any scb loan agent here?my pl application more than 2 weeks but dun have any status
Personal Loan, which banks offer the best deal?
|
|
 Jul 26 2011, 01:45 PM
|
 
Junior Member
466 posts Joined: Nov 2010 From: Somewhere in this world 
|
|
Quote|
|
|
|
|
Jul 26 2011, 09:34 PM
|
Junior Member
60 posts Joined: Aug 2008 From: Suria kipark Apt,Sri Damansara  
|
hi guys..i ve applied rhb easy loan yesterday at rhb kiosk tesco mutiara damansara.i x hold any cc or loan at all.so i applied using my payslip.in the system it shows approved.however that agent said she need to submit my doc to bank and one officer will verify with me later.is it possible my app will be rejected even in the system already approved?
|
|
|
Jul 27 2011, 11:48 AM
|
|
Junior Member
466 posts Joined: Nov 2010 From: Somewhere in this world
|
QUOTE(theuglyrabbit @ Jul 26 2011, 09:34 PM) hi guys..i ve applied rhb easy loan yesterday at rhb kiosk tesco mutiara damansara.i x hold any cc or loan at all.so i applied using my payslip.in the system it shows approved.however that agent said she need to submit my doc to bank and one officer will verify with me later.is it possible my app will be rejected even in the system already approved? rhb easy loan interest very high like ah long.good luck |
|
|
Jul 27 2011, 12:09 PM
|
Junior Member
8 posts Joined: Jun 2011
|
QUOTE(nokiaXP @ Jul 25 2011, 05:59 PM) then your loan approved or not?how long u wait Added on July 27, 2011, 12:12 pmAfter a month, the answer from the customer service is 'your application is still under consideration'. Thus i just cancel the application. Will never have any deal with SCB anymore. SCB sucks~!~!~!~!~! This post has been edited by biss_man: Jul 27 2011, 12:12 PM |
|
|
Jul 27 2011, 04:05 PM
|
|
Newbie
3 posts Joined: Jul 2011 
|
QUOTE(vanderbilt @ Jul 25 2011, 06:46 PM) Hi. I wish to apply for PL. Looking at 100k or so. I am working with two Sdn Bhd companies. Company A pays me RM 25k gross (banked into Maybank) and Company B pays me also RM 25k gross but bank into StanChart. My commitments: 1. Maybank Credit Card CL RM 80k Outstanding None 2. CIMB Credit Card CL RM 100k Outstanding RM 80k 3. MBF Credit Card CL RM 50k Outstanding RM 40k Payment has been prompt for all cards. Holding Maybank card since 2008, CIMB since 2007 and MBF since 2010. Can someone please advise which bank is best for my situation and which one has high possibility of approving my applciation? Thanks. |
|
|
Jul 27 2011, 04:10 PM
|
|
Senior Member
2,215 posts Joined: Nov 2007 From: Cheras, KL.
|
QUOTE(nokiaXP @ Jul 27 2011, 11:48 AM) rhb easy loan interest very high like ah long.good luck that is so true... 21%  |
|
|
|
|
|
Jul 27 2011, 05:41 PM
|
|
Junior Member
466 posts Joined: Nov 2010 From: Somewhere in this world
|
QUOTE(biss_man @ Jul 27 2011, 12:09 PM) Added on July 27, 2011, 12:12 pmAfter a month, the answer from the customer service is 'your application is still under consideration'. Thus i just cancel the application. Will never have any deal with SCB anymore. SCB sucks~!~!~!~!~! |
|
|
Jul 27 2011, 05:52 PM
|
|
Junior Member
8 posts Joined: Jun 2011
|
QUOTE(nokiaXP @ Jul 27 2011, 05:41 PM) l call the sales department but they say 1 week can know the status.but i ord wait 3 weeks Added on July 27, 2011, 5:59 pm i suggest you to apply other bank, as no use to wait for this inefficient and slow to respond bank. *for those who are thinking of applying personal loan with SCB, please think twice. This post has been edited by biss_man: Jul 27 2011, 05:59 PM |
|
|
Jul 28 2011, 02:42 AM
|
|
Junior Member
56 posts Joined: Nov 2008
|
QUOTE(biss_man @ Jul 27 2011, 05:52 PM) Added on July 27, 2011, 5:59 pm i suggest you to apply other bank, as no use to wait for this inefficient and slow to respond bank. *for those who are thinking of applying personal loan with SCB, please think twice.  Added on July 28, 2011, 2:46 amam not sure bout this, if anyone know, would a bank give a PL if the person is not working but have funds in the bank? This post has been edited by poolsurf06: Jul 28 2011, 02:46 AM |
|
|
Jul 28 2011, 01:28 PM
