This morning sales called me din ask me to do biometric
Is it compulsory? Affin doesn’t have as many branches as other banks
Besides, I only gave my nric and ebe

the biometric is for print out epf?
or for nric identify verification?

I contacted the telemarketer, then she said will come to me for biometric
according to her
if no biometric verification, affin will call for verification
she is submitting my application then tomorrow only come to me for biometric

my friend who went and submitted at branch also no need thumb print

statement, I confirmed this with cs, but still have to verify it when receive the statement

if we did not apply
cannot use for online transaction?

what...

so troublesome...

Got sms?

i see
when i check
"your information does not match our record"

Mine still information mismatch record
Seems haven’t start processing

I think something similar to other banks’ form the emergency contact

just saw my application appear in eccris
cl very low...
hopefully approve and can get card by this week in branch

same thought
mine at least enough for me to swipe 2 months 2667
so while enjoying 20 days interest free period still can swipe 2667


my current lowest still sc

nowaday I split some spending to ewallet since got attractive cashback
may not worth holding extra affin vs for 3% which still subject to 25 sst...
hopefully they abolish the 25sst for cc
then can hold many cc to cover all spending to max cb

That's why... but enough for cashback, now waiting for approval

I mean 1st bill out with 2667 spent, still can use another 2,667 before the due date, then pay 2,667 on due date, wait for 2nd bill, then repeat this cycle, enjoy the 20 days interest free period fully

I got called ask my KL address whereby I put my hometown as residential address, then I have to give my KL address
While collection I choose branch
cause TAC and internet banking still have to go to branch
why not settle all in branch at one go

*while I typing reply here, I received call from affin 03 2028 6200 for verification
hopefully they can approve fast and this Friday can get card

mine approved already when i check at 7pm
don't know Friday can get in branch or not


btw, when i checked eccris
the cl not same as this afternoon
it increase a bit


This post has been edited by wjleong15: Sep 8 2020, 07:16 PM

it's rejected
tomorrow you call again will listen they said we are sorry blah blah blah
it happened to my mum yesterday and today rejected

i submitted last Tuesday when sales called me
i email back signed form and she filled in the form for me
i attached income tax doc
when I saw here sales came to you all took biometric
then i asked her
she then came to me on thursday got biometric but she told me she already submitted
friday again she whatsapp me about my hometown address
then i change to kl address and choose collect at branch
until yesterday i called ivr also information mismatch
today morning still the same but afternoon said processing
5.28pm cs called to verify then i checked eccris cl is low
7pm when i called ivr it said approved already then again checked eccris cl increase a bit

while my mum submitted to branch in hometown on tuesday as well
then they asked for detailed income tax form
she whatsapp them at night
wednesday said submit to hq
then i keep calling ivr daily information mismatch
till yesterday called ivr check for my mum said sorry we unable to process your request
today morning ivr same unable to process request
evening time ivr said rejected...
surprisingly 24k requirement card my mum got rejected, her income higher than me


long chronology

not high
but she took cash on call from citi card
don't know whether this affected or not
her barcelona also rejected
maybank gave reason commission earner the commission not count
must look at basic, but she where got basic

I think another reason probably due to economy down trend now
Bank more careful in credit application