
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Hi, can explain why waste? My insurance autodebit is around 1200 too hmm.gif

Now is question of when is the actual cut off. If transactions made before 12 march, will they still give RM80 CB
MGM
post Feb 8 2023, 02:56 PM

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Just want to confirm that sst of rm25 will be charged for each Duo cards and no longer got any rebate?

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