Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Affin Duo Credit Card, great rewards for eWallet
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 Sep 10 2020, 02:00 PM
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Junior Member
702 posts Joined: Aug 2009 
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wow, ytd i got the officer contact from 1 of the forumer here. The staff come get my signature at night and keyin in system this morning. After lunch time check ,already approved. So efficient compared to the agent way (Agent say submitted on 2/9 but as of 9/9 still not in IVR)  This post has been edited by hakkai0810: Sep 10 2020, 02:01 PM alandhw liked this post
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Sep 10 2020, 02:08 PM
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Senior Member
1,107 posts Joined: May 2016 
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QUOTE(snowswc @ Sep 10 2020, 01:57 PM) I applied Affin signature somewhere in May or June, that time I also have very high BT outstanding (PBB and AEON), I max up my BT availability for both banks and I told the officer I have very high BT but he told me no worries because BT can be waived, I was like huh (that time maybe). I believe is true because I got my card approved with quite high CL but I just have no idea how do they know my outstanding is BT or spending. And now adding Duo Cards also not an issue anymore. Oh so the banks can see the split of card outstanding, BT oustanding and EPP outstanding? But the card outstanding does include current spending and the BT or EPP due for the month right? BT and EPP also start from spending, so I thought it should be all included when the banks assess an application?  eCCRIS includes everything I think This post has been edited by LemonJane: Sep 10 2020, 02:09 PM |
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Sep 10 2020, 02:15 PM
Show posts by this member only | IPv6 | Post
#483
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Junior Member
625 posts Joined: Nov 2013
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QUOTE(LemonJane @ Sep 10 2020, 02:08 PM) Oh so the banks can see the split of card outstanding, BT oustanding and EPP outstanding? But the card outstanding does include current spending and the BT or EPP due for the month right? BT and EPP also start from spending, so I thought it should be all included when the banks assess an application? I also have no clue. I think now many ppl want their cards, so the assessment will be more strict maybe.eCCRIS includes everything I think A gentle reminder : those who are going to branch to collect their cards, remember to check with the CS whether your phone number has been registered in their system (for OTP) or not cos mine was not even I filled up in the application form and remember apply their internet banking on the spot. This post has been edited by snowswc: Sep 10 2020, 02:19 PM alandhw liked this post
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Sep 10 2020, 02:20 PM
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All Stars
65,281 posts Joined: Jan 2003
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QUOTE(wjleong15 @ Sep 10 2020, 01:35 PM) i quoted the tnc from the link you shared yes, i know it's from the t&c.if all NTB here are not invited/selected, how would they be eligible for the activation campaign? is there a separate activation campaign T&C? |
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Sep 10 2020, 02:23 PM
Show posts by this member only | IPv6 | Post
#485
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(Anangie @ Sep 9 2020, 11:59 PM) How you submit the application? Or need walk to branch? Submit online and then CS will call me to request for documents and also whatsapp me application form |
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Sep 10 2020, 02:29 PM
Show posts by this member only | IPv6 | Post
#486
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Senior Member
6,955 posts Joined: Apr 2008 
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Just got it! Let the spending begin! 
DarReNz liked this post
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Sep 10 2020, 02:30 PM
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(janson_kaniaz @ Sep 10 2020, 02:29 PM) Just got it! Let the spending begin! This picture is clearer.
Really transparent and looks like Starbucks card.  |
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Sep 10 2020, 02:35 PM
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Senior Member
6,955 posts Joined: Apr 2008
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I think the snail mail is not too bad - Monday approved, Thurs got it.
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Sep 10 2020, 02:37 PM
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Senior Member
5,752 posts Joined: Jan 2012
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Submitted on 2nd till now no news wtf
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Sep 10 2020, 02:40 PM
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(janson_kaniaz @ Sep 10 2020, 02:29 PM) Just got it! Let the spending begin! Nicer if they make it all transparent, like this N26 card. N26 is a mobile bank in Europe
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Sep 10 2020, 02:47 PM
Show posts by this member only | IPv6 | Post
#491
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Senior Member
3,521 posts Joined: Sep 2012
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QUOTE(cybpsych @ Sep 10 2020, 02:20 PM) yes, i know it's from the t&c. i curious as wellif all NTB here are not invited/selected, how would they be eligible for the activation campaign? is there a separate activation campaign T&C? so far I notice none of their campaign need sms register to participate  |
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Sep 10 2020, 02:47 PM
Show posts by this member only | IPv6 | Post
#492
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(janson_kaniaz @ Sep 10 2020, 02:29 PM) Just got it! Let the spending begin! I assume the card numbers are printed at the bank? |
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Sep 10 2020, 03:08 PM
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All Stars
65,281 posts Joined: Jan 2003
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QUOTE(wjleong15 @ Sep 10 2020, 02:47 PM) i curious as well if i'm not mistaken, the t&c has been recycled few times so far I notice none of their campaign need sms register to participate i gotten my rebate without being invited or to register. |
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Sep 10 2020, 03:31 PM
Show posts by this member only | IPv6 | Post
#494
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Senior Member
6,955 posts Joined: Apr 2008
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QUOTE(Human Nature @ Sep 10 2020, 02:47 PM) I assume the card numbers are printed at the bank? yup all details are at the back. quite smart. |
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Sep 10 2020, 03:36 PM
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Junior Member
995 posts Joined: Dec 2016
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QUOTE(janson_kaniaz @ Sep 10 2020, 02:29 PM) Just got it! Let the spending begin! is it ok just to activate only one card (cash back card) and put aside the reward card without activation?
I don't think the reward card will be useful. |
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Sep 10 2020, 03:47 PM
Show posts by this member only | IPv6 | Post
#496
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Senior Member
3,521 posts Joined: Sep 2012
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QUOTE(cybpsych @ Sep 10 2020, 03:08 PM) if i'm not mistaken, the t&c has been recycled few times glad to hear that i gotten my rebate without being invited or to register. hopefully can get rebate since many concurrent campaign QUOTE(CSW1990 @ Sep 10 2020, 03:36 PM) is it ok just to activate only one card (cash back card) and put aside the reward card without activation? i hope to as wellI don't think the reward card will be useful. if anyone successful cut the master reward card please share |
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Sep 10 2020, 03:54 PM
Show posts by this member only | IPv6 | Post
#497
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Senior Member
3,305 posts Joined: Dec 2012
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QUOTE(LemonJane @ Sep 10 2020, 02:40 PM) Nicer if they make it all transparent, like this N26 card. N26 is a mobile bank in Europe aiyo. They didn’t check the card before confirm the card design...The antenna look xxx leh |
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Sep 10 2020, 04:20 PM
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Senior Member
2,965 posts Joined: Jul 2014
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Siapa sini from Sri Hartamas meeting Tommy(Affin sale agent) for signature. I am waiting him now. LOL
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Sep 10 2020, 07:12 PM
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Junior Member
49 posts Joined: Jun 2013
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I applied through an officer who the contact was given by one of the forumer here. Submiitted this morning and got approved after lunch hour. I did not believe it was approved and i checked my ccris record and the new card exist there. It was really fast. alandhw liked this post
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Sep 10 2020, 07:35 PM
Show posts by this member only | IPv6 | Post
#500
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Senior Member
1,027 posts Joined: May 2008
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I Just submitted my docs to affin branch.
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