Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
119 Pages « < 84 85 86 87 88 > » Bottom

Outline · [ Standard ] · Linear+

 Personal Loan, which banks offer the best deal?

views
     
azam_halim
post Jan 26 2011, 11:03 PM

Casual
***
Junior Member
451 posts

Joined: Jan 2006


thare's a lot of A3 size poster for personal loan that says 'loan bank/koperasi, kjaan/swasta, 2.99%, blacklisted can apply'...anyone have experience with it?
gary_cts
post Jan 27 2011, 06:32 AM

New Member
*
Junior Member
12 posts

Joined: Jul 2009


QUOTE(azam_halim @ Jan 26 2011, 11:03 PM)
thare's a lot of A3 size poster for personal loan that says 'loan bank/koperasi, kjaan/swasta, 2.99%, blacklisted can apply'...anyone have experience with it?
*
ya, surfing over the net now, most giving to gov servants & glcs with salary deduction thru biro angkasa. I am looking for a loan fast. problem is I am under akpk programme, dun know this plp can help or not . hv sms or e-mail them. hopefully will get reply soon. why? are you an agent or looking for a loan too?
azam_halim
post Jan 28 2011, 12:13 AM

Casual
***
Junior Member
451 posts

Joined: Jan 2006


QUOTE(gary_cts @ Jan 27 2011, 06:32 AM)
ya, surfing over the net now, most giving to gov servants & glcs with salary deduction thru biro angkasa. I am looking for a loan fast. problem is I am under akpk programme, dun know this plp can help or not . hv sms or e-mail them. hopefully will get reply soon. why? are you an agent or looking for a loan too?
*
i'm thinking to apply..but those posters does smells fishy...and i'm not gov/glc servant
dashstryk3
post Jan 28 2011, 12:18 AM

New Member
*
Newbie
2 posts

Joined: Jan 2011
My application for PL from Hong Leong Bank just got rejected. Looking for other options now. monthly income rm2200, no other loans yet. Any recommendation?

Im new here by the way
ax6623
post Jan 28 2011, 01:54 AM

New Member
*
Junior Member
36 posts

Joined: Jul 2009
QUOTE(jack2 @ Jan 26 2011, 12:25 AM)
yes, he has.... how to do then? Documentation wise, to give what documents for support?
*
sorry for late reply, quite bz coz chinese new year comin rite.
I juz need his email then I tell the docs in email.
Its easy with me. Use email first when approved then need to see me.

Thanx


Added on January 28, 2011, 1:55 am
QUOTE(dashstryk3 @ Jan 28 2011, 12:18 AM)
My application for PL from Hong Leong Bank just got rejected. Looking for other options now. monthly income rm2200, no other loans yet. Any recommendation?

Im new here by the way
*
Hi dash,
Can u text me further detail @ 0147323723

Thanx

This post has been edited by ax6623: Jan 28 2011, 01:55 AM
Ryanlsx
post Jan 28 2011, 02:43 PM

New Member
*
Junior Member
34 posts

Joined: Jan 2011
QUOTE(dashstryk3 @ Jan 28 2011, 12:18 AM)
My application for PL from Hong Leong Bank just got rejected. Looking for other options now. monthly income rm2200, no other loans yet. Any recommendation?

Im new here by the way
*
Hi dash I'm from Rhb , SMS me to get more information , thanks 0122081720
LangBuanas
post Jan 30 2011, 01:12 PM

New Member
*
Junior Member
35 posts

Joined: Sep 2009
got offer PL from HSBC wth 12% interest, iz't high? which bank give lower interest rate wth RM4~5k loan...thx
Sabrina001
post Jan 30 2011, 03:21 PM

New Member
*
Junior Member
15 posts

Joined: Nov 2010
From: Comm100 Network Corporation, Vancouver, Canada


QUOTE(funnyTONE @ Jun 28 2007, 01:18 PM)
I took personal loan from bank rakyat. Repayment period of 10 years, interest given is 5.9%. If less than 2 year, I think lowest is 5.6%. The process took about 2 weeks from application to signing agreement.
*
This is a very handsome interest rate. Good for you to find it.
kok_pun
post Jan 31 2011, 07:07 PM

Mortgage Expert
*****
Senior Member
854 posts

Joined: Oct 2009
QUOTE(LangBuanas @ Jan 30 2011, 01:12 PM)
got offer PL from HSBC wth 12% interest, iz't high? which bank give lower interest rate wth RM4~5k loan...thx
*
you have to see if it is reducing interest term or fixed rate...

if it is reducing interest, then it is not high
LangBuanas
post Feb 1 2011, 07:13 AM

New Member
*
Junior Member
35 posts

Joined: Sep 2009
QUOTE(kok_pun @ Jan 31 2011, 07:07 PM)
you have to see if it is reducing interest term or fixed rate...

