Wise (Transferwise) Malaysia Discussion, v1.0
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 Oct 31 2022, 01:02 PM
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Junior Member
164 posts Joined: Sep 2015 
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QUOTE(CommodoreAmiga @ Oct 31 2022, 12:54 PM) OMG. Do you have lots of money inside? Did you do any transactions lately? What did you do? I rmb that I have around 500 sgd inside.... I used that money to join shoe raffles like atmos, JD etc. Just solely for this purpose. |
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Oct 31 2022, 01:09 PM
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Senior Member
1,534 posts Joined: Jul 2006
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QUOTE(Sherman Kong @ Oct 31 2022, 01:51 PM) Hi guys, have anyone of you encountered account being deactivated? Idk why my account got deactivated, I send an email to the appeal team, said it would take up to 20 days to reply to me. Till now it's been 25 days and I didn't get any response from them. What are the other solutions besides emailing them? did you sent money on behalf of others or other usages? |
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Oct 31 2022, 01:26 PM
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Senior Member
3,862 posts Joined: Jun 2022 
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QUOTE(littlegamer @ Oct 31 2022, 12:55 PM) Hello new to wise here. Should be. I have bought stuff with Euro and GBP and they deduct from the respective currency account. Btw, remember to bring cash also....don't know if account suddenly kena block like our friend here then kantoi....Just got my green transfer wise physical card. I'm heading to Japan soon. If Ioad 100k yen, when I spend in Japan credit card machine, will it auto deduct the yen and leave my myr untouch?  Also please share experience withdrawing cash from Japan ATM when you came back. I am heading there next March.This post has been edited by CommodoreAmiga: Oct 31 2022, 01:27 PM |
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Oct 31 2022, 01:36 PM
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Junior Member
164 posts Joined: Sep 2015
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QUOTE(sunami @ Oct 31 2022, 01:09 PM) did you sent money on behalf of others or other usages? Yes, but it was last year. Had to send funds to my sis in US. After that, just joining raffles.. |
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Oct 31 2022, 03:36 PM
Show posts by this member only | IPv6 | Post
#825
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Junior Member
328 posts Joined: Dec 2007
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QUOTE(PoisonSoul @ Oct 31 2022, 12:46 PM) Hi sifus, need your explanation here. Sorry in advance if I am noob in my maths. SGD 100 / 0.298551 = 334.95 (MYR)As per I'm typing right now, on the app it shows 100 SGD requires 336.93 MYR. Where "Our Fee" is 1.98 MYR and Rate is 0.298551 Question: How was 336.93 MYR calculated out from 100 SGD? Simple maths will tell me 336.93/100 = 3.3693MYR/SGD but then how do they derive this number from? MYR 334.95 + MYR 1.98 Fee = MYR 336.93 Effective Rate: MR 336.93/ SGD 100 = 3.3693 or SGD 100 / MR 336.93 = 0.2967 PoisonSoul liked this post
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Oct 31 2022, 05:55 PM
Show posts by this member only | IPv6 | Post
#826
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Senior Member
1,841 posts Joined: Feb 2018
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QUOTE(1234_4321 @ Oct 31 2022, 03:36 PM) SGD 100 / 0.298551 = 334.95 (MYR) Ahhh I see. Thanks!MYR 334.95 + MYR 1.98 Fee = MYR 336.93 Effective Rate: MR 336.93/ SGD 100 = 3.3693 or SGD 100 / MR 336.93 = 0.2967 |
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Oct 31 2022, 11:22 PM
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Junior Member
34 posts Joined: Jul 2018
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QUOTE(littlegamer @ Oct 31 2022, 12:55 PM) Hello new to wise here. Yes, it will auto deductedJust got my green transfer wise physical card. I'm heading to Japan soon. If Ioad 100k yen, when I spend in Japan credit card machine, will it auto deduct the yen and leave my myr untouch? |
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Nov 2 2022, 09:05 PM
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Junior Member
75 posts Joined: Mar 2012
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Anyone who have referral code can pm me ya, fcfs
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Nov 3 2022, 02:01 AM
Show posts by this member only | IPv6 | Post
#829
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Senior Member
2,106 posts Joined: Jul 2018
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 CommodoreAmiga, akhito, and 1 other liked this post
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Nov 3 2022, 12:13 PM
Show posts by this member only | IPv6 | Post
#830
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Senior Member
3,848 posts Joined: Dec 2009 From: Ampang
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QUOTE(ericlaiys @ Oct 30 2022, 03:00 PM) 2 week or 3 week. Im going to nz where they support Wise via Google Pay. Can use right if got virtual card?at this moment, no supported on apple pay |
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Nov 4 2022, 10:58 AM
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Junior Member
745 posts Joined: Jul 2016
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Just activated my wise card. used it to pre-order stuff from amazon US.
