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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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Matchy
post Dec 20 2020, 09:56 PM

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Just encounter a terrible CS... I'm having issue with my card's paywave, and he straight said it is not card issue because the card is new! doh.gif I tried at 2 different places, both places also can't detect the card. Other cards work fine, so definitely not the terminal problem.
akping_1
post Dec 20 2020, 10:17 PM

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QUOTE(Matchy @ Dec 20 2020, 09:56 PM)
Just encounter a terrible CS... I'm having issue with my card's paywave, and he straight said it is not card issue because the card is new! doh.gif I tried at 2 different places, both places also can't detect the card. Other cards work fine, so definitely not the terminal problem.
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Have you use the card before? or first time use?
Matchy
post Dec 20 2020, 10:26 PM

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QUOTE(akping_1 @ Dec 20 2020, 10:17 PM)
Have you use the card before? or first time use?
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First time use.
akping_1
post Dec 20 2020, 10:29 PM

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QUOTE(Matchy @ Dec 20 2020, 10:26 PM)
First time use.
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first time you need to use Pin to activate it, cannot wave

This post has been edited by akping_1: Dec 20 2020, 10:49 PM
Matchy
post Dec 20 2020, 10:58 PM

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QUOTE(akping_1 @ Dec 20 2020, 10:29 PM)
first time you need to use Pin to activate it, cannot wave
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Thanks for the info. Will try to use PIN. The CS should've told me that first time use need to use PIN.
starry-starry
post Dec 21 2020, 01:53 AM

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QUOTE(Matchy @ Dec 20 2020, 10:58 PM)
Thanks for the info. Will try to use PIN. The CS should've told me that first time use need to use PIN.
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Keep us posted, but I don't recall using PIN when I used my QV for the first time. Already activated your card ya? Sure you did since you already know/have your PIN.
Matchy
post Dec 21 2020, 08:30 AM

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QUOTE(starry-starry @ Dec 21 2020, 01:53 AM)
Keep us posted, but I don't recall using PIN when I used my QV for the first time. Already activated your card ya? Sure you did since you already know/have your PIN.
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Ya, already call cs last time when it didn’t work and confirmed the card already activated. Also tried the pin at Pb atm, also work fine.
cr7jyej
post Dec 21 2020, 08:52 AM

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Hmm I guess I'll have to explore more and experience it myself

QUOTE(GrumpyNooby @ Dec 20 2020, 08:05 AM)
Report said cumulative amount is RM 1500 but I did a a transaction with Wave-first-then-PIN for a transaction amount of RM 3500 and it went through.
QUOTE(rojakwhacker @ Dec 20 2020, 10:15 AM)
I think pin reset is enforced on 16th transaction only happen within a month but not cross-month. To date, I had not reset Public bank Quantum visa card with pin yet and can still use 22 times of pay wave (each pay wave below RM250) with sum accumulated below RM1100+ since last December. hmm.gif
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This post has been edited by cr7jyej: Dec 21 2020, 08:55 AM
cr7jyej
post Dec 21 2020, 08:55 AM

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Same here, i can start using Wave without using for PIN for both QV and QM

QUOTE(starry-starry @ Dec 21 2020, 01:53 AM)
Keep us posted, but I don't recall using PIN when I used my QV for the first time. Already activated your card ya? Sure you did since you already know/have your PIN.
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fruitie
post Dec 21 2020, 11:30 AM

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QUOTE(rojakwhacker @ Dec 20 2020, 10:15 AM)
I think pin reset is enforced on 16th transaction only happen within a month but not cross-month. To date, I had not reset Public bank Quantum visa card with pin yet and can still use 22 times of pay wave (each pay wave below RM250) with sum accumulated below RM1100+ since last December. hmm.gif
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Good to hear this. thumbup.gif
Imzadi
post Dec 21 2020, 01:34 PM

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PBB Visa Signature question please.

The 12 swipes to be eligible for free annual fee - does it have to be swipes from the main cardholder?

Or can it be from the supplementary cardholder?

Or is it accumulative from both?

My husband is getting this credit card but he won't be using it much (if at all) so I need to make sure how the 12 swipes is tallied up.

Thanks.


cybpsych
post Dec 21 2020, 01:37 PM

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QUOTE(Imzadi @ Dec 21 2020, 01:34 PM)
PBB Visa Signature question please.

