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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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xiaoxiaoshen
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Jul 17 2025, 10:29 AM
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QUOTE(mimi_lk @ Jul 16 2025, 08:17 PM) Called Public Bank CS on this scenario and they mentioned it can be done. But just wanted to see if anyone else has experience on this: If my card has 10k limit and I want to swipe 14k, is it possible to pay an additional 4k+ to the card first to allow the transaction to go through? just ask merchant to split 10k n 4k transaction
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Barricade
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Jul 17 2025, 10:38 AM
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QUOTE(xiaoxiaoshen @ Jul 17 2025, 10:29 AM) just ask merchant to split 10k n 4k transaction Why need to split? If he prepay 4k, the whole transaction should be able to go through. If he didn't prepay, split also no use. Only 10k can go through. 2nd 4k will fail.
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fruitie
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Jul 17 2025, 12:26 PM
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Rise and Shine
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QUOTE(fruitie @ May 28 2025, 12:15 PM) Got SST rebate RM 25 for the Islamic Visa Plat, with the condition to spend RM 300 on retail (excluding e-wallet) within 60 days. Will anyone know if I need to call CS to inform them after I spend enough? I know I can always call CS to find out but if you happen to know, please share. Thanks.
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talexeh
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Jul 17 2025, 01:07 PM
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QUOTE(fruitie @ Jul 17 2025, 12:26 PM) Will anyone know if I need to call CS to inform them after I spend enough? I know I can always call CS to find out but if you happen to know, please share. Thanks.  Sometimes they requested for a call while sometimes they don't. I've always rang them up just to play it safe.
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KingArthurVI
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Jul 17 2025, 02:25 PM
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Does anyone know if PB will ever automatically increase credit limit for their users? I've been using for about 3 years and never missed a single payment, so I was surprised they didn't ask if I wanted a credit increase... I heard other banks do that sometimes to loyal customers who are also good paymasters.
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fruitie
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Jul 17 2025, 02:31 PM
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Rise and Shine
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QUOTE(KingArthurVI @ Jul 17 2025, 02:25 PM) Does anyone know if PB will ever automatically increase credit limit for their users? I've been using for about 3 years and never missed a single payment, so I was surprised they didn't ask if I wanted a credit increase... I heard other banks do that sometimes to loyal customers who are also good paymasters. No, but when I upgraded to VI/WMC last time, they auto-increased my CL.
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lilsunflower
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Jul 17 2025, 02:45 PM
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QUOTE(KingArthurVI @ Jul 17 2025, 02:25 PM) Does anyone know if PB will ever automatically increase credit limit for their users? I've been using for about 3 years and never missed a single payment, so I was surprised they didn't ask if I wanted a credit increase... I heard other banks do that sometimes to loyal customers who are also good paymasters. They never gave me when I requested for my VS and Quantum cards (despite submitting documents etc), but significant increase when I went to Visa Infinite and then another big jump for WMC.
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fruitie
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Jul 17 2025, 03:03 PM
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Rise and Shine
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QUOTE(talexeh @ Jul 17 2025, 01:07 PM) Sometimes they requested for a call while sometimes they don't. I've always rang them up just to play it safe. I guess I gotta do the same too. QUOTE(lilsunflower @ Jul 17 2025, 02:45 PM) They never gave me when I requested for my VS and Quantum cards (despite submitting documents etc), but significant increase when I went to Visa Infinite and then another big jump for WMC. Exactly same experience.
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tifosi
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Jul 17 2025, 03:07 PM
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QUOTE(fruitie @ Jul 17 2025, 12:26 PM) Will anyone know if I need to call CS to inform them after I spend enough? I know I can always call CS to find out but if you happen to know, please share. Thanks.  Yes need to. I monitored for a few days after i hit the RM 300 spent but nothing was reflected, then once I gave the the call, rebate was reflected the next day.
