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 Wise (Transferwise) Malaysia Discussion, v1.0

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dwRK
post Jan 18 2022, 06:38 PM

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QUOTE(!@#$%^ @ Jan 18 2022, 03:53 PM)
Unfortunately, processing costs for card payments have gone up over the past few months. We need to raise our fees to cover the new costs.
This will mean an increase of 0.09% when you transfer money and pay with a credit or debit card.
You’ll see these new fees starting 18/03/2022.
We know that this isn’t great news, and we’re sorry about that. Our mission is to charge our customers as little as possible and we’ll bring our fees back down as soon as we can.
*
thanks for the heads up
Mr Gray
post Jan 18 2022, 06:44 PM

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QUOTE(ahhazazi @ Jan 16 2022, 01:33 PM)
Thank you for the information. So I guess there is no need for me to change country yet because currently had both google pay and garmin pay working perfectly.

Thanks 👍
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How do you activate Garmin Pay with Wise card? I kept on getting error, your bank is not yet supported.
The1stHumanBeing
post Jan 18 2022, 07:29 PM

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QUOTE(!@#$%^ @ Jan 18 2022, 03:53 PM)
Unfortunately, processing costs for card payments have gone up over the past few months. We need to raise our fees to cover the new costs.
This will mean an increase of 0.09% when you transfer money and pay with a credit or debit card.
You’ll see these new fees starting 18/03/2022.
We know that this isn’t great news, and we’re sorry about that. Our mission is to charge our customers as little as possible and we’ll bring our fees back down as soon as we can.
*
Firstly, how do we do debit/credit card reloads for Wise. Secondly, will this effect people who do online banking (FPX) transfer?

The1stHumanBeing
post Jan 18 2022, 07:32 PM

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QUOTE(Mr Gray @ Jan 18 2022, 06:44 PM)
How do you activate Garmin Pay with Wise card? I kept on getting error, your bank is not yet supported.
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Bro, Garmin Pay is yet to be even supported in Malaysia.
Here is the list:
https://www.garmin.com/en-US/garminpay/banks/
The1stHumanBeing
post Jan 19 2022, 05:29 PM

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QUOTE(Kadaj @ Jan 17 2022, 04:49 PM)
Updated, thanks!

TLDR link here:
Wise visa paywave
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Tried using Wise Card for FamilyMart in IPC, Mutiara Damansara; wave transactions successful. The merchant used Maybank terminal (grey & bulky with JCB support).
SUSxander83
post Jan 19 2022, 05:43 PM

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QUOTE(The1stHumanBeing @ Jan 19 2022, 05:29 PM)
Tried using Wise Card for FamilyMart in IPC, Mutiara Damansara; wave transactions successful. The merchant used Maybank terminal (grey & bulky with JCB support).
*
Same terminal as McDonald’s hence it should be successful most of the time rclxms.gif
The1stHumanBeing
post Jan 19 2022, 06:25 PM

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QUOTE(xander83 @ Jan 19 2022, 05:43 PM)
Same terminal as McDonald’s hence it should be successful most of the time  rclxms.gif
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I use my Wise card at McDonald’s 1U and Starbucks (both Maybank terminals) those terminals are black and have a slim profile. Always reject wave & swipe transaction. But for insert payments, I have a choice of typing in my PIN or bypass PIN authentication by pressing green(OK)

wkkm007
post Jan 19 2022, 06:58 PM

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I got my virtual card info Wise card just apply
Try to reload on touch n go says invalid card no. just key in
Boost successful login in to revpay portal and verify by Wise app authorization but fail to storing registering the card info

This post has been edited by wkkm007: Jan 19 2022, 06:59 PM
Kadaj
post Jan 19 2022, 08:49 PM

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QUOTE(The1stHumanBeing @ Jan 19 2022, 06:25 PM)
I use my Wise card at McDonald’s 1U and Starbucks (both Maybank terminals) those terminals are black and have a slim profile. Always reject wave & swipe transaction. But for insert payments, I have a choice of typing in my PIN or bypass PIN authentication by pressing green(OK)
*
Wise paywave might works with HLB & MBB terminals so far but not guarantee. biggrin.gif
I don't know why some worked and some didn't.
QUOTE(wkkm007 @ Jan 19 2022, 06:58 PM)
I got my virtual card info Wise card just apply
Try to reload on touch n go says invalid card no. just key in
Boost successful login in to revpay portal and verify by Wise app authorization but fail to storing registering the card info
*
Be careful.
I tried to reload boost with the virtual cards and then boost banned my account from using any card.