The 12 swipes to be eligible for free annual fee - does it have to be swipes from the main cardholder?

Or can it be from the supplementary cardholder?

Or is it accumulative from both?

My husband is getting this credit card but he won't be using it much (if at all) so I need to make sure how the 12 swipes is tallied up.

Thanks.
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per card
GrumpyNooby
post Dec 21 2020, 01:37 PM

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QUOTE(Imzadi @ Dec 21 2020, 01:34 PM)
PBB Visa Signature question please.

The 12 swipes to be eligible for free annual fee - does it have to be swipes from the main cardholder?

Or can it be from the supplementary cardholder?

Or is it accumulative from both?

My husband is getting this credit card but he won't be using it much (if at all) so I need to make sure how the 12 swipes is tallied up.

Thanks.
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How can it be combined when supplementary card also has AF of RM 150? hmm.gif
zenquix
post Dec 21 2020, 03:21 PM

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QUOTE(Imzadi @ Dec 21 2020, 01:34 PM)
PBB Visa Signature question please.

The 12 swipes to be eligible for free annual fee - does it have to be swipes from the main cardholder?

Or can it be from the supplementary cardholder?

Or is it accumulative from both?

My husband is getting this credit card but he won't be using it much (if at all) so I need to make sure how the 12 swipes is tallied up.

Thanks.
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QUOTE(cybpsych @ Dec 21 2020, 01:37 PM)
per card
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"swipe" can also be online transaction, so just use your husband's card when doing online purchases
wjleong15
post Dec 21 2020, 04:06 PM

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QUOTE(Imzadi @ Dec 21 2020, 01:34 PM)
PBB Visa Signature question please.

The 12 swipes to be eligible for free annual fee - does it have to be swipes from the main cardholder?

Or can it be from the supplementary cardholder?

Or is it accumulative from both?

My husband is getting this credit card but he won't be using it much (if at all) so I need to make sure how the 12 swipes is tallied up.

Thanks.
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if you are digi postpaid user you can pay RM 1 x 6 times per day for 2 days to settle 12x annual transaction for AF waiver
Imzadi
post Dec 21 2020, 06:27 PM

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QUOTE(GrumpyNooby @ Dec 21 2020, 01:37 PM)
How can it be combined when supplementary card also has AF of RM 150? hmm.gif
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Maybe the 12 swipes includes both cards annual fees. I don't know. That's why I'm asking.

I know for sure he won't use the card at all so I wanted some clarification is all.

You could've just said "No because the supplementary card also has an annual fee of RM150".

No need to be sarky about it.

To the rest, thanks for the help/advice.






casper1
post Dec 21 2020, 10:50 PM

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Hi, do you guys get rebate for services tax on quantum cards for new cards received? Just applied and get me cards, wondering if i can save the RM50 for both cards
Human Nature
post Dec 21 2020, 11:11 PM

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QUOTE(casper1 @ Dec 21 2020, 10:50 PM)
Hi, do you guys get rebate for services tax on quantum cards for new cards received? Just applied and get me cards, wondering if i can save the RM50 for both cards
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I received it for my QV
jacksonpang
post Dec 21 2020, 11:13 PM

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QUOTE(casper1 @ Dec 21 2020, 10:50 PM)
Hi, do you guys get rebate for services tax on quantum cards for new cards received? Just applied and get me cards, wondering if i can save the RM50 for both cards
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if you are new to bank, you can read this>> https://www.pbebank.com/Personal-Banking/Pr...our-Choice.aspx
adele123
post Dec 21 2020, 11:34 PM

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QUOTE(Imzadi @ Dec 21 2020, 06:27 PM)
Maybe the 12 swipes includes both cards annual fees. I don't know. That's why I'm asking.

I know for sure he won't use the card at all so I wanted some clarification is all.

You could've just said "No because the supplementary card also has an annual fee of RM150".

No need to be sarky about it.

To the rest, thanks for the help/advice.
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Why apply for supp card if the main person wont be using it? (Rhetorical, dont answer. If you think you need it, ok. But do you really need it? Just a something for you to think)

Have to pay rm25 per card. Extra cost.

This post has been edited by adele123: Dec 21 2020, 11:35 PM

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