Done pay my car insurance. Pay 398 get 658 boost point, not bad.
Now wait see hope also got that caimpaign rebate

do a pin on a low value item now and then to be safe.

An update based on my latest statement - MalaysiaKini subscription eligible for online cashback on Visa Sig (even though no OTP)

This post has been edited by PsychoJoe: Dec 17 2020, 04:37 PM

What's the merchant description in the statement/online ledger?

MALAYSIAKINI.COM

Eh what I meant is do we get cb from the pin transaction or no CB at all for that pin transaction (the reset transaction)?

If the entry mode is CONTACTLESS, then yes.

1) insert card into terminal + pin = reset yes, cashback no <-- not a paywave transaction

2) wave card on terminal + pin (if txn amount >RM250) = reset yes, cashback yes

Even for reset?

Damn I lost count already how many time the card have been wave.
So let me get it straight. Wave + pin to reset =no cashback right?

Yes, as long as the entry mode is CONTACTLESS not CHIP.

The count has been upped to 15 instead of 9 previously.

This post has been edited by GrumpyNooby: Dec 18 2020, 10:37 AM

Who want to buy car?

"Attractive %" - Hire purchase %
I don't think any Toyota dealer will let you use a PB Visa/Mastercard to pay RM90k.

previously i try before use pay 3k using cc for deposit housing.
But that time not popular cash rebate, so not sure now.

But if u can... $$$

This post has been edited by Wolgie: Dec 18 2020, 02:20 PM

Toyota Kuching - max RM3000 using CC, a few years ago.
Now not sure, UMW Toyota already sold the business (Sales and Services) and it is now operated under a new Sdn Bhd.

Wait I am confuse. I know pin does not have CB.
So if my transaction is the 16th transaction, I am force to use pin right?
Use pin = no CB

This is assuming my spending is less than RM250/transaction (around rm100)

This post has been edited by Ramjade: Dec 18 2020, 04:36 PM

Wave-first-then-PIN will get cash back as long as amount above RM 30.
This is not same as per Affin Visa Signature.
Reports also said that Wave-first-then-PIN will also reset the cumulative contactless count.

This post has been edited by GrumpyNooby: Dec 18 2020, 04:38 PM

yes, no cb for your example

go pay something small amount or play at petrol kiosk.


high-level diagram:



This post has been edited by cybpsych: Dec 18 2020, 05:26 PM

just collected my cards today got a call last Wednesday asking me if i approved, can go collect instead of post or not, confirmed with guy who called me does this mean already approved, he said my docs is complete so shouldn't be a problem (god bless his soul)

day before yesterday i remembered about my application, simply called CS and was told card approved, today collected at Branch

time to read up now

This post has been edited by persona93: Dec 18 2020, 07:48 PM

Welcome onboard!