You can try reload with the physical card once, if it failed, don't try it anymore.
Otherwise your account might be banned without any warning just like me. doh.gif
wkkm007
post Jan 19 2022, 09:56 PM

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QUOTE(Kadaj @ Jan 19 2022, 06:49 PM)
Wise paywave might works with HLB & MBB terminals so far but not guarantee. biggrin.gif
I don't know why some worked and some didn't.

Be careful.
I tried to reload boost with the virtual cards and then boost banned my account from using any card.

You can try reload with the physical card once, if it failed, don't try it anymore.
Otherwise your account might be banned without any warning just like me.  doh.gif
*
Is the physical card in same as virtual the 1st card
So boost forfeited your balance?
thecurious
post Jan 19 2022, 10:02 PM

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QUOTE(Kadaj @ Jan 19 2022, 08:49 PM)
Wise paywave might works with HLB & MBB terminals so far but not guarantee. biggrin.gif
I don't know why some worked and some didn't.

Be careful.
I tried to reload boost with the virtual cards and then boost banned my account from using any card.

You can try reload with the physical card once, if it failed, don't try it anymore.
Otherwise your account might be banned without any warning just like me.  doh.gif
*
Ban for how long?
dwRK
post Jan 19 2022, 10:29 PM

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QUOTE(Kadaj @ Jan 19 2022, 08:49 PM)
I don't know why some worked and some didn't.

*
installed a few credit card nfc reader... and try on a few cards of mine for comparison...

one reader got msg says the wise card nfc payment not activated despite wise app already so...

I've frozen & thaw... deactivate and reactive... see can make it work but no...

This post has been edited by dwRK: Jan 19 2022, 10:31 PM
SUSxander83
post Jan 20 2022, 01:54 AM

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QUOTE(The1stHumanBeing @ Jan 19 2022, 06:25 PM)
I use my Wise card at McDonald’s 1U and Starbucks (both Maybank terminals) those terminals are black and have a slim profile. Always reject wave & swipe transaction. But for insert payments, I have a choice of typing in my PIN or bypass PIN authentication by pressing green(OK)
*
Those slim or black ones are the older terminal which are super problematic

Try with those grey ones by Maybank which have no issue so far with wave or pin

So far those are 100% hit rate for me rclxms.gif
The1stHumanBeing
post Jan 20 2022, 07:11 AM

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QUOTE(wkkm007 @ Jan 19 2022, 06:58 PM)
I got my virtual card info Wise card just apply
Try to reload on touch n go says invalid card no. just key in
Boost successful login in to revpay portal and verify by Wise app authorization but fail to storing registering the card info
*
Yeah, I also tried adding my virtual Wise card into Shopee just for fun. Said it was an invalid card, so not all sites support the virtual card.
dwRK
post Jan 20 2022, 03:29 PM

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Mr diy - pbb pos - pin ok, wave fail


so far... 100% fail using wave

This post has been edited by dwRK: Jan 20 2022, 04:35 PM
The1stHumanBeing
post Jan 20 2022, 05:09 PM

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QUOTE(Kadaj @ Jan 17 2022, 04:49 PM)
Updated, thanks!

TLDR link here:
Wise visa paywave
*
Tried using Wise Card for llaollao in 1U; both wave transactions failed. The merchant used CIMB partnered CARDPAY by GHL terminal (grey & bulky).

This post has been edited by The1stHumanBeing: Jan 20 2022, 05:20 PM
wkkm007
post Jan 20 2022, 09:47 PM

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Every transaction with Wise card in MYR with loaded MYR credit in Wise account, is there any additional transaction admin fee/ surcharge?
Thank you
The ATM withdrawal RM1000 is the same with other countries USD250
The1stHumanBeing
post Jan 20 2022, 10:30 PM

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QUOTE(wkkm007 @ Jan 20 2022, 09:47 PM)
Every transaction with Wise card in MYR with loaded MYR credit in Wise account, is there any additional transaction admin fee/ surcharge?
Thank you
The ATM withdrawal RM1000 is the same with other countries USD250
*
No admin fee/surcharge as you are basically paying 1:1. Paying Wise MYR to reload your MYR balance. I haven’t tried the withdrawal feature as I intend to use the card for the purchase anyway; unless the merchant is very stubborn and only accepts cash.
Mr Gray
post Jan 21 2022, 12:50 AM

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Been using this card for a few weeks. Still many terminal can't accept Wise on Paywave, need to insert pin. No such problem with other local cards.

Quite a hassle. Hmmm, better just use Malaysian issued debit/credit/prepaid card.
hedfi
post Jan 21 2022, 03:19 PM

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Is there a way to transfer the USD in my wife's Wise account to my Wise USD account? Message appeared that 'you are residing in Malaysia, either the source or your target currency must be in MYR'

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