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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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sjz
post Jul 7 2025, 09:57 AM

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QUOTE(MGM @ Jul 7 2025, 09:51 AM)
Does reload 1k to ewallet count?
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ya. ewallet counted too.
as its not excluded in the t&c of PPL access min RM1k qualified spending

This post has been edited by sjz: Jul 7 2025, 09:57 AM
echoesian
post Jul 7 2025, 10:15 AM

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QUOTE(sjz @ Jul 7 2025, 09:43 AM)
they will not stop you from entering PPL even you did not fulfilled the criteria, just that, the PPL charges per person RM145.50 would be charged to your statement directly if you did not fulfilled the t&c for free PPL access.
if it's still within 30 days, better go use the card to ensure fulfilled RM1k spend criteria
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can I spend RM1000 to topup ShopeePay, does it qualify? or really need to spend on retail purchases?

This post has been edited by echoesian: Jul 7 2025, 10:15 AM
erry-
post Jul 7 2025, 10:24 AM

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QUOTE(echoesian @ Jul 7 2025, 10:15 AM)
can I spend RM1000 to topup ShopeePay, does it qualify? or really need to spend on retail purchases?
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yes can
Human Nature
post Jul 7 2025, 10:30 AM

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Even tnb payment counts
sjz
post Jul 7 2025, 10:43 AM

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QUOTE(echoesian @ Jul 7 2025, 10:15 AM)
can I spend RM1000 to topup ShopeePay, does it qualify? or really need to spend on retail purchases?
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any spend will do, except gov spending.
menime123
post Jul 8 2025, 10:56 PM

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PB Visa Sig got charged RM25 SST last week.
Called CS yesterday during lunch, asking for rebate. Say will ask for management approval.
By end of day, rebate reflected in system already.
ericlaiys
post Jul 8 2025, 11:24 PM

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QUOTE(menime123 @ Jul 8 2025, 10:56 PM)
PB Visa Sig got charged RM25 SST last week.
Called CS yesterday during lunch, asking for rebate. Say will ask for management approval.
By end of day, rebate reflected in system already.
*
do u spend a lot annually?
xiaoxiaoshen
post Jul 9 2025, 11:23 AM

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QUOTE(menime123 @ Jul 8 2025, 10:56 PM)
PB Visa Sig got charged RM25 SST last week.
Called CS yesterday during lunch, asking for rebate. Say will ask for management approval.
By end of day, rebate reflected in system already.
*
QUOTE(ericlaiys @ Jul 8 2025, 11:24 PM)
do u spend a lot annually?
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me same, ask to rebate 3 cards SST, same day got rebate.
my usage is just full filled the CB require every month and all the campaign needed.
1024kbps
post Jul 9 2025, 06:38 PM

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QUOTE(victorian @ Jul 9 2025, 06:29 PM)
PB VS is RM30 cb
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Mine is mastercard, i try to spend oversea next few weeks and see if can get CB

First time use msia credit card, Publick Bank Quantum, they send me 2 cards and charge me twice because 2 cards sweat.gif sweat.gif sweat.gif
the hell with card service tax, In Singapore dont have such things...
ClarenceT
post Jul 9 2025, 07:25 PM

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QUOTE(1024kbps @ Jul 9 2025, 06:38 PM)
Mine is mastercard, i try to spend oversea next few weeks and see if can get CB

First time use msia credit card, Publick Bank Quantum, they send me 2 cards and charge me twice because 2 cards  sweat.gif  sweat.gif  sweat.gif
the hell with card service tax, In Singapore dont have such things...
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Quantum Mastercard
Around 2.25% - 2.5% (more or less) charge to forex on credit card transactions.
Then you earn 2% Cashback.

Why not transfer fund into your foreign account (eg Wise, forex charge less than 1%), then use local debit/credit card / Wise Card to spend!

This post has been edited by ClarenceT: Jul 9 2025, 07:25 PM
1024kbps
post Jul 9 2025, 09:33 PM

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QUOTE(ClarenceT @ Jul 9 2025, 07:25 PM)
Quantum Mastercard
Around 2.25% - 2.5% (more or less) charge to forex on credit card transactions.
Then you earn 2% Cashback.

Why not transfer fund into your foreign account (eg Wise, forex charge less than 1%), then use local debit/credit card / Wise Card to spend!
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I have 2 SG cards for FCY spend, air ticket purchase to earn miles.
For Malaysia i try to use local card, Since PBB offer 0% installments, quantum card doesn't annual fee so no need to worry much.

SG card especially HSBC while can earn a lot of miles with FCY spend, the exchange rate is poor + FYC fee.
I usually go Taiwan, and rarely use cash unless necessary.
I have spare Wise/Revolut and Youtrip, for oversea cash withdrawal.

All my banks debit cards are kept in locker lol, can withdraw cash at SG with phone, no card needed.

This post has been edited by 1024kbps: Jul 9 2025, 09:35 PM
Barricade
post Jul 9 2025, 09:50 PM

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9 JUL 2025 EDUCATION & INSURANCE 20% CASH BACK-MTH 1 RM50
menime123
post Jul 9 2025, 11:24 PM

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QUOTE(ericlaiys @ Jul 8 2025, 11:24 PM)
do u spend a lot annually?
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Just enough to get max CB for PB VS. normally i dont exceed that. Some months i dont even hit max CB

This post has been edited by menime123: Jul 9 2025, 11:24 PM
xiaomoon
post Jul 10 2025, 02:03 PM

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anyone request limit increase before? normally take how long? approve or reject will email/sms
cybpsych
post Jul 10 2025, 02:13 PM

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QUOTE(leootan @ Jun 9 2025, 05:35 PM)
Email them, and request for the form.

custsvc @ publicbank.com.my

They will reply with a credit limit increase form. Filled it up and they will process accordingly. Of course with the required documents as well.

I did mine on 30/5/2025, and today login MyPB only found out my requested cl approved 😅

No sms no email no nothing😂
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QUOTE(xiaomoon @ Jul 10 2025, 02:03 PM)
anyone request limit increase before? normally take how long? approve or reject will email/sms
*
cybpsych
post Jul 10 2025, 04:29 PM

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Get Additional RM50 Cash Back with PB Visa Credit Card (By Invitation Only) [ PBB | T&Cs ]

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xiaoxiaoshen
post Jul 10 2025, 05:51 PM

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09 JUL PETRON,DINING & GROCERY CASH BACK-MTH 1 50.00
helloguyssss123
post Jul 11 2025, 08:43 AM

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QUOTE(xiaoxiaoshen @ Jul 10 2025, 05:51 PM)
09 JUL PETRON,DINING & GROCERY CASH BACK-MTH 1 50.00
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Anyone Petron debit card in? spend petrol and online spedning 1k on 1/5
MGM
post Jul 11 2025, 08:51 AM

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QUOTE(xiaoxiaoshen @ Jul 10 2025, 05:51 PM)
09 JUL PETRON,DINING & GROCERY CASH BACK-MTH 1 50.00
*
When was your last txn that qualified for cb & min spend?
ClarenceT
post Jul 11 2025, 09:25 AM

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QUOTE(helloguyssss123 @ Jul 11 2025, 08:43 AM)
Anyone Petron debit card in? spend petrol and online spedning 1k on 1/5
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QUOTE(MGM @ Jul 11 2025, 08:51 AM)
When was your last txn that qualified for cb & min spend?
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Debit card, today or next week ya.
Normally not posted together with credit card.

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