It took me >6 months to finally able to plan my way there due to personal/work schedules, and whether driving/LRT. As there is limited parking there, I took LRT to SoGo, but walk opposite towards BNM at Jalan Dato Onn. After that, decide to walk to Jalan Tun Perak to run other errands.

I don't know about agents or use them.

I was in that situation when I applied for Quantum Master, first time with PBB. My credit score was good as I always paid on time and I met the income level well, yet I got rejected. I asked for the reason of rejection and all I was told was "management decision". I asked if the bank could reconsider, the CSA so kindly said he would put in an appeal request for me.
Meanwhile, I paid extra towards all my cards before the month-end so that my CCRIS report would look better i.e. lower utilisation rate. I got the approval message around 10th of the following month when the status of a few of my cards were uploaded on CCRIS.
You can try doing what I did. Don't despair and be patient. I guess PBB cards are so much in demand that any thing in your application that they don't like they simply put aside.
I applied direct. I don't know if it is any different from applying via Ringgit Plus.

This post has been edited by LemonJane: Aug 7 2019, 03:43 PM

ok then maybe just need to go to the main and only office in KL...
Thanks for the info~

Thanks. Looks like I need to goto BNM someday.

Will a canceled application affects my next application?

Previously my income not reaching their min req for quantum, they offer me gold card but I turned down the offer by cancelling the application.

I received increment recently and planning to reapply for quantum cards.

all these occurs within 3 months.

proceed lor, should be fine

Wokayy. will drop their cs an application soon.

Just afraid got an instant reject which makes my ccris looks bad hahahaha

Your increment since 3 months ago? Then try.
If it's just last month, maybe wait till you have 3 months' pay slips on new pay level to make your case stronger.

1st month after the increment. Previously the CS told me 1 month is enough, as long as it shows the new number.

But different CS always give different answers... and I forgot her name else might be able to send directly to her

Instead of going to BNM, you can also go to AKPK office to get your PIN. There are a few AKPK branches in KL/Selangor.

What sort of swipe means?. Online transaction consider swipe or not?

Yes

may i know when will all banks update the July month end balance to e-ccris?

i check eccris and found out most of the credit cards still keeping balance amount of June end.

By August 15th

there are limited car park space at BNM.
if BNM car park full, you may park at the school opposite the BNM...
look for SK Sultan Hisamuddin Alam Shah in google map... there is one large open car park before the school main entrance...




thank you for the info

Can take LRT to bank negara. then walk...i did that last year. =)

Please make sure you get the pin and do registration there using phone to make sure you get it done before leaving to avoid the need to do second visit.

I see. Thanks.

Let us know if it goes through? I'm gonna do another credit check in a couple of days to see what the issue actually is.

Hmmm...Seems like I got in touch with a shitty CS. Or maybe applying via RP was not a very good idea.

Thanks for the input. Not sure if I wanna jump through all those hoops just to get their card. A bit peeved to be honest.

Go to AKPK @ Maju Junction is easier as you can park at Pertama Complex or Sogo.

If you stop at Bandar Rays station, can go to Maju Junctuon, no need to cross the bridge to BNM.

For VS

Does this mean the cashback rebate count/reset follow statement cycle date? Or follow standard 1st of month?