New to PBB Quantum CC, haven't performed any transaction yet. Just wondering if I am qualified to request for SST waiver? I didn't know PBB is generous in waiving SST, else I would have requested for Quantum Visa CC as well!

Btw, do I have to visit PBB bank in order to create an online account? Can't seem to do that via pbe?! Can it be done online?

This post has been edited by starry-starry: Nov 3 2020, 03:53 PM

I am new to PBB, so want to create a new e-banking account. Can I do that without visiting the branch?

Thanks, I thought the link for existing customer. Gonna try it now!!!

Btw, any idea if I can request to waive SST being a new CC user?

Does email work? or must call in (works better?) since I've been communicating about the CC application to collection...

I only applied for Quantum MasterCard, planning to use it to topup e-wallet, Shopee etc. The promo seems to be for retail transaction though...


This post has been edited by starry-starry: Nov 3 2020, 04:42 PM

Ooooooh.. didn't know that... Thanks for the info!!!

So I guess I can simply top up my e-wallet and hoping lucky enough to win somethin...

This post has been edited by starry-starry: Nov 3 2020, 04:43 PM

I did inquire PBB regarding the NTB promo campaign (while I already registered for the promo you shared prior inquiring), the CS shared with me a different promo campaign named Double Rewards instead. I haven't registered for that yet, I am not sure if I could register for both... The campaign offers RM25 & RM200 cashback instead.

Do you guys find RM250 Lazada e-voucher or RM200 cashback more attractive? I wonder if I could register for the other campaign, not that I intend to get both offers (which won't happen anyways).

Oh! I just applied for Quantum Visa too, I read through info regarding this card and would appreciate if any of current Quantum Visa Card holders could advise me:

Quantum Visa - contactless transaction with min RM30 purchase
1. Amount exceeds RM250 that requires pin is entitled for cashback - Yes/No?

I read from RinggitPlus that is it, just wish to confirm so that I know how to use the card properly to max cashback.

https://ringgitplus.com/en/blog/cash-back-c...ew-default.html

"Visa itself clarified this on its website, and the transaction will still be tagged as a “contactless” one which qualifies for cashback (if above RM30). Meanwhile, Samsung Pay users will be glad to know that using their phones to tap and pay also qualifies as a “contactless transaction”.

Public Bank and Visa covers the entire thing quite well – you only won’t receive cashback if you slot in your card to the card chip reader, or used the card in places where Public Bank has explicitly excluded in the above section."


2. And I also read that we need to reset the card by entering pin? What does this even mean? Why do we have to do that?


Campaign period till end of the year!

This post has been edited by starry-starry: Nov 17 2020, 12:41 AM

At first I thought of applying through ringgitplus, especially with the WA function seems pretty direct and easy. I gave up in the end because have to send IC photo, just like u said. I did some research many people commented it's safe to apply credit card via ringgitplus but somehow I just didn't feel like proceeding any further. I applied thru the bank by filling in the form online, in the end, of course still had to provide them my IC but I feel more secured that way.

Oh Im new to these cards, still trying to figure out the benefits too. Just like what GrumpyNobody responded, no cashback for petrol.

Yes, I got my cards approved very quickly. You can apply online too! Yes, both campaigns are for new customers only, there r other promos for existing customers I guess.

Yes, u can enjoy 5% cashback for utilities payment using Quantum Master (online payment).

I actually indicated I wanted to apply Master only as I don't wanna pay SST RM25 for 2 cards. Later I discovered the bank is quite generous in waiving RM25 SST so I requested for Visa as well since both cards are quite useful for online and offline spending!

Just to confirm if my purchase is > RM250, and I still get to enjoy 5% cb as long as the cashier doesn't my card into the terminal?

And can you explain why do we have to reset Quantum Visa Card? I don't get this after I read several posts stating so.

