Correct if both activated

max spending 1k for rm30 cb anyway (for prev statement balance <3k)

no need to bother with ewallet reloads

Can pledge using FD. I did that. But most likely you have to cancel and reapply unless their system so advance that it can release your CASA and lock your FD.

Saw this AF waiver below listed in Duo Visa but not Duo MC, do I need to fulfill certain condition for AF waiver for the Duo MC?
Got the Duo cards in Jan2021, so Jan 2023 will be the start of 3rd year.

26/01/23 Ann Fee Waiver

This post has been edited by MGM: Feb 8 2023, 03:13 PM

swipe 12x to waive AF

Aiyo I just received the card now cb already reduce what happen lar

still got cb mah, just lesser

if u got other better cards, just cancel the duo lor. less card to manage, less sst to worry.

Both Duo cards r on the 3rd year, should be AF auto waiver without condition right(3 years free AF waiver) , cos it is too late to swipe 12x now but i only see AF waiver for Visa but not the MC.

Correct, so starting now have to swipe 12x

Aiya why must all good things come to an end!
Means only another month to go for RM80 cash back
Need to reshuffle my cards again

my march statement will be after 12 March effective date; confusion again


nevertheless, i've changed the GE's autodebit card to different card now. better change earlier, just in case

I already cut few card all focus duo and ikhwan only

May I know now which credit card topup ewallet got cb? As I know rhb Shell

May be reapply with 2k FD instead of 5k CASA. Thanks for the suggestion. My next statement is 14Feb, sst will probably be charged on 12Feb n rm80 will be credited on 14Feb. Wonder can cancel the duo cards without paying d sst.

If you don't mind me asking, what card will you be shifting your premium over to? I have almost the same amount for my family's premium.

another duo visa , which is primarily used for ewallet only

Previously PB VISA Signature was the best, after TnC revise, all move to Affin Duo, and now Affin Duo revise TnC, move to RHB Shell? So means soon RHB will revise TnC soon

I'm still confused on how you'll make that work.

what card still give cb for GE autodebit?

My next statement cycle of 15Feb to 14March will follow this new t&c which is effective on 12March?

Welcome. Minimum 5k lah. They tried lower for me but system reject.