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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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beLIEve
post Jul 21 2025, 04:41 PM

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QUOTE(victorian @ Jul 21 2025, 04:35 PM)
Weird that I didnt get this, my spending is RM1,000.45 Boost x 2 transacted on 15 May, posted 16 May
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Got register properly?
victorian
post Jul 21 2025, 04:49 PM

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QUOTE(beLIEve @ Jul 21 2025, 04:41 PM)
Got register properly?
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Yup

Will drop them an email


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victorian
post Jul 21 2025, 04:54 PM

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Oh never mind, I got it.

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sweetpea123
post Jul 22 2025, 02:14 AM

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QUOTE(Matchy @ May 31 2025, 12:20 PM)
Hi guys, just want to confirm that PB Visa Islamic still can get cashback for TnG ewallet reload right? (Long time no use it to reload)
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QUOTE(Duckies @ Jun 1 2025, 01:39 PM)
Yes.. One of the rare cards that still gives rebate for reloading e-wallet.
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eh, no 1% fee for reloading using cc? I havent reloaded for very long too tongue.gif
Duckies
post Jul 22 2025, 07:35 AM

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QUOTE(sweetpea123 @ Jul 22 2025, 02:14 AM)
eh, no 1% fee for reloading using cc? I havent reloaded for very long too  tongue.gif
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Reload TNG got 1% but Shopee don't have.
Matchy
post Jul 22 2025, 08:34 AM

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QUOTE(sweetpea123 @ Jul 22 2025, 02:14 AM)
eh, no 1% fee for reloading using cc? I havent reloaded for very long too  tongue.gif
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ok la... as long as the cc cashback can cover the 1% is ok. coz many places use TNG but not cc.
starry-starry
post Jul 22 2025, 11:36 AM

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QUOTE(cybpsych @ May 1 2024, 01:03 PM)
ir you used the card after sst charged, unlikely to get canceled (sst) cuz you deemed agreed with the sst to continue using.

if not used, usually they willing to cancel the sst with card cancellation (not to continue with the card/service)
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Arguing with CS not going to pay for service tax as I have/did not use the card after service tax was charged. The CS insisted me to pay for it, and lastly agreed to put in a request for me. I'd like to cancel my CC so requested to reverse this service tax.

May I ask if there is any link I could prove or show to the bank that customers do not have to pay for the service tax based on the scenario above - do not agree to continue with the card/service. My card was expired last month, did not receive the new credit card so not yet activated or used the card at all.

This post has been edited by starry-starry: Jul 22 2025, 11:36 AM
ericlaiys
post Jul 22 2025, 11:39 AM

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QUOTE(starry-starry @ Jul 22 2025, 11:36 AM)
Arguing with CS not going to pay for service tax as I have/did not use the card after service tax was charged. The CS insisted me to pay for it, and lastly agreed to put in a request for me. I'd like to cancel my CC so requested to reverse this service tax.

May I ask if there is any link I could prove or show to the bank that customers do not have to pay for the service tax based on the scenario above - do not agree to continue with the card/service. My card was expired last month, did not receive the new credit card so not yet activated or used the card at all.
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Normally better to call cs and ask them to send card replacement cards which going to expire. Some bank don’t send. Sometimes sst auto charge. Better terminate even not activate to avoid issue. Else been flag as default without realize
fruitie
post Jul 22 2025, 11:52 AM

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QUOTE(fruitie @ Oct 24 2024, 06:02 PM)
I didn't notice there was a SST charged to my Quantum Visa which I never use at all and due date was yesterday. Made a call to CS to cancel it along with the VI. I also admitted to him that I didn't notice that there was a SST charged to my QV, he said it is not an issue, it will be written off as I have requested for cancellation.

So far, based on my experience, all banks are pretty aligned on this practice except for HSBC which insisted I must pay for the SST and AF even though I didn't spend on their card when I requested for cancellation. Anyway, I managed to get HSBC to waive it only after a few calls and dragged for months.
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QUOTE(starry-starry @ Jul 22 2025, 11:36 AM)
Arguing with CS not going to pay for service tax as I have/did not use the card after service tax was charged. The CS insisted me to pay for it, and lastly agreed to put in a request for me. I'd like to cancel my CC so requested to reverse this service tax.