However, amazon us haven charged my wise card although order was successfully made. Is this behavior normal? Although I ald allocated nice amount inside wise US acc still abit worried |
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Nov 4 2022, 11:54 AM
Show posts by this member only | IPv6 | Post
#832
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Junior Member
662 posts Joined: Jul 2008 From: KL 
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Maybe another option use Multi Currency Account https://www.rhbgroup.com/personal/deposits/...view/index.html
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Nov 4 2022, 12:43 PM
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Junior Member
745 posts Joined: Jul 2016
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QUOTE(akhito @ Nov 4 2022, 10:58 AM) Just activated my wise card. used it to pre-order stuff from amazon US. oh found the answer via google ald. Amazon policy However, amazon us haven charged my wise card although order was successfully made. Is this behavior normal? Although I ald allocated nice amount inside wise US acc still abit worried  QUOTE If you place an order for an item sold by Amazon with a credit card, we won't charge you until the order enters the shipping process. If you place an order from one of our third-party sellers, the seller may charge your card at the time of purchase. Source:https://www.amazon.com/gp/help/customer/dis...HCW5E5LLN48V29E Takudan liked this post
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Nov 5 2022, 06:44 AM
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Junior Member
685 posts Joined: Jan 2008
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Can topup by credit card?
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Nov 5 2022, 09:10 AM
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All Stars
14,936 posts Joined: May 2015
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QUOTE(winmxbb @ Nov 5 2022, 06:44 AM) Can topup by credit card? Unwise to do it as the cost is >5% if your credit card is issued in Malaysia.Cash Advance Fee, CC interest (15-18% p.a.), Forex charge by Wise and CC issuer etc. Some users got RM25 minimum cash advance fee from bank when they use CC to pay for the Wise card. Use FPX (from CASA) to top up to minimise cost. This post has been edited by ClarenceT: Nov 5 2022, 09:21 AM |
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Nov 5 2022, 09:39 AM
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Senior Member
4,174 posts Joined: Dec 2008 
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QUOTE(littlegamer @ Oct 31 2022, 12:55 PM) Hello new to wise here. yes auto deduct from the JPY ac. unless not enough fund then will auto deduct from the next available account.Just got my green transfer wise physical card. I'm heading to Japan soon. If Ioad 100k yen, when I spend in Japan credit card machine, will it auto deduct the yen and leave my myr untouch? its suppose to work this way. please update here.. on the ease of using it in JAPAN.. i hv not tried.. going there next year.. now slowly filling in my JPY WALLET.. |
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Nov 5 2022, 06:00 PM
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Senior Member
3,862 posts Joined: Jun 2022
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QUOTE(tadashi987 @ Nov 3 2022, 02:01 AM) |
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Nov 5 2022, 06:01 PM
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Senior Member
3,862 posts Joined: Jun 2022
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QUOTE(elea88 @ Nov 5 2022, 09:39 AM) yes auto deduct from the JPY ac. unless not enough fund then will auto deduct from the next available account. My JPY almost full, hehe. You going there on your own or follow tours? I am going there for Sakura season.its suppose to work this way. please update here.. on the ease of using it in JAPAN.. i hv not tried.. going there next year.. now slowly filling in my JPY WALLET.. |
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Nov 5 2022, 06:09 PM
Show posts by this member only | IPv6 | Post
#839
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All Stars
24,352 posts Joined: Feb 2011
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QUOTE(CommodoreAmiga @ Nov 5 2022, 06:00 PM) Wow...2%?? I don't remember it this high...previously i used it to transfer USD and SGD overseas. Kanasai. Time to switch to merchant trade? |
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Nov 5 2022, 06:22 PM
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Senior Member
3,862 posts Joined: Jun 2022
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QUOTE(Ramjade @ Nov 5 2022, 06:09 PM) Time to switch to merchant trade? This one?https://www.merchantrademoney.com/fees/ Does it also works as a debit card like WISE? Says here only 1% transaction fee...big difference! |
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