Nice flow diagram....

This diagram is I am amazed by your patience but is the 16th transaction real? I will reset by buying sundae cone from McD’s.

Just received my Quantum credit card
But how do I link both the card to my savings account/Online Banking so i can check/track my transaction and outstanding balance?

If my memory serves me right, have to head to the physical branch to setup online banking...

No need.
Can do it online at https://www.pbebank.com/forms/form-pbebank-registration.aspx

Looks like they have 'evolved'. Hahaha

PBe > Profile Maintenance > Manage Profile > Add / Delete Account

Wow ... the God has spoken!
Words from the Above.

Anyone of you gotten the rebate for the following campaign for November or December? I've top up bigpay (no sure whther those transaction will be counted)

p/s: I've registered for the campaign and received the sms from pbb.







Attached thumbnail(s)

The cash back will be out within 8 weeks after the campaign ends (31/12/2020).



This post has been edited by GrumpyNooby: Dec 19 2020, 05:20 PM

My statement date is 24th of every month, so 24th is the first or last day of me spending to earn cash back? Already spent above RM600 so want to find out when I can start using the credit card - 24th or 25th?

Thanks everyone, already did it thru the "Profile Maintenance page"

I got a few more question, Wave Quantum Visa thru Samsung Pay qualify for Cashback like waving the physical card?

And besides of having to reset thru pin after 15 time wave, is there limit for amount spend (Eg: wave until X amount then need to reset thru pin) ?

If the merchant is using a Public Bank card machine (eg Mr DIY, Econsave), most likely the transaction will be posted on the same day, it is a bit rare it will be posted 1 day later but still possible. ie you swipe on 24/12, if posted on 24/12, statement 24/12, CB cycle 25/11-24/12.

If the merchant is not using a Public Bank machine, the transaction will not be posted on the same day, most likely 1-2 days later. You swipe on 24/12, posted on 25/12 or 26/12 (too late for 24/12 statement), statement 24/1, CB cycle 25/12-24/1.

P/S: PB debit card - immediate posting if the card machine use Mydebit, doesn't matter the card machine is provided by PB or other banks in Malaysia.

This post has been edited by ClarenceT: Dec 20 2020, 08:06 AM

I got a few more question, Wave Quantum Visa thru Samsung Pay qualify for Cashback like waving the physical card? Yes, eligible.

And besides of having to reset thru pin after 15 time wave, is there limit for amount spend (Eg: wave until X amount then need to reset thru pin) ? Report said cumulative amount is RM 1500 but I did a a transaction with Wave-first-then-PIN for a transaction amount of RM 3500 and it went through.

I think pin reset is enforced on 16th transaction only happen within a month but not cross-month. To date, I had not reset Public bank Quantum visa card with pin yet and can still use 22 times of pay wave (each pay wave below RM250) with sum accumulated below RM1100+ since last December.

I suspected this too and it is good someone base it on real experience.

This info is cool cause I only use the Quantum visa like 4-5x/month.

Oh I never thought of it this way.. I thought just simple as my transaction date. So if my statement date is 24th, if I use QM to top-up Shopee Pay and Boost, any idea it will fall on 24th or later? I just wanna ensure I don't waste my cash back in the month I already max up RM30 cash back so I am not sure if I should top up on the 24th or 25th..

Both of them are not using Public Bank as the acquiring bank.
It won't get posted by T+1.

top up on 24th would do. 25th if you want to be safe.

never see them posted on same day, T+0.