grocery on 12 May. not many people rush for this.

11 JUL SPEND NOW EARN CASH BACK - MTH1 120.00 CR

FINALLY! It's more than 8 weeks as per the T&C

11 JUL SPEND NOW EARN CASH BACK - MTH1 120.00 CR

Waited so long for this

Hopefully MTH2 will also be credited by this month end.

11 JUL GROCERY & PHARMACY CASH BACK-MTH 2 25.00

yeah woh. Either first month is slower or they want to make sure no overlap with other bigger % campaign before using this for catch-all spending.

This post has been edited by beLIEve: Jul 11 2025, 04:10 PM

Seems more like the PIC just back from vacation and now churning out the goodies in one go haha

this is master card? not visa

realized some changes when checking my ccris just now, seem PBB had follow similar method as Affin.
they put our monthly flexipay amount into monthly instalment column of ccris.
might hav some impact on monthly DSR

Why i never get the invitation link?

seem like this round delayed for quite sometimes still no new 0% flexipay campaign for visa card yet.

come on PBB, your competitor banks (eg. Affin,Maybank,RHB etc..) are even offering 0% BT or 0% cash plan.

Need more cardholders to email them and indicate it is the main attracting factor to use pbb visa for big purchases

Notice this too. They put my “minimum payment” in that “installment” column. Despite i don have any BT, installment, nor flexipay with them😏

And, i cleared my statement before 30/31 of the month also, that minimum payment amount still appeared there.

This one cannot, i have just called the CS, he said any payments to Government is not entitled.

I emailed, got black and white



This post has been edited by Human Nature: Jul 12 2025, 03:19 PM

Thanks, I shall get an email confirmation from them too.

Called Public Bank CS on this scenario and they mentioned it can be done. But just wanted to see if anyone else has experience on this:

If my card has 10k limit and I want to swipe 14k, is it possible to pay an additional 4k+ to the card first to allow the transaction to go through?

yes, because technically your available limit is 14k after doing that.
Also, some banks even if 10k limit will allow the 14k transaction to go through, just that you will kena an over-limit charge/penalty..

another way to do it is to request for temp credit limit increase of 4k. That way you dont have to fork out your own 4k first..
But this one is subject to approval and takes 1~3 business days for the temp CL increase to go through.. Obviously this only works if you planned ahead of the purchase though..

think of it this way, in terms of RISK exposure

10k credit limit is a credit facility given by the bank, assigned to you individually (aka bank bear the risk)

additional 4k pre-payment is from you (bank lose nothing, no risk to bear)

the moment you spend 14k, bank still bear 10k risk only. the 4k already pre-paid by you, in advance.