cannot deviate too much from core strength... otherwise gg

timing is important too... remember Newton? there's also digital camera, TV, console... diversified n failled...

Now I know where AAPL offices are in SG.

If I understand correctly Apple books its Asia Pacific sales, revenue, and profits via SG to save on taxes.

FT 120422: https://drive.google.com/file/d/1_B6G2Q4GNa...iew?usp=sharing

This post has been edited by TOS: Apr 12 2022, 05:05 PM

lol which Newton? Never heard of such a company before. I know Nikon and Kodak...

these were all apple products... lol... I so want to buy the newton last time...

go search failed apple products...

Ah this one. Ok

Probably this question has been asked before. [IBKR charges $0 inactivity fee and $0.35 per transaction under Tiered]. So my question,

1) What's the sweet spot amount for DCA using IBKR on per Week/Month/Quarter.
2) Will you forgo the saving interest and parked lumpsum money in IBKR just to skim on the $2 conversion (if using CIMB SG with a plan to deposit every 3 months and then DCA accordingly every month).

This post has been edited by Lon3Rang3r00: Apr 12 2022, 10:00 PM

FT 130422: https://drive.google.com/file/d/1rvWYRJSAiz...iew?usp=sharing

New arrivals in my library today (published in 2021), very relevant to your question:





I have the PDF softcopy (you can find it online too), can't share here due to copyrights reason. (PM if you need it for self-reading.)

Written by a former Goldman Sachs and Morgan Stanley investment-banker-turn-professor at Columbia Business School, the book introduces "platform economics" and dissect the business models of FAANG and Microsoft (light touch).

Hope you find it interesting.

This post has been edited by TOS: Apr 13 2022, 11:25 PM

Anyone here manage to transfer vested RSU shares to IBK? I have some RSU shares in Fidelity stock plan service account, I'm not sure whether or not it can transfer to IBK

acats/dtcc

keyword: hype and wishful thinking ...

DCA doesn't have to be every month.. if you have high income maybe possible to do so (like earning RM10k a month without much commitments).

meaning of DCA is regularly invest your money into stocks or ETFs.

sweet spot depends on how much you can save and earn.. for me one time transfer of RM2-3k every 2-3 months is my sweet spot. Some people can transfer more like 5k each time. So depends on individual earning power and savings.

hence why your main source of income is actually the most important... need to keep think of ways to grow it further.

Using Robos like Stashaway, KDI Invest then easy to DCA monthly or even weekly.. but their downside is management fees every year and can't control what they invest in.

This post has been edited by Davidtcf: Apr 14 2022, 10:15 AM

Waiting for the EPF 10K, then i will lumpsum all (include April saving) to IBKR just to save some on the conversion fee. Then DCA accordingly for the next 3-4 months.

to be frank, DCA works in scenarios like this



if the share price chart looks like this, you should lump sum at the beginning in 2017



you're probably thinking of "time in the market"

This post has been edited by Medufsaid: Apr 14 2022, 11:39 AM

yes if it's me, I will transfer 10k in.. then slowly buy when prices drop, or just DCA once every few months.
likely prices will fluctuate due to rising interest rates. Inflation now at 8.5% at US. Fed already confirm will have 6 times interest rate hikes.

hope the Ukraine war will be over soon.. stocks will improve once there's no more war. Uncertainty only harms the stock market. Some are afraid of all out nuclear war with Russia.

I'm very new into investing, I don't have enough experiences to tell whether the market is good or bad now. But I'm sure that it will be OK for me as long as I'm investing now than never invest at all. The recent price fluctuating did take a toll on me, last week I'm jumping on Tesla boat when the price is $1120, happy just for a day then next thing i know it drop to $980 on Monday. Kind of lost myself not sure whether this is the First lesson of investing in the stock market = Be "Mentally Prepared".

Look like the Ukraine war won't stop anytime soon, US seems to intervened now by providing more weapons to Ukraine Military.

FT 140422: https://drive.google.com/file/d/1oFOoH4sU_t...iew?usp=sharing

my total paper loss in IBKR now is around USD 240 (after deduct x1 free Apple share and free IBKR shares). They are unrealized loss as long you don't sell. I will still continue to DCA.

i'm in worse situation than you coz I started investing on December last year, when things were still rosy before the Fed announced interest rate hike.

if started this year is good.. as all the stocks and ETFs are price lower. So when they start to grow again you will see more profit.
be a long term investor, at least hold 3 years before see real growth.. that time if need to sell some for cash then go ahead. But best is don't sell if don't need the money.

As long you confident on what you're investing in, then continue holding. Read and get updated about the company's financials and news to decide. Only rebalance or sell when you're sure there is a need. A good site to learn about stock evaluation is https://simplywall.st/ .. search for the company you like there and see if they are overvalued, their financials, health, borrowings, PE ratio etc.

if you think stocks are tough.. wait till you see crypto prices. 24/7 trading and fluctuate even more since it relies on speculation (no fundamentals like stocks)

This post has been edited by Davidtcf: Apr 14 2022, 01:36 PM

I'm with those started Crypto last November... won't recover for awhile. That's what made me to look into investing in Real Company.

have a trading (or exit plan) in place whenever you buy stocks. the most recent lows (in Mar) is $756. only you can decide if you'll stay put or cut loss

This post has been edited by Medufsaid: Apr 14 2022, 02:02 PM