I just got my Quantum Visa so haven't got a chance to test it out yet. But I remember everytime my purchase above RM250, the cashier will ask me to slot in my card into the terminal. So we can actually refuse and ask to wave then key in Pin accordingly?

So do we have to keep count of the paywave transaction performed? It's quite tedious. Do u have any idea what are the cumulative amount and wave count limit?

Is this like a monthly limit or something?

I applied via the bank directly, you can choose to have one of the cards. And I actually regret I requested to have QM only, and applied QV thereafter. To replace the pathetic 1% CB maybank FC Barcelona card..

Wanna call CS to waive my SST RM25 but still haven't done so.. Surprised to find this RM25 CB for applying PBB card posted in my statement without having to request for it!

This post has been edited by starry-starry: Nov 19 2020, 12:58 PM

I don't remember the exact number of days, I got mine within a week time.

I registered Pbs account successfully by clicking the link earlier - when I got my QM.

Later I applied for QV and wanna add the card to my account, I tried accessing to Profile Maintenance in order to add a new card, but I received this message "you do not have rights to access to this functions" blah3 and asked me to visit the bank branch.

I have emailed CS to inquire but have not received any replies, thought to check with all the sifus here... Is there any way I can add my newly approved QV into my Pbe without visiting the branch? Thanks!!!

I have tried, they said I do not have rights to access to this function 😅 I seriously prefer not to walk in to any branch just simply to add a credit card.. Perhaps I'd just wait for their reply, else I may just call them up to check. But if anyone of you have encountered similar situation, do enlighten me!

Early this month. Does it make any difference?


Do you have saving account with PBB? I only have credit cards with them.. If you recall how, please share with me.


I registered my PBe online, right after I got my QM, do not have saving account with them, not planning to open one neither.

The bank staff should have done that for you earlier when you visited the bank for the first time!

Problem is why can't I register online? I mean they do hv my hp no, the most is ask me to register my no at the ATM machine (if credit card works too, I am not not sure?!)

But it's weird if CS is unable just to help to add in the new cc into customer account, it's quite a simple step? No risk neither since they have the cardholder info right? It's crazy to visit the bank right now with the virus and queue if it's not necessary to visit the bank branch.

How do I get this PAC? Have to register my hp too (at the branch)? I hope there's a better way ie via phone etc. Can their CS (I haven't called them up yet, just sent an email to request adding my new QV), can't they just add my new QV into existing Pbe account? It's quite a straightforward and simple request, isn't it? Why must trouble one to visit the branch if not necessary?

This post has been edited by starry-starry: Nov 20 2020, 09:19 PM

Too bad they didn't help you to do that when you visited them for the first time! That was quite a bad customer service if you ask me...

That sucks... so still have to risk and queue at the bank...

Thanks for sharing the link too!

Btw, can I request for E-statement for this pending to be added QV via email/call? Then I do not have to visit the branch for the time being while I can still check my statement monthly.

This post has been edited by starry-starry: Nov 20 2020, 09:56 PM

I guess.. Just that seeing the long queue outside the bank branch makes don't feel like going...

So I just tell them I wanna register for hp no and that's it? I don't wish to visit the bank several times like the others.

Want to ask if I participated in 2 PBB Visa credit card promos, how do I know which spending is qualified for which campaign? I did read in the T&C that The Participant who participate for this Promotion during the Promotion Period will not be eligible for other PB / PIB Credit Card Usage Offers. All transactions by Participant who participate for this Promotion during the Promotion Period will be excluded from other ongoing PB/ PIB Credit Card Usage Offers.

I'm referring to these 2 campaigns:

- “Great Cash Back Deals with PB Visa Credit Card” Promotion is valid from 9 November 2020 to 8 January 2021

- “Great Savings with More Cash Back 2” Promotion is valid from 1 October 2020 to 31 December 2020

My statement date is 24th of every month, so 24th is the first or last day of me spending to earn cash back? Already spent above RM600 so want to find out when I can start using the credit card - 24th or 25th?