Welcome Guest ( Log In | Register )

4 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

> Affin Duo Credit Card, great rewards for eWallet (Credit Cards)

views
     
wjleong15
post Sep 2 2020, 02:56 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(fruitie @ Sep 2 2020, 10:31 AM)
Everyone has thumbprint. laugh.gif
Yes, done the biometrics part.
*
This morning sales called me din ask me to do biometric
Is it compulsory? Affin doesn’t have as many branches as other banks
Besides, I only gave my nric and ebe
wjleong15
post Sep 2 2020, 05:16 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(fruitie @ Sep 2 2020, 03:01 PM)
Yes, but I didn't visit their branch. The sales person came to me, she came to my office area to get it from me.
*
the biometric is for print out epf?
or for nric identify verification?
wjleong15
post Sep 2 2020, 06:52 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(fruitie @ Sep 2 2020, 05:19 PM)
I think both kot. I don't care la, so long it works. laugh.gif
*
QUOTE(voonmingloo @ Sep 2 2020, 06:37 PM)
For getting the epf monthly contribution records, AND signing the application form.
*
I contacted the telemarketer, then she said will come to me for biometric
according to her
if no biometric verification, affin will call for verification
she is submitting my application then tomorrow only come to me for biometric
hmm.gif
wjleong15
post Sep 2 2020, 07:32 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(blibala @ Sep 2 2020, 07:30 PM)
Printed out the form and submitted all doc to a branch. How come they dont ask for thumb print? What is thumb print purpose?
*
my friend who went and submitted at branch also no need thumb print
hmm.gif
wjleong15
post Sep 3 2020, 02:44 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(!@#$%^ @ Sep 3 2020, 12:44 PM)
cashback follow statement or calender month?
*
statement, I confirmed this with cs, but still have to verify it when receive the statement
wjleong15
post Sep 3 2020, 03:44 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(mitodna @ Sep 3 2020, 03:37 PM)
after getting the card, do remember to apply Credit Card TAC and Online Banking thing if you are collecting in branch, just sharing if you do not have any online banking yet with Affin Bank.
*
if we did not apply
cannot use for online transaction?
wjleong15
post Sep 3 2020, 04:03 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(GrumpyNooby @ Sep 3 2020, 03:46 PM)
If you want to use it for e-commerce transaction later, you need to go the branch to activate the flag.
*
what... puke.gif

so troublesome...
wjleong15
post Sep 4 2020, 12:27 AM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(cucikaki @ Sep 3 2020, 11:46 PM)
Damn. Application unsuccessful. Sad.
*
Got sms?
wjleong15
post Sep 4 2020, 08:40 AM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(cucikaki @ Sep 4 2020, 02:03 AM)
They have automated CC application status when u call Cs
Walk in on friday.
As above
Rugi lo
*
i see
when i check
"your information does not match our record"
confused.gif
wjleong15
post Sep 5 2020, 03:28 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
Mine still information mismatch record
Seems haven’t start processing
wjleong15
post Sep 6 2020, 01:41 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(katowwe @ Sep 6 2020, 10:33 AM)
In the field
Principal's Personal Reference
Name of Relative or Friend who does not reside together*:

Any Sifu can tell me what is this and why should put the friend name? Thanks.
*
I think something similar to other banks’ form the emergency contact
wjleong15
post Sep 8 2020, 11:21 AM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
just saw my application appear in eccris
cl very low...
hopefully approve and can get card by this week in branch
wjleong15
post Sep 8 2020, 12:40 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(fruitie @ Sep 8 2020, 11:26 AM)
Mine is also very low, lowest among all other cards but I don't mind so long it approves. laugh.gif
Pending too long already...
*
same thought
mine at least enough for me to swipe 2 months 2667
so while enjoying 20 days interest free period still can swipe 2667
rclxms.gif

my current lowest still sc
bangwall.gif
wjleong15
post Sep 8 2020, 12:42 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(coolguy99 @ Sep 8 2020, 12:35 PM)
Yeah agree la thanks for the clarification. So best is to have both la if the PBB card is not enough  biggrin.gif
*
nowaday I split some spending to ewallet since got attractive cashback
may not worth holding extra affin vs for 3% which still subject to 25 sst...
hopefully they abolish the 25sst for cc
then can hold many cc to cover all spending to max cb
drool.gif
wjleong15
post Sep 8 2020, 05:32 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(fruitie @ Sep 8 2020, 01:52 PM)
That's very low. laugh.gif At least, mine is still 5 figures. laugh.gif
*
That's why... but enough for cashback, now waiting for approval

