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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Sep 8 2020, 03:51 PM

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QUOTE(fruitie @ Sep 8 2020, 03:25 PM)
The call was just to ask if I'm OK to have it delivered to office address... laugh.gif
Then, I asked about the approval status, she said this is final stage and still pending. I'm also lost. laugh.gif
CCRIS and IVR are still pending.
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QUOTE(fruitie @ Sep 8 2020, 03:32 PM)
I have no idea actually.. Looks like I'm the only one who received this call for weird request.  blink.gif
I hope not because of my residential address, they are going to reject it. laugh.gif
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my other principal application (NTB, by hand-in to Affin staff), she also asked whether to deliver to home or office address before receiving any approval status.
fruitie
post Sep 8 2020, 04:31 PM

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QUOTE(cybpsych @ Sep 8 2020, 03:51 PM)
my other principal application (NTB, by hand-in to Affin staff), she also asked whether to deliver to home or office address before receiving any approval status.
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At least you were given with a choice, I was basically given with just office address. laugh.gif
Anyway, let's see if it will be rejected later. tongue.gif
cybpsych
post Sep 8 2020, 04:44 PM

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QUOTE(fruitie @ Sep 8 2020, 04:31 PM)
At least you were given with a choice, I was basically given with just office address. laugh.gif
Anyway, let's see if it will be rejected later. tongue.gif
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still ok la, during MCO, my VS was automatically delivered to branch! doh.gif kinda counter-intuitive considering the SOP for banks.
jiaen0509
post Sep 8 2020, 05:09 PM

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QUOTE(fruitie @ Sep 8 2020, 03:03 PM)
Finally got a call from Affin... Telling me it cannot be sent to residential address (Seremban) and must be my office address in KL... hmm.gif

Then I told her I will only go back to office once a month, so it is really difficult to coordinate if it is sent to my office address... I can hear her reluctance over the phone and I finally gave in said if really cannot then send to office... She said she will try first with residential address, if cannot then office address. Will let me know.

Is this the same for you all?
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Funny leh... cannot send to residential address.
If reject then will be more funny... hahaha

But look like high chance to get approval since they call you.

Or maybe they know you are fruitie from lowyat. Want to hear your sweet voice

This post has been edited by jiaen0509: Sep 8 2020, 05:09 PM
fruitie
post Sep 8 2020, 05:15 PM

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QUOTE(cybpsych @ Sep 8 2020, 04:44 PM)
still ok la, during MCO, my VS was automatically delivered to branch!  doh.gif kinda counter-intuitive considering the SOP for banks.
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Really funny to send to branch during MCO... sweat.gif laugh.gif

QUOTE(jiaen0509 @ Sep 8 2020, 05:09 PM)
Funny leh... cannot send to residential address.
If reject then will be more funny... hahaha

But look like high chance to get approval since they call you.

Or maybe they know you are fruitie from lowyat. Want to hear your sweet voice
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I also don't know, what kind of SOP is that and which Management's decision is that? laugh.gif
I think because I asked the sales person few times for status, so she cannot take it and asked her colleague to call me to entertain me. laugh.gif
Really fingers crossed that it turns out OK later.
wjleong15
post Sep 8 2020, 05:32 PM

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QUOTE(fruitie @ Sep 8 2020, 01:52 PM)
That's very low. laugh.gif At least, mine is still 5 figures. laugh.gif
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That's why... but enough for cashback, now waiting for approval

QUOTE(Wolgie @ Sep 8 2020, 02:36 PM)
understand. i means do him means like 1st bill out (assume 2.2k), then pay some amount (maybe 1.2k), then use again.or.... transfer out... then before 20th, pay another 1k
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I mean 1st bill out with 2667 spent, still can use another 2,667 before the due date, then pay 2,667 on due date, wait for 2nd bill, then repeat this cycle, enjoy the 20 days interest free period fully

QUOTE(fruitie @ Sep 8 2020, 03:03 PM)
Finally got a call from Affin... Telling me it cannot be sent to residential address (Seremban) and must be my office address in KL... hmm.gif

Then I told her I will only go back to office once a month, so it is really difficult to coordinate if it is sent to my office address... I can hear her reluctance over the phone and I finally gave in said if really cannot then send to office... She said she will try first with residential address, if cannot then office address. Will let me know.

Is this the same for you all?
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I got called ask my KL address whereby I put my hometown as residential address, then I have to give my KL address
While collection I choose branch
cause TAC and internet banking still have to go to branch
why not settle all in branch at one go

*while I typing reply here, I received call from affin 03 2028 6200 for verification
hopefully they can approve fast and this Friday can get card
hmm.gif
vl319
post Sep 8 2020, 05:37 PM

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I direct applied to the officer. Leas than 12 hours status appear in ccris. Vip service... Now pending result only. Thumb up
coolguy99
post Sep 8 2020, 06:14 PM

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In CCRIS I can see my status as Approved by FI, but under Application for Credit, means approved? They are quite generous in terms of credit limit though.
fruitie
post Sep 8 2020, 06:17 PM

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QUOTE(wjleong15 @ Sep 8 2020, 05:32 PM)
That's why... but enough for cashback, now waiting for approval
I mean 1st bill out with 2667 spent, still can use another 2,667 before the due date, then pay 2,667 on due date, wait for 2nd bill, then repeat this cycle, enjoy the 20 days interest free period fully
I got called ask my KL address whereby I put my hometown as residential address, then I have to give my KL address
While collection I choose branch
cause TAC and internet banking still have to go to branch
why not settle all in branch at one go

