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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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KingArthurVI
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Jan 13 2021, 02:29 PM
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Hi guys new PBB credit card customer here. I got my Visa Signature last month, 1x principle card and 1x supplementary card for the wife.
When I checked PBe online, I can see both cards' transactions under my account. My question is, when the statement is available and I have to pay, can I just pay to my main card, or do I have to pay exact to each card?
For example principle RM1k statement balance and supp has RM500 statement balance. Can I lump sum transfer RM1.5k to my main card, or need to split 1k + 500?
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KingArthurVI
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Jan 13 2021, 02:33 PM
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QUOTE(Human Nature @ Jan 13 2021, 02:32 PM) Thanks. My main bank is not PBB, when transfer I just type in the credit card number as account number right?
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KingArthurVI
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Jan 13 2021, 02:36 PM
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QUOTE(GrumpyNooby @ Jan 13 2021, 02:33 PM) QUOTE(cybpsych @ Jan 13 2021, 02:33 PM) yes. card number = account number Thank you both. Much appreciated.
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KingArthurVI
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Feb 13 2021, 06:31 PM
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Does anyone know if ShopeePay qualifies as a retail transaction for the purpose of this cashback promotion? https://www.pbebank.com/Personal-Banking/Pr...redit-Card.aspx
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KingArthurVI
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Feb 13 2021, 06:40 PM
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QUOTE(GrumpyNooby @ Feb 13 2021, 06:33 PM) Because isn't ShopeePay like e-wallet and so doesn't count as retail transaction? New PBB cardmember 😅
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KingArthurVI
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Feb 13 2021, 06:43 PM
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QUOTE(GrumpyNooby @ Feb 13 2021, 06:42 PM) Retail transaction is anything legal and not under exclusion that is not bank-related transactions (fees and taxes). Ok thanks will go ahead and reload ShopeePay for the promo cashback thanks
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KingArthurVI
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Sep 9 2022, 03:08 PM
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QUOTE(cybpsych @ Sep 9 2022, 11:00 AM) email just out, surprisingly they sent email this time!  Very disappointed with these changes. I got the PB Visa Signature because I was signing up for my housing loan with PBB and the cashback seems straightforward. Now the RM100 minimum charge is a huge turnoff plus they cap the CB lower so you'll need to spend a lot more in order to hit it.
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KingArthurVI
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Jun 17 2024, 12:33 PM
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Anyone didn't receive e-statement in their email this month? Mine usually arrives on 13th/14th of each month but it's now 17th and nothing in my inbox. I can download manually from PBE but I was expecting it in my inbox as a reminder to pay.. This post has been edited by KingArthurVI: Jun 17 2024, 12:36 PM
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KingArthurVI
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Jun 17 2024, 05:41 PM
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QUOTE(umunero @ Jun 17 2024, 05:28 PM) same, I should receive estatement on 9th, but this month received on 12th Oh strange, but at least you get it eventually. I guess I keep waiting and see if they eventually send to me. Would hate to have to login manually and download the e-statement to check.
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KingArthurVI
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Sep 13 2024, 04:03 PM
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Hey guys, my credit card limit for Visa Signature is quite low, only RM20k combined for principal and supplementary. I got the credit card when I signed up for PB Islamic mortgage. Thinking to request for credit limit increase, what's the right way to go about this? Thanks.
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KingArthurVI
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Sep 13 2024, 06:10 PM
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QUOTE(leanman @ Sep 13 2024, 05:25 PM) Is your current limit is insufficient. It means nothing if you very high credit limit wor I don’t spend the whole credit limit but the limit is quite low for my income. I’m sole prop so they initially gave me low limit, but I now have a few years of business income to justify the increase. Another reason is coz I spend more than 50% of the limit on a monthly basis (paid in full every time), and that reflects poorly on credit report but the reality is I can afford it
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KingArthurVI
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May 19 2025, 08:50 PM
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Got a world card I didn't apply for... called to cancel. So stupid.
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KingArthurVI
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May 20 2025, 01:21 PM
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QUOTE(kimi0148 @ May 20 2025, 11:17 AM) managed to get SST rebate for PIB platinum Visa. No questions asked and direct credit on same day. Do you call CS right after getting charged? Are you big spender?
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KingArthurVI
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Jul 17 2025, 02:25 PM
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Does anyone know if PB will ever automatically increase credit limit for their users? I've been using for about 3 years and never missed a single payment, so I was surprised they didn't ask if I wanted a credit increase... I heard other banks do that sometimes to loyal customers who are also good paymasters.
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KingArthurVI
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Aug 1 2025, 03:35 PM
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Any ongoing Visa promotions? Looks like a lot of MasterCard promos as of late...
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KingArthurVI
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Aug 25 2025, 02:32 PM
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Hey guys, my visa signature expires end of the year (12/25), does anyone know if the bank will send me replacement before then? I have 2 cards, one principal and one supplementary. Thank you.
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