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 Wise (Transferwise) Malaysia Discussion, v1.0

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thecurious
post Jan 5 2022, 10:20 AM

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QUOTE(fruitie @ Jan 5 2022, 09:50 AM)
Need to pay for the withdrawal charges right?

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Website says first 2 local atm withdrawal up to RM 1000 per month is free.

This post has been edited by thecurious: Jan 5 2022, 10:22 AM
thecurious
post Jan 10 2022, 02:24 PM

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QUOTE(The1stHumanBeing @ Jan 10 2022, 02:07 PM)
Hey guys, I have received my Wise card. Have been using it for a while for in store transactions. I noticed when I go to McDonalds (Maybank terminals) it always decline to accept wave, even swipe payments; I didn’t disable any wave/swipe transactions so it has left me baffled. I always have to resort to PIN transactions. Has anyone encountered this and what is the solution?
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Take a look at the few posts above yours. No one knows.
thecurious
post Jan 13 2022, 10:23 PM

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QUOTE(TOS @ Jan 13 2022, 09:16 PM)
I applied without topping up anything in Wise. Will let you know here when my card arrives.
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Wasnt topping up part of the kyc process? It was skippable?
thecurious
post Jan 14 2022, 09:09 PM

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QUOTE(TOS @ Jan 14 2022, 06:18 PM)
Oh ok. Just choosing how your name appear on card is "KYC". Fine.

Anyway, thecurious I have not encountered any step which require me to top up during the whole application process. I am not sure if there is a need to top up during the activation process, however. Looking at previous post, it seems like I need to spend with the card at least once, in which case a prior deposit is needed.

My first step in ordering the card is exactly the same as shown in Ziet's video (time: 7:06) https://www.youtube.com/watch?v=8-2kIL1V5zs

The "verified your identity" part is done for my case (which I think is the "true KYC" part), the only thing left is address filling, choosing how name appears, courier method and potentially payment of 10 MYR in case the promotional period is gone.

Will update more here later when card arrives.
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Thanks for the update thumbsup.gif
thecurious
post Jan 19 2022, 10:02 PM

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QUOTE(Kadaj @ Jan 19 2022, 08:49 PM)
Wise paywave might works with HLB & MBB terminals so far but not guarantee. biggrin.gif
I don't know why some worked and some didn't.

Be careful.
I tried to reload boost with the virtual cards and then boost banned my account from using any card.

You can try reload with the physical card once, if it failed, don't try it anymore.
Otherwise your account might be banned without any warning just like me.  doh.gif
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Ban for how long?
thecurious
post Jan 22 2022, 03:19 PM

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QUOTE(GamaX320 @ Jan 22 2022, 01:28 PM)
how long u been waiting?
My one stated should arriving today but until now still not yet receive.
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Probably depend on area. Got mine less than 2 weeks.

QUOTE(nate_nightroad @ Jan 22 2022, 02:03 PM)
Around 3 weeks or so

Problem is they dont give tracking number so it’s a risk, which is why i dont top up the card first until i received it
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You could always freeze the card if its a concern.
thecurious
post Feb 4 2022, 08:44 PM

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QUOTE(RickJames09 @ Feb 4 2022, 07:34 PM)
Got it! Thanks.

Btw, when you transfer, the money is not instantly go into wise account? Need to wait like GIRO?
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FPX is instant, if you use bank transfer need to wait. how long? tentative for them to process.
thecurious
post Feb 18 2022, 12:35 PM

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QUOTE(moonsatelite @ Feb 17 2022, 03:11 PM)
Lads & Lasses, can I confirm that Wise has issued us Wise account holders a unique bank account number via J.P Morgan? Because it just says Wise Payments Malaysia when one is performing a DuitNow a.k.a Instant Transfer to it. I like the anonymity that one can receive funds without exposing their real name.

Used to be able to have anonymity via Bank of China (Malaysia) because they only support IBG (Inter-bank GIRO), but now, they started support DuitNow via account number, oh well.
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QUOTE(jack2 @ Feb 18 2022, 12:29 PM)
what is the purpose to receive MYR in Wise if we can receive MYR from our own bank account?
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He mentioned he liked the anonymity.
thecurious
post Sep 17 2023, 10:59 AM

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Deleted outdated info.

This post has been edited by thecurious: Sep 17 2023, 11:54 AM
thecurious
post Sep 17 2023, 11:54 AM

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QUOTE(!@#$%^ @ Sep 17 2023, 11:08 AM)
check yourself lo. then come back and tell us ur experience.
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Oops I stand corrected. Last time used was last year. Didn't realise it changed.
thecurious
post Oct 4 2023, 12:40 AM

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QUOTE(ycgoh123 @ Oct 3 2023, 11:23 PM)
hi, new to wise card, just applied the wise debit card, pay by public bank debit card, i notice the pbb charged me rm23.7 instead of rm13.7. what is that extra rm10 yah? is that normal?
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Sounds like maybe you chose express delivery instead of normal mail?
Do you have a delivery tracking number for the card?
thecurious
post Oct 4 2023, 09:22 AM

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QUOTE(ycgoh123 @ Oct 4 2023, 12:52 AM)
hrmm. i remember i choose the default delivery option. i cant see any tracking number.
is it the express delivery rm10?
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Can't remember...but think express delivery was more expensive than that.
Got mine during the free promotion period.
Not sure if normal delivery has any charge now.
Hopefully someone who has more recent experience can help you.

 

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