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This post has been edited by Kadaj: Dec 10 2021, 03:17 PM

No funding RM20k restriction and you can hold unlimited amount balance in wise.

How did you solved the problem?

I can't use wise virtual card to topup boost ewallet. And now boost blocked my account from using any card to topup. =_=

So wise card can't use to topup any ewallet in msia?

Is that mean we can withdraw up to RM1000 for free in Malasia?
Then what about atm withdrawal in oversea countries? How to calculate the fee?

In contrast, bigpay charge RM6 for local and RM10 for oversea.
As simple as that.

If I wanna withdraw SGD 1,000 that means the fee will be RM5 + SGD 17.5?

So bigpay charge RM10 is the best choice for oversea atm withdrawal?

You need to spend by using Pin to active the card.

There are different type of terminals that merchants using, eg. provided by UOB bank, CIMB bank and etc.

Can we share which merchants or bank terminals that you can or can't paid by paywave?

Wise Visa Paywave / Contactless / NFC:

1. Hong Leong : 7-Eleven, 99 Speedmart - Ok @leo2010 @xander83 && 99 Speedmart - Declined @Justmua @dwRK
2. Public Bank : Mr DIY - Declined @leo2010 @dwRK
3. Maybank : McDonald's, FamilyMart - Ok @xander83 @The1stHumanBeing && McDonald's, Starbucks - Declined @The1stHumanBeing @dwRK
4. OCBC : Pepper Lunch - Declined @The1stHumanBeing
5. CIMB (CARDPAY by GHL) : llao llao, Tesco - Declined @The1stHumanBeing @dwRK
6. Aeon: Aeon, Daiso - Declined @dwRK @The1stHumanBeing
7. GHL : BWY, Tealive (Both) - Declined - @dwRK @The1stHumanBeing
8. WorldLine Vanila (SONICBOOM) : Pavilion Bukit Bintang (Parking) - Declined - @The1stHumanBeing
9. Pin & Paywave : Donki - Declined @hedfi

This post has been edited by Kadaj: Jan 23 2022, 10:43 PM

Thanks, updated.
Currently seems like only hong leong terminal working fine with paywave.

If anyone tried tesco, aeon and petrol stations pls let me know.
Quite curious which terminal they're using as well.

Thanks, updated!
Currently still only HLB terminal enabled for NFC and all others declined.

Now I'm curious those merchants that declined wise visa paywave, will they decline credit card's paywave issued by other banks as welll?
If answer yes, that means they really reject all NFC payments;
If answer no, that means something wrong with wise card.

Only HLB's terminal can process NFC and all others failed right?

Let me know what merchant use which terminal and I'll try to keep updating the list.
I'll be happy if you can share with us alternative solutions.

Pin also declined? I'm first time knowing this.
I thought even paywave declined, Pin should be 100% accepted??

Updated, thanks!

TLDR link here:
Wise visa paywave

Wise paywave might works with HLB & MBB terminals so far but not guarantee.
I don't know why some worked and some didn't.
Be careful.
I tried to reload boost with the virtual cards and then boost banned my account from using any card.

You can try reload with the physical card once, if it failed, don't try it anymore.
Otherwise your account might be banned without any warning just like me.

I think it's still different.

Only banned me topup by using any credit/debit card. I only can topup by online bank now.
They won't tell.
I just use other ewallets now.
I think all ewallets in msia banned both wise and bigpay virtual card.
I tried wise virtual card to pay zcity app and it's success, which is not ewallet.

It will withhold RM200 if you DIY.
It will not withhold RM200 if you paid at the counter.

I still think it's a lousy system.

Tried to pay road tax on JPJ website.
Wise card rejected, both physical and virtual card.

Good to know wise can topup Grabpay.

Anyone try other ewallet like TNG and Boost?

you may check the link below, we discussed it in January.
https://forum.lowyat.net/topic/4953197/+280