May I ask if there is any link I could prove or show to the bank that customers do not have to pay for the service tax based on the scenario above - do not agree to continue with the card/service. My card was expired last month, did not receive the new credit card so not yet activated or used the card at all.
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If you intend to keep the card but not using it, yes you need to pay but if you intend to cancel it, then banks will write it off.
Sharing my experience up there as well.
starry-starry
post Jul 22 2025, 12:20 PM

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QUOTE(fruitie @ Jul 22 2025, 11:52 AM)
If you intend to keep the card but not using it, yes you need to pay but if you intend to cancel it, then banks will write it off.
Sharing my experience up there as well.
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QUOTE(ericlaiys @ Jul 22 2025, 11:39 AM)
Normally better to call cs and ask them to send card replacement cards which going to expire. Some bank don’t send. Sometimes sst auto charge. Better terminate even not activate to avoid issue. Else been flag as default without realize
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I'm planning to cancel it, just that I have credit balance and they can't assist me to cancel the credit card immediately, plus I am in the midst of getting this SST reversed. No issue with AF, they agreed to reverse the amount.

OMG! I'm actually dealing with HSBC for this SST, decided to post in this thread since I remember I read it somewhere before customers do not have to pay for the SST if we have not used the card post the SST. I hope mine don't have to be dragged for months like yours.. It's so difficult to reach them, do not even have an email or e-form to proceed with all these requests.

Thanks for sharing though, hoping there is a link or smt for me to prove and show the bank I do not have to pay for the SST in order to get the card canx asap.

cybpsych
post Jul 22 2025, 01:51 PM

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QUOTE(starry-starry @ Jul 22 2025, 11:36 AM)
Arguing with CS not going to pay for service tax as I have/did not use the card after service tax was charged. The CS insisted me to pay for it, and lastly agreed to put in a request for me. I'd like to cancel my CC so requested to reverse this service tax.

May I ask if there is any link I could prove or show to the bank that customers do not have to pay for the service tax based on the scenario above - do not agree to continue with the card/service. My card was expired last month, did not receive the new credit card so not yet activated or used the card at all.
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https://mysst.customs.gov.my/assets/documen...arge%20Card.pdf

page 11, CONTRA SYSTEM FOR CANCELLATION OF CARDS AFTER RENEWAL


also refer to the respective card t&c or general t&c governing service tax.

This post has been edited by cybpsych: Jul 22 2025, 03:29 PM
starry-starry
post Jul 22 2025, 03:23 PM

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QUOTE(cybpsych @ Jul 22 2025, 01:51 PM)
https://mysst.customs.gov.my/assets/documen...arge%20Card.pdf

page 11, CONTRA SYSTEM FOR CANCELLATION OF CARDS AFTER RENEWAL
also refer to the respective card t&c or generate t&c governing service tax.
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Tqsm thumbup.gif will use this to support my statement in the event the bank refuses to reverse the SST charge.
Optizorb
post Jul 22 2025, 03:57 PM

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Currently im aware there's 0% 6 month pbb mastercard BT

But is there any 0% 6 month pbb visa BT?

OR any mc/visa 0% 12 months BT?
cybpsych
post Jul 22 2025, 04:00 PM

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QUOTE(Optizorb @ Jul 22 2025, 03:57 PM)
Currently im aware there's 0% 6 month pbb mastercard BT

But is there any 0% 6 month pbb visa BT?

OR any mc/visa 0% 12 months BT?
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check here https://www.pbebank.com/en/promotions/latest-promotions/
Barricade
post Jul 23 2025, 10:44 AM

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I really love PBB CS. Every time I call to ask for SST cashback, confirm granted with no condition. Immediately reflect. This is consistent for all 3 of my PBB cards for the past few years.
Ethan
post Jul 23 2025, 02:17 PM

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QUOTE(Optizorb @ Jul 22 2025, 03:57 PM)
Currently im aware there's 0% 6 month pbb mastercard BT

But is there any 0% 6 month pbb visa BT?

OR any mc/visa 0% 12 months BT?
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HLB.
0% BT for 12 months.
Valid online only 15-31 July.
90% of available credit.
helloguyssss123
post Jul 23 2025, 06:02 PM

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QUOTE(ClarenceT @ Jul 11 2025, 09:25 AM)
Debit card, today or next week ya.
Normally not posted together with credit card.
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Anyone got for Debit card?
Human Nature
post Jul 24 2025, 06:56 AM

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Both my Islamic cards shows Primary account closed at PBe and unable to access. Anyone facing the same?
iXora.ix
post Jul 24 2025, 07:10 AM

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QUOTE(Human Nature @ Jul 24 2025, 06:56 AM)
Both my Islamic cards shows Primary account closed at PBe and unable to access. Anyone facing the same?
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Same. Mine islamic card also gone haha
Human Nature
post Jul 24 2025, 07:16 AM

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QUOTE(iXora.ix @ Jul 24 2025, 07:10 AM)
Same. Mine islamic card also gone  haha
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Phew, ok so no need worry. Hope the card can still be used.

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