*while I typing reply here, I received call from affin 03 2028 6200 for verification
hopefully they can approve fast and this Friday can get card
hmm.gif
*
Finally, my address mystery solved. My agent just WhatsApp-ed me again and showed the screenshots of her conversation with the people in HQ. The residential address I gave is my sister's house address which I'm currently residing now since 6 years ago but I didn't declare this address anywhere... I usually use office address but due to pandemic I'm forced to work from my sister's place and for convenience purpose I filled in that as my residential address... Mana tau the people in HQ are questioning where did I get this address as it is not appearing on my CCRIS. sweat.gif

OK, waiting for my agent to call me back as she is driving now. Epic. laugh.gif
Human Nature
post Sep 8 2020, 06:38 PM

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QUOTE(fruitie @ Sep 8 2020, 06:17 PM)
Finally, my address mystery solved. My agent just WhatsApp-ed me again and showed the screenshots of her conversation with the people in HQ. The residential address I gave is my sister's house address which I'm currently residing now since 6 years ago but I didn't declare this address anywhere... I usually use office address but due to pandemic I'm forced to work from my sister's place and for convenience purpose I filled in that as my residential address... Mana tau the people in HQ are questioning where did I get this address as it is not appearing on my CCRIS. sweat.gif

OK, waiting for my agent to call me back as she is driving now. Epic. laugh.gif
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So it’s really address issue that delay your approval
ChiaW3n
post Sep 8 2020, 07:08 PM

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QUOTE(coolguy99 @ Sep 8 2020, 06:14 PM)
In CCRIS I can see my status as Approved by FI, but under Application for Credit, means approved? They are quite generous in terms of credit limit though.
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I got a standard credit limit. But surprisingly my officer told me my application was approved, I have not received the sms saying my card was approved, but start receiving promotion sms from Affin eh?
Human Nature
post Sep 8 2020, 07:11 PM

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QUOTE(ChiaW3n @ Sep 8 2020, 07:08 PM)
I got a standard credit limit. But surprisingly my officer told me my application was approved, I have not received the sms saying my card was approved, but start receiving promotion sms from Affin eh?
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Same, got the sms too. I dont think there is any approval sms. I found out that my application is successful from ccris /IVR / officer
wjleong15
post Sep 8 2020, 07:12 PM

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QUOTE(fruitie @ Sep 8 2020, 06:17 PM)
Finally, my address mystery solved. My agent just WhatsApp-ed me again and showed the screenshots of her conversation with the people in HQ. The residential address I gave is my sister's house address which I'm currently residing now since 6 years ago but I didn't declare this address anywhere... I usually use office address but due to pandemic I'm forced to work from my sister's place and for convenience purpose I filled in that as my residential address... Mana tau the people in HQ are questioning where did I get this address as it is not appearing on my CCRIS. sweat.gif

OK, waiting for my agent to call me back as she is driving now. Epic. laugh.gif
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mine approved already when i check at 7pm rclxm9.gif
don't know Friday can get in branch or not
hmm.gif

btw, when i checked eccris
the cl not same as this afternoon
it increase a bit
hmm.gif

This post has been edited by wjleong15: Sep 8 2020, 07:16 PM
fruitie
post Sep 8 2020, 07:27 PM

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QUOTE(Human Nature @ Sep 8 2020, 06:38 PM)
So it’s really address issue that delay your approval
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Seems like that's the case. Hopefully all will be sorted out later.

QUOTE(wjleong15 @ Sep 8 2020, 07:12 PM)
mine approved already when i check at 7pm  rclxm9.gif
don't know Friday can get in branch or not
hmm.gif

btw, when i checked eccris
the cl not same as this afternoon
it increase a bit
hmm.gif
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There are people approved since 4th Sept but still haven't got the cards yet..
CoffeeDude
post Sep 8 2020, 07:29 PM

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I applied for the cards online on Sunday and today one of their staff from HQ came to my house to get my signature on the application form.

Got a plastic tumbler free gift. LOL.
cybpsych
post Sep 8 2020, 08:15 PM

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updated Duo FAQ: https://www.affinonline.com/AFFINONLINE/med...AFFINDUO_EN.pdf

1) AF waiver condition for each card.
2) fixed typo on the example cashback crediting

user posted image


hakkai0810
post Sep 8 2020, 08:41 PM

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any1 getting "sorry,we are unable to process your request" message when trying to check the application status via IVR?

Agent said submitted on 2/9 but no rejection sms / record not appear at ccris yet confused.gif
wjleong15
post Sep 8 2020, 08:42 PM

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QUOTE(hakkai0810 @ Sep 8 2020, 08:41 PM)
any1 getting "sorry,we are unable to process your request" message when trying to check the application status via IVR?

Agent said submitted on 2/9 but no rejection sms / record not appear at ccris yet  confused.gif
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it's rejected
tomorrow you call again will listen they said we are sorry blah blah blah
it happened to my mum yesterday and today rejected
doh.gif
hakkai0810
post Sep 8 2020, 08:44 PM

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QUOTE(wjleong15 @ Sep 8 2020, 08:42 PM)
it's rejected
tomorrow you call again will listen they said we are sorry blah blah blah
it happened to my mum yesterday and today rejected
doh.gif
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oh gawd, is it. i been hearing the same message since last friday. But when talk to cs, they say cannot find my record ask me to wait 14 days then only lodge report :x

This post has been edited by hakkai0810: Sep 8 2020, 08:44 PM
LemonJane
post Sep 8 2020, 08:47 PM

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QUOTE(wjleong15 @ Sep 8 2020, 11:21 AM)
just saw my application appear in eccris
cl very low...
hopefully approve and can get card by this week in branch
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When did you submit? Just want to know how long it is before it shows in eCCRIS

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