|
|
Junior Member
466 posts Joined: Nov 2010 From: Somewhere in this world
|
QUOTE(biss_man @ Jul 27 2011, 05:52 PM) Added on July 27, 2011, 5:59 pm i suggest you to apply other bank, as no use to wait for this inefficient and slow to respond bank. *for those who are thinking of applying personal loan with SCB, please think twice. |
|
|
Jul 28 2011, 01:47 PM
|
|
Junior Member
9 posts Joined: Dec 2010
|
Hi guys,
I'm interested to get PL as well. Waiting for the officer from ocbc to revert me on the repayment schedule. Thought wanna go for scb, since the services r not gd, put on hold. Any1 had any idea which back rate's it better? high possibility to get it approve? Thx |
|
|
Jul 28 2011, 07:10 PM
|
|
Junior Member
8 posts Joined: Jul 2011
|
QUOTE(Ice1210 @ Jul 28 2011, 01:47 PM) Hi guys, Hi there,I'm interested to get PL as well. Waiting for the officer from ocbc to revert me on the repayment schedule. Thought wanna go for scb, since the services r not gd, put on hold. Any1 had any idea which back rate's it better? high possibility to get it approve? Thx Im Andrew a bank loan consultant which currently doing 9 bank personal loan. Regarding your PL we will decide which bank and interest rate is best for you and help you apply it. If you wish to know more you can always look for me here is my number. 0162099504 |
|
|
Jul 28 2011, 07:15 PM
|
Senior Member
546 posts Joined: Nov 2007 From: ҝίЯ⍺βџζụ 
|
i do personal loan at AEON
RM10k.. interest 6% waiting for bank's approval planning to paid deposit for super bike.. but need guarantor This post has been edited by Ghostblind: Jul 28 2011, 07:17 PM |
|
|
|
|
|
Jul 28 2011, 08:46 PM
|
|
Junior Member
60 posts Joined: Aug 2008 From: Suria kipark Apt,Sri Damansara
|
im so pissed off...my loan with rhb easy still pending..ive call rhb easy center few times they said the status pending at kiosk ive applied.when i called the agent ,she said there is problem with the system.2 days already.how are they running their business if the system down for 2 days...no ppl coming to apply ka dat time..there is no officer from bank come settle the system at kiosk or what..i keep waiting for officer call n verify my detail to process the app..till now haram tak ada...urghh...
|
|
|
Jul 29 2011, 08:30 AM
|
|
Senior Member
1,569 posts Joined: Feb 2009
|
Citibank 0.99%/ month worthed to invest in stock market?
|
|
|
Jul 30 2011, 10:46 AM
|
Junior Member
104 posts Joined: Aug 2010
|
QUOTE(Materazzi @ Jul 29 2011, 08:30 AM) Citibank 0.99%/ month worthed to invest in stock market? It is always not advisable to get a loan and invest. |
|
|
Jul 30 2011, 01:35 PM
|
Junior Member
432 posts Joined: Jul 2011
|
QUOTE(Materazzi @ Jul 29 2011, 08:30 AM) Citibank 0.99%/ month worthed to invest in stock market? That's 11.88% per year. The interest rate is too high. |
|
|
Jul 31 2011, 06:50 PM
|
Senior Member
572 posts Joined: Jan 2003 From: Puchong
|
hlb offered me 0.88%/mth up to 80k from credit credit limit... still too high for me!
 |
|
|
Jul 31 2011, 09:30 PM
|
|
Senior Member
753 posts Joined: Dec 2008
|
QUOTE(kenshin1 @ Jul 30 2011, 10:42 AM) ALLIANCE BANK PERSONAL LOAN but your approval rate is less than 15%?8.88% FIXED RATE AT ANY AMOUNT,ANYONE 100% PAYOUT,NO HIDDEN CHARGES FAST LOAN DISBURSEMENT (3-5 WORKING DAYS) -SIMPLE & EASY TO APPLY,ANY DOC CAN B PREPARED AT HOME -USE FAX OR EMAIL(RECOMANDDED) RM5,000 FOR 5 YEARS ONLY RM120.33 MONTHLY WITHIN 15MIN CAN KNOW UR RESULT APPROVE OR REJ... JUST PM ME..THX http://forum.lowyat.net/index.php?showtopic=1912415&hl= |
|
|
Aug 1 2011, 12:43 AM
|
Junior Member
77 posts Joined: Jun 2011
|
funny how banks can give up to 9 years loan with less than 4% interest for car purchase.. but when it comes to personal loans ... max 5 years and all above 8%.
i know that at least with car loan there is a collateral , i.e the depreciating car ... but surely, that should not be the only criteria... |
|
Topic ClosedOptions
|
| Change to: |  0.0261sec
 0.46
 6 queries
 GZIP Disabled
Time is now: 11th December 2025 - 02:45 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.