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fruitie
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Jul 17 2025, 04:21 PM
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Rise and Shine
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QUOTE(tifosi @ Jul 17 2025, 03:07 PM) Yes need to. I monitored for a few days after i hit the RM 300 spent but nothing was reflected, then once I gave the the call, rebate was reflected the next day. OK, I will do it too. Mine also more than 2 weeks but still nothing.  I thought of waiting to see if it will reflect in the next statement, I guess I better find time to call them. This post has been edited by fruitie: Jul 17 2025, 04:22 PM
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cybpsych
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Jul 20 2025, 09:14 AM
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Fly & Travel with PB Mastercard Credit Cards [ PBB | T&Cs ]
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xiaoxiaoshen
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Jul 21 2025, 09:57 AM
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QUOTE(cybpsych @ Jul 20 2025, 09:14 AM) Fly & Travel with PB Mastercard Credit Cards [ PBB | T&Cs ]  wining criteria: 21. Winners of the Monthly Prizes will be chosen based on the highest spending submitted within each Participating Month as set out in clause 18 and onwards above.  highest? then what is 3000, 2000 & 1000? the highest for category 1000 is 1999 if 2000 then will be in Cat 2000 wwhich you might be the lowest?
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xiaoxiaoshen
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Jul 21 2025, 10:25 AM
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shopee topup on 1st jul 6.45am............PBB still back dated to 30th Jun. everytime need to call appeal CB.
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rko0504
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Jul 21 2025, 10:27 AM
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QUOTE(xiaoxiaoshen @ Jul 21 2025, 10:25 AM) shopee topup on 1st jul 6.45am............PBB still back dated to 30th Jun. everytime need to call appeal CB.  Better topup after 8am
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TongCN
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Jul 21 2025, 02:42 PM
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Yesterday called CS and request SST rebate
He told me right now has this "promotion" which spend RM500 anywhere and call them back and get rebate (include e-wallet) :\
Previously all the while my scenario like no question one and straight reverse next moment (after call straight can see RM25 reversal in app), lol ...
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fruitie
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Jul 21 2025, 02:53 PM
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Rise and Shine
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QUOTE(TongCN @ Jul 21 2025, 02:42 PM) Yesterday called CS and request SST rebate He told me right now has this "promotion" which spend RM500 anywhere and call them back and get rebate (include e-wallet) :\ Previously all the while my scenario like no question one and straight reverse next moment (after call straight can see RM25 reversal in app), lol ... Mine is 300, excluding e-wallet, and I didn't know insurance is not included. So, I used it to pay my car insurance at the end of June, but so far, there's no SST rebate, so I called last week and was told insurance is also excluded.  So, now I need to spend another RM 300 in a week to get RM 25.
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TongCN
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Jul 21 2025, 03:14 PM
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QUOTE(fruitie @ Jul 21 2025, 02:53 PM) Mine is 300, excluding e-wallet, and I didn't know insurance is not included. So, I used it to pay my car insurance at the end of June, but so far, there's no SST rebate, so I called last week and was told insurance is also excluded.  So, now I need to spend another RM 300 in a week to get RM 25. How's ur previously condition ?
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fruitie
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Jul 21 2025, 04:02 PM
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Rise and Shine
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QUOTE(TongCN @ Jul 21 2025, 03:14 PM) How's ur previously condition ? Spend RM 300 (excluding e-wallet) within 60 days.
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beLIEve
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Jul 21 2025, 04:08 PM
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QUOTE(cybpsych @ May 14 2025, 05:01 PM) Cash Back on eWallet Top Up with PB Mastercard Credit Card [ PBB | T&Cs ]  21 JUL EWALLET TOP UP CASH BACK - MTH 1 60.00 CR
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victorian
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Jul 21 2025, 04:35 PM
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QUOTE(beLIEve @ Jul 21 2025, 04:08 PM) 21 JUL EWALLET TOP UP CASH BACK - MTH 1 60.00 CR Weird that I didnt get this, my spending is RM1,000.45 Boost x 2 transacted on 15 May, posted 16 May
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