QUOTE(Wolgie @ Sep 8 2020, 02:36 PM)
understand. i means do him means like 1st bill out (assume 2.2k), then pay some amount (maybe 1.2k), then use again.or.... transfer out... then before 20th, pay another 1k
*
I mean 1st bill out with 2667 spent, still can use another 2,667 before the due date, then pay 2,667 on due date, wait for 2nd bill, then repeat this cycle, enjoy the 20 days interest free period fully

QUOTE(fruitie @ Sep 8 2020, 03:03 PM)
Finally got a call from Affin... Telling me it cannot be sent to residential address (Seremban) and must be my office address in KL... hmm.gif

Then I told her I will only go back to office once a month, so it is really difficult to coordinate if it is sent to my office address... I can hear her reluctance over the phone and I finally gave in said if really cannot then send to office... She said she will try first with residential address, if cannot then office address. Will let me know.

Is this the same for you all?
*
I got called ask my KL address whereby I put my hometown as residential address, then I have to give my KL address
While collection I choose branch
cause TAC and internet banking still have to go to branch
why not settle all in branch at one go

*while I typing reply here, I received call from affin 03 2028 6200 for verification
hopefully they can approve fast and this Friday can get card
hmm.gif
wjleong15
post Sep 8 2020, 07:12 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(fruitie @ Sep 8 2020, 06:17 PM)
Finally, my address mystery solved. My agent just WhatsApp-ed me again and showed the screenshots of her conversation with the people in HQ. The residential address I gave is my sister's house address which I'm currently residing now since 6 years ago but I didn't declare this address anywhere... I usually use office address but due to pandemic I'm forced to work from my sister's place and for convenience purpose I filled in that as my residential address... Mana tau the people in HQ are questioning where did I get this address as it is not appearing on my CCRIS. sweat.gif

OK, waiting for my agent to call me back as she is driving now. Epic. laugh.gif
*
mine approved already when i check at 7pm rclxm9.gif
don't know Friday can get in branch or not
hmm.gif

btw, when i checked eccris
the cl not same as this afternoon
it increase a bit
hmm.gif

This post has been edited by wjleong15: Sep 8 2020, 07:16 PM
wjleong15
post Sep 8 2020, 08:42 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(hakkai0810 @ Sep 8 2020, 08:41 PM)
any1 getting "sorry,we are unable to process your request" message when trying to check the application status via IVR?

Agent said submitted on 2/9 but no rejection sms / record not appear at ccris yet  confused.gif
*
it's rejected
tomorrow you call again will listen they said we are sorry blah blah blah
it happened to my mum yesterday and today rejected
doh.gif
wjleong15
post Sep 8 2020, 08:55 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(LemonJane @ Sep 8 2020, 08:47 PM)
When did you submit? Just want to know how long it is before it shows in eCCRIS
*
i submitted last Tuesday when sales called me
i email back signed form and she filled in the form for me
i attached income tax doc
when I saw here sales came to you all took biometric
then i asked her
she then came to me on thursday got biometric but she told me she already submitted
friday again she whatsapp me about my hometown address
then i change to kl address and choose collect at branch
until yesterday i called ivr also information mismatch
today morning still the same but afternoon said processing
5.28pm cs called to verify then i checked eccris cl is low
7pm when i called ivr it said approved already then again checked eccris cl increase a bit

while my mum submitted to branch in hometown on tuesday as well
then they asked for detailed income tax form
she whatsapp them at night
wednesday said submit to hq
then i keep calling ivr daily information mismatch
till yesterday called ivr check for my mum said sorry we unable to process your request
today morning ivr same unable to process request
evening time ivr said rejected...
surprisingly 24k requirement card my mum got rejected, her income higher than me
doh.gif

long chronology
yawn.gif
wjleong15
post Sep 8 2020, 09:15 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(jiaen0509 @ Sep 8 2020, 08:57 PM)
How about your mum DSR? Outstanding credit card balance high?
*
not high
but she took cash on call from citi card
don't know whether this affected or not
her barcelona also rejected
maybank gave reason commission earner the commission not count
must look at basic, but she where got basic
doh.gif
wjleong15
post Sep 8 2020, 11:29 PM

Regular
******
Senior Member
1,349 posts

Joined: Sep 2012
QUOTE(jiaen0509 @ Sep 8 2020, 10:20 PM)
Commissions earner might be one of the reason to be rejected.
Cash on call will hold the credit limits. It will show in credit card outstanding.

Like you take RM6000 cash on call, your ccris will show 6000+card outstanding.

I think Affin reject could be high DSR. Now mostly got rejected because of high outstanding.
*
I think another reason probably due to economy down trend now
Bank more careful in credit application

4 Pages  1 2 3 > » Top
 

Change to:
| Lo-Fi Version
0.0278sec    0.43    7 queries    GZIP Disabled
Time is now: 26th October 2020 - 06:28 AM