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 Personal Loan, which banks offer the best deal?

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SUSmy_username
post Jul 22 2011, 12:18 AM

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hi agents/officers etc,

please pm me what offer u have for personal loan.

i want something with more than 5 years duration.

working in mnc , for more than 6 years.

tks.
SUSmy_username
post Aug 1 2011, 12:43 AM

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funny how banks can give up to 9 years loan with less than 4% interest for car purchase.. but when it comes to personal loans ... max 5 years and all above 8%.

i know that at least with car loan there is a collateral , i.e the depreciating car ... but surely, that should not be the only criteria...
SUSmy_username
post Aug 11 2011, 09:37 PM

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QUOTE(ra1ders @ Aug 10 2011, 01:21 AM)
I got pre-approved at 5.99% flat rate.Is it consider low?
Can someone teach me how to calculate the effective rate
*
hi , can find out which bank offered u this ? and for how many years?

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