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 Personal Loan, which banks offer the best deal?

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munchinks
post Jan 21 2011, 03:00 PM

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I have tried securing personal loan from Bank Islam, CIMB, Stand Chart, OCBC, MBB, and all got rejected.

Really feel like going to an ah long and borrow now...
hunt2sp
post Jan 21 2011, 03:36 PM

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munchinks,

have u tried rhb easy?

This post has been edited by hunt2sp: Jan 21 2011, 03:36 PM
munchinks
post Jan 21 2011, 03:52 PM

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QUOTE(hunt2sp @ Jan 21 2011, 03:36 PM)
munchinks,

have u tried rhb easy?
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haven't yet. how do i go and apply? just go to any rhb easy outlet and ask?



what is the interest rates they're offering ?


Meet Kak Limah Ghost
post Jan 21 2011, 05:26 PM

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yes right, bank rakyat is the lowest rate given to their costumer...but not all can get bank rakyat loan because their spesified to Goverment servent and GLC staff only.

p/s: base on experience


Added on January 21, 2011, 5:29 pm
QUOTE(hunt2sp @ Jan 21 2011, 03:36 PM)
munchinks,

have u tried rhb easy?
*
very simple bro...just give the bank officer your "My Card" @ "Kad Pengenalan"

good luck bro nod.gif


This post has been edited by Meet Kak Limah Ghost: Jan 21 2011, 05:29 PM
almeizer
post Jan 21 2011, 05:38 PM

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QUOTE(munchinks @ Jan 21 2011, 03:00 PM)
I have tried securing personal loan from Bank Islam, CIMB, Stand Chart, OCBC, MBB, and all got rejected.

Really feel like going to an ah long and borrow now...
*
I believe your credit history must be very bad. Either blacklisted or default few months payment on your other loan/credit card.

If you have debts on hand and you can't pay them. Then getting another loan from ah long will put yourself into worse situation. Either reduce your expense or increase your income is the best solution.
Amal
post Jan 22 2011, 03:07 AM

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What's the salary requirement to loan 30k?
Can loan like 5 to 10 years?

Do PM me anyone.

Thanks.
muddie
post Jan 22 2011, 05:05 PM

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QUOTE(Amal @ Jan 22 2011, 03:07 AM)
What's the salary requirement to loan 30k?
Can loan like 5 to 10 years?

Do PM me anyone.

Thanks.
*
Hi Amal,

I'm offering 7.5% flat rate p.a. from StanChart. No processing fee and no early settlement fee. Can loan up to max 5X your salary.

Documents: Photocopy IC (both sides) and Photocopy existing Credit Card (both sides) or 3 months Payslip + EPF Statement


Loonie2
post Jan 22 2011, 06:37 PM

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Hi, i'm from ipoh.. Looking for a personal loan amounted to 5k to pay down payment for my house.. Installment per month should not more than 150 per month... How much is the penalty for early settlement? Kindly leave me your contact... Thanks.!
ax6623
post Jan 22 2011, 08:45 PM

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QUOTE(Loonie2 @ Jan 22 2011, 06:37 PM)
Hi, i'm from ipoh.. Looking for a personal loan amounted to 5k to pay down payment for my house.. Installment per month should not more than 150 per month... How much is the penalty for early settlement? Kindly leave me your contact... Thanks.!
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kindly contact me @ 014-7323723....
kazalan_kamitake
post Jan 22 2011, 10:55 PM

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I looking to overlap my loan..my friend say that cimb now offer the lowest rate just 3.98% for 20 years. That true? i looking that rate around 4.9% for overlap my loan.
joenjill
post Jan 23 2011, 02:05 AM

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QUOTE(kazalan_kamitake @ Jan 22 2011, 10:55 PM)
I looking to overlap my loan..my friend say that cimb now offer the lowest rate just 3.98% for 20 years. That true? i looking that rate around 4.9% for overlap my loan.
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PL for 20 years? did CIMB really offer so long PL? specially for gov servant?
kazalan_kamitake
post Jan 23 2011, 07:54 AM

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I need know which bank is offer very low..Before This MSBS offer 4.% but new rate is 5.2% same with other bank.
freestyle01
post Jan 24 2011, 12:16 PM

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Hi, I am interested to apply for a personal loan.
I am just wondering is there any financial organization allow personal loan with collateral?

I am having a private house (value above $300K) for collateral, it is fully paid long time ago.

The problem is I don't have any income proof,

With my limit condition, May I know can I entitle to get a personal loan?
jack2
post Jan 25 2011, 01:51 PM

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My friend is interested to apply personal loan up to 25k with 2 years repayment.

Any agents want to assist so lesser time to know the status of the application.
ax6623
post Jan 25 2011, 06:27 PM

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QUOTE(jack2 @ Jan 25 2011, 01:51 PM)
My friend is interested to apply personal loan up to 25k with 2 years repayment.

Any agents want to assist so lesser time to know the status of the application.
*
If he have cc he can know the status within 3 days with me..
jack2
post Jan 26 2011, 12:25 AM

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QUOTE(ax6623 @ Jan 25 2011, 06:27 PM)
If he have cc he can know the status within 3 days with me..
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yes, he has.... how to do then? Documentation wise, to give what documents for support?
Ryanlsx
post Jan 26 2011, 01:45 PM

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Please give me him/her contact number thanks ^^
who_care
post Jan 26 2011, 02:07 PM

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which bank can give maximun personal loan up to 10x salary?
jack2
post Jan 26 2011, 02:09 PM

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QUOTE(Ryanlsx @ Jan 26 2011, 01:45 PM)
Please give me him/her contact number thanks ^^
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Who are you referring to?
chmajoe
post Jan 26 2011, 10:20 PM

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Is there any "under table" loan?

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