if it is reducing interest, then it is not high
*
i think its fix... hmm.gif

muddie
post Feb 1 2011, 10:37 AM

Getting Started
**
Junior Member
55 posts

Joined: Jun 2008
From: Petaling Jaya


QUOTE(LangBuanas @ Jan 30 2011, 01:12 PM)
got offer PL from HSBC wth 12% interest, iz't high? which bank give lower interest rate wth RM4~5k loan...thx
*
Hi, I'm offering 7.5% flat rate p.a. Tenure 1-5 years. Up to 5X your salary. No processing fee and no early settlement fee.
Hudd
post Feb 1 2011, 11:01 AM

Getting Started
**
Junior Member
196 posts

Joined: Jul 2010


QUOTE(joenjill @ Jan 23 2011, 02:05 AM)
PL for 20 years? did CIMB really offer so long PL? specially for gov servant?
*
Confirmed bro. 3.98 for 20years. Just got it for my wife as she is work for gov biggrin.gif
lotuz
post Feb 1 2011, 12:09 PM

New Member
*
Junior Member
6 posts

Joined: Jun 2005
hi PL agent all..

last month I've receive 2 pre appove loan..35 k and 23k.. drool.gif drool.gif wonder how this bank check my $$$ details. blink.gif
And the bank that offer 23k keep calling me for almost 2 weeks - asking me just bring letter to their branch with my IC.

Please advise why some banks like to offer pre approve loan while at same time, rejected those that want to apply.. conpius rclxub.gif

thanks
duhdude
post Feb 1 2011, 04:20 PM

Getting Started
**
Junior Member
275 posts

Joined: Jul 2006


QUOTE(lotuz @ Feb 1 2011, 12:09 PM)
hi PL agent all..

last month I've receive 2 pre appove loan..35 k and 23k.. drool.gif  drool.gif  wonder how this bank check my $$$ details. blink.gif
And the bank that offer 23k keep calling me for almost 2 weeks - asking me just bring letter to their branch with my IC.

Please advise why some banks like to offer pre approve loan while at same time, rejected those that want to apply.. conpius rclxub.gif

thanks
*
I have received such pre-approved loan cheque before. I think bank check our credit card usage and payment record as references.
ableze_joepardy
post Feb 1 2011, 04:21 PM

*w0ot*
******
Senior Member
1,061 posts

Joined: Feb 2006
From: Out of Service



QUOTE(Hudd @ Feb 1 2011, 11:01 AM)
Confirmed bro. 3.98 for 20years. Just got it for my wife as she is work for gov biggrin.gif
*
for gov only? how bout glc? mind to give loan agent contact no?
T630
post Feb 1 2011, 04:30 PM

On my way
****
Senior Member
572 posts

Joined: Jan 2003
From: Puchong


got offer for PL from OCBC, submitted for apps waiting for approval, up to 100k @ 5.5% 3yrs repayment based on current income lvl, no penalty for full settlement after 1.5yrs... sweat.gif
fido_dido2110
post Feb 2 2011, 01:12 PM

Getting Started
**
Junior Member
90 posts

Joined: Nov 2005
From: Puncak Alam



hye all ..

any bank officer here? i need personel loan about 30k.. do PM me..
jack2
post Feb 2 2011, 02:10 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(T630 @ Feb 1 2011, 04:30 PM)
got offer for PL from OCBC, submitted for apps waiting for approval, up to 100k @ 5.5% 3yrs repayment based on current income lvl, no penalty for full settlement after 1.5yrs...  sweat.gif
*
5.5% is very cheap.

How did you get the offer?

Can introduce me?
scoop7
post Feb 2 2011, 03:00 PM

orly? mai pen rai
******
Senior Member
1,154 posts

Joined: May 2006
From: Seremban/KL
QUOTE(LangBuanas @ Jan 30 2011, 01:12 PM)
got offer PL from HSBC wth 12% interest, iz't high? which bank give lower interest rate wth RM4~5k loan...thx
*
it's high la.
got an offer from HSBC Amanah, 10.5% for 25K - which i think it's high


Anyone can comment on Bank Rakyat's PL interest rate? Which one should I take?
1. 1Aslah / Aslah
2. Aslah (Mula Karier) / Aslah (Belian Plus)
3. Aslah (DivA)


Bank Rakyat

This post has been edited by scoop7: Feb 2 2011, 03:21 PM
T630
post Feb 2 2011, 11:07 PM

On my way
****
Senior Member
572 posts

Joined: Jan 2003
From: Puchong


QUOTE(jack2 @ Feb 2 2011, 02:10 PM)
5.5% is very cheap.

How did you get the offer?

Can introduce me?
*
they call me up say i'm a selected individual for their vip cash, based on my income they can offer up to 100k 5.5% is 3yrs if take 5yrs is 5.75%, i tried to intro a fren too but they say no offer... unsure.gif

they will call after cny if my apps is approved anot... sweat.gif

119 Pages « < 84 85 86 87 88 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0250sec    0.89    6 queries    GZIP Disabled
Time is now: 12th December 2025 - 07:29 AM