It might be not a new system. It's CCRIS. If u don't have idea about what it is, there is a specific thread discussing about it. Take ur time to read it.

bos, none of length of service problem... i fought for my customer who work for 1mth/2mth/3mth... all approved..

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Added on July 13, 2011, 12:46 ambos .. not every banks have the system....pls dont make chaos.....only scb and alliance do..thx

This post has been edited by kenshin1: Jul 13 2011, 12:46 AM

Thats why there is a quote function for us to reply, dont you see I replied to his post which mention alliance bank?

Hi,
Can anyone advice me on what are my chances are on getting a PL of 15k.
My salary is 5k+, I only have mara loan that I'm paying for 150/mth.
No credit card, nor house or car loan. My problem are, I just started working for 2 months+ and the company I'm working at is fairly new.

I went to HSBC yesterday to try to apply, but when I say those 2 things, 2 month and new company, I can see a change in her face, and It's seems my PL application won't go through that easy.
So what are my chances actually are?

Kinda hard I guess since based on ur story u just have MARA loan. That's not recorded in CCRIS rite? But what can I say u just apply for a card first.

I just apply personal loan from HSBC last monday. They said process in 3 working days. Just working about 3 month. Hope to get that loan.

i earn about 6.3 k.. can i ask if i want to loan PL 150k .. will it be hard ?

Most of the bank will give 5x of ur salary. Wondering why did u take PL such a big amount.

Andrew here im a personal loan consultant if need a personal loan you can
contact me here is my phone number any question or requirement can cantact me. No mater how much your loan size needed can be done.

0162099504

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Added on July 15, 2011, 12:10 pmDear sir,

I'm Andrew here I'm a personal loan consultant sir why not you wait for another month pay slip. Then after you obtain it I can help sir to apply this personal loan. BTW sir if you have EPF statement is much more easier to apply this personal loan. Here is my contact number you can contact me if you have anymore question or request.

0162099504

This post has been edited by andrew_kaixian: Jul 15 2011, 12:10 PM

If you ask me which banks has the best deal? You will secure a better rate if you have an existing bank account with the bank that you are about to apply the loan from.

no need to mention other bank's product (counter offer) to sell ur own product..

i wanna apply personal loan, and best offer? was thinking to get max. loan as i can.

Mind you, I am from Public Mutual Bhd, a wholly owned subsidiary company of Public Bank Group but a separate entity of Public Bank Berhad. We NEVER deal with loans, ONLY investment.

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Added on July 16, 2011, 1:18 pmthe best deal banks may offer you is as low as 7% pa with terms and conditions applied. take loans only if you have no other means to gain access to cash. it is best to consult AKPK prior to taking any loans as it may throw you into a deeper ends of a pool.

This post has been edited by felixwang: Jul 16 2011, 01:18 PM

I just got employed with the salary of 800 per month.
If i apply loan for car hire purchase, do you guys think any bank will approve my HP loan of 20k?

the approval is subject to the credit analysis team bro =) if anyone say yes or no here is immaterial , but i can say is very slim if ur total earning is 800 per month , 1/3 of it around 260 ... 1 yrs 1,5k ... X 9 yrs only 13.5k ... and that is without interest , if u need any assisnt can pm me , good luck .. for ur situation i will suggest u plan on neccesity first instead of getting a car

1 year oni 1.5k? i guess should be around 3k? and 9 years should be around 27k.

Hi Wakka,

I'm a personal loan consultant and I can assist you in getting your desired amount, should you be interested in applying for a personal loan. However I will need some information from you in order to gauge the maximum amount that you could possibly obtain (up to several times more as well) and to confirm your eligibility too.

Feel free to call me anytime at 017-4084804 should you have any inquiry or to arrange a loan. I will be more than glad to help you out.
Cheers.

Hi, im Andrew a personal loan consultant which cooperate with 11bank. I just need to obtain few imformation from your to obtain the loan you desire.

Here is my number feel free to call when your have any question or request.
0162099504. Hope to serve you with all my best.

just for ur info, the annual interest for PL from cimb bank is 9.88%. they have a promotion for 7.88% but ended 1st July 2011.

Tired of getting a personal loan. Damn hard to get..