You should be able to transfer from one Wise USD account to another Wise USD account as you have the ACH routing number and account number. Unless you are transferring more than RM20k (includes all transfers to your account and all currency current balances) which they would automatically reject.

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Transfer money locally
From 28 October 2021, there will also be some limitations if you’re sending money to a bank account in Malaysia. You’ll only be allowed to make transfers that involve MYR. This means that:

If you are sending MYR from your account, you can send any currency to your recipient.
If you are sending a currency that is not MYR from your account, you can only send MYR to your recipient.
This change won’t affect international transfers. If you are transferring to a recipient account that is not in Malaysia, you can send from or to any currency — there are no limitations.

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Email notification from Wise previously.

Could this be the reason ?

That explains, now gotta send to MYR account then. Thanks

Mine arrived today

Anyone got transfer to wrong bank before? Did u manage to get back the money?

I was suppose to transfer to my SG CIMB but instead transferred to MY CIMB. It is my first time doing this transfer. I inserted my own name and SG CIMB bank account number. Funds still went through as Wise do not do any account number checking on their end.

Really frustrated now as wise don’t work on Saturday and Sunday. Haih all due to my stupidity didn’t check properly did the transfer too fast now regret. Should have checked YouTube properly on how to transfer from Local bank to Wise, then to SG CIMB before assuming.😢

Their multi currency feature confused me I went to put money in SGD wallet then thought money going out there will be to Singapore. Name of bank is CIMB Bernard but I still didn’t catch that mistake zzz.

Already called CIMB and logged ticket to Wise.
CIMB say bank should auto reject for this.. but I’m not sure now as they also told me there are CIMB bank loan accounts starting with number 1 (Singapore account number starts with 1). I wanted to ask them check if this account number exists in CIMB Malaysia but they tell me cannot.. due to customer privacy. F**k.🤬 now can only depend on Wise to help as I had attached transfer receipt.. And really hope CIMB MY there reject the transfer and bounce back to Wise.

Don’t be like me guys. Always double or triple check especially if first time transferring.😭

This post has been edited by Davidtcf: Jan 22 2022, 11:42 AM

how long u been waiting?
My one stated should arriving today but until now still not yet receive.

Around 3 weeks or so

Problem is they dont give tracking number so it’s a risk, which is why i dont top up the card first until i received it

Probably depend on area. Got mine less than 2 weeks.

You could always freeze the card if its a concern.

By the way, our Transfer account with USD denomination can receive money directly from USD bank account? Without charges?

ach free... wire 7.5

for ach must be same account owner

This post has been edited by dwRK: Jan 22 2022, 11:13 PM

sorry , what is ach?

You means for Wise, if ppl in US transfer from their US bank account to my Wise in USD denomination will be kena charge 7.5 MYR or USD?

automated cleaning house

usd

Cost of complying with local regulations.

If it is not same account owner then how much will charge?

Today I add Wise Visa card to Grab and it is working

This post has been edited by wkkm007: Jan 23 2022, 01:09 PM

no. just us banking system

inward fee usd 7.5

Tried using Wise Card for parking in Pavilion Bukit Bintang, wave transaction successful. The merchant used WorldLine Vanila powered by SONICBOOM terminal.

I think it's still different.

Only banned me topup by using any credit/debit card. I only can topup by online bank now.
They won't tell.
I just use other ewallets now.
I think all ewallets in msia banned both wise and bigpay virtual card.
I tried wise virtual card to pay zcity app and it's success, which is not ewallet.

anyone fund / deposit TD ameritrade singapore using Wise ?

big pay better than paypal ?