O well. Better late than never.

FT 070422: https://drive.google.com/file/d/1iNxuy2dIbR...iew?usp=sharing

Deal all expert, how to receive divided in US stock for IB or TD ameritrade or moomoo?

auto parked into your account balance of the broker. Will get the money on dividend payment date.

Will get the money on.... dividend payment date + 1

Thanks SIFU.

Any good website show future dividend payout?

iirc ibkr got screener for stocks with upcoming dividend...

I wonder how many of us waiting for the EPF withdrawal. And also curious what is the recommendation % reserved for Cash in your portfolio? or it's better to invest every penny in stock.

i practise keeping an emergency fund for 6 months and monthly DCA from my monthly salary

on top of that, additional source like bonus, dividend, I will keep until there is a attractive entry point

FT 080422: https://drive.google.com/file/d/19BH2rewVzy...iew?usp=sharing

Ya those are necessary, Emergency fund, and better if you have medical insurance to cover your medical bill (It's not a must but it's recommended). Just wondering How much % of your portfolio that you keep with your broker that is in "Cash" form? I might be wrong with the term. like e.g. You have 75% of Portfolio is in ETF, 20% on Index fund and kept 5% of it in cash that's reserved just in case if any stock on discount, you can bought it immediately without the need to transfer from your bank which may take about hours to a day (if it happen to be on the weekend or off their working hour).

If it helps, I don't keep cash outside of some spending money and emergency fund. So I don't maintain a "cash position" so to say. I don't really time the market and just do regular DCA, but if there's a really good deal and I know I can afford it, I'll buy it with margin with a personal tolerance of up to 1.25x leverage and pay it off with my upcoming income.

This post has been edited by Hoshiyuu: Apr 8 2022, 12:34 PM

I know one investor who keeps like 50% cash. He only buys when things are cheap.
Up to you how much you want to keep. If things expensive, why want to overpay for it?

But at the same time have to be realistic that some stuff won't be cheap.

This post has been edited by Ramjade: Apr 8 2022, 12:53 PM

For people who had use IBKR and/or Tiger broker, can anyone point out the main pros/cons of IBKR Vs Tiger broker?

As i am currently using Tiger Broker, i am thinking should i move to IBKR (TSG since my deposit is <$100,000) or should i just stay

Thanks

if you are referring to "How much % of your portfolio that you keep with your broker"

i keep as little as i can, no interest from IBKR, so i dont keep cash with them
i dont mind transferring, not like the 2 hours or a day transfer processing will make me lose the opportunity, if it really does, i just let it be

Just convert to ibkr from tsg.

Tiger uses ibkr as their backbone.
Ibkr commission, Forex rate, margin rate (if you are using margin) way cheaper than tiger.

Tiger have free real time data while ibkr needs to pay for it. I think usd4.50/month?

This post has been edited by Ramjade: Apr 8 2022, 01:34 PM

Thanks for the input
Didn't know that tiger uses ibkr as backbone

There's so many brokers available now compare to years ago where people only had a few selection 🥳

How to do it?

The key to this is how does that investor know "things are cheap" ? Cheap based on his interpretation ? If every investor is able to catch the lowest bottom then we have a lot of rich investors isn't it ? So I am thinking that investor buy when cheap is based on his interpretation and not the lowest bottom logical?