I have tried securing personal loan from Bank Islam, CIMB, Stand Chart, OCBC, MBB, and all got rejected.
Really feel like going to an ah long and borrow now...
Personal Loan, which banks offer the best deal?
Personal Loan, which banks offer the best deal?
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Jan 21 2011, 03:00 PM
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Junior Member
44 posts Joined: Jul 2008 |
I have tried securing personal loan from Bank Islam, CIMB, Stand Chart, OCBC, MBB, and all got rejected.
Really feel like going to an ah long and borrow now... |
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Jan 21 2011, 03:36 PM
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Senior Member
772 posts Joined: Jan 2003 From: Derng Cale Sir Punk |
munchinks,
have u tried rhb easy? This post has been edited by hunt2sp: Jan 21 2011, 03:36 PM |
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Jan 21 2011, 03:52 PM
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Junior Member
44 posts Joined: Jul 2008 |
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Jan 21 2011, 05:26 PM
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Newbie
1 posts Joined: Jan 2011 From: K.L |
yes right, bank rakyat is the lowest rate given to their costumer...but not all can get bank rakyat loan because their spesified to Goverment servent and GLC staff only.
p/s: base on experience Added on January 21, 2011, 5:29 pm QUOTE(hunt2sp @ Jan 21 2011, 03:36 PM) very simple bro...just give the bank officer your "My Card" @ "Kad Pengenalan"good luck bro This post has been edited by Meet Kak Limah Ghost: Jan 21 2011, 05:29 PM |
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Jan 21 2011, 05:38 PM
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Senior Member
941 posts Joined: Aug 2008 |
QUOTE(munchinks @ Jan 21 2011, 03:00 PM) I have tried securing personal loan from Bank Islam, CIMB, Stand Chart, OCBC, MBB, and all got rejected. I believe your credit history must be very bad. Either blacklisted or default few months payment on your other loan/credit card.Really feel like going to an ah long and borrow now... If you have debts on hand and you can't pay them. Then getting another loan from ah long will put yourself into worse situation. Either reduce your expense or increase your income is the best solution. |
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Jan 22 2011, 03:07 AM
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Senior Member
1,672 posts Joined: Sep 2005 |
What's the salary requirement to loan 30k?
Can loan like 5 to 10 years? Do PM me anyone. Thanks. |
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Jan 22 2011, 05:05 PM
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Junior Member
55 posts Joined: Jun 2008 From: Petaling Jaya |
QUOTE(Amal @ Jan 22 2011, 03:07 AM) Hi Amal,I'm offering 7.5% flat rate p.a. from StanChart. No processing fee and no early settlement fee. Can loan up to max 5X your salary. Documents: Photocopy IC (both sides) and Photocopy existing Credit Card (both sides) or 3 months Payslip + EPF Statement |
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Jan 22 2011, 06:37 PM
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Junior Member
104 posts Joined: Aug 2010 |
Hi, i'm from ipoh.. Looking for a personal loan amounted to 5k to pay down payment for my house.. Installment per month should not more than 150 per month... How much is the penalty for early settlement? Kindly leave me your contact... Thanks.!
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Jan 22 2011, 08:45 PM
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Junior Member
36 posts Joined: Jul 2009 |
QUOTE(Loonie2 @ Jan 22 2011, 06:37 PM) Hi, i'm from ipoh.. Looking for a personal loan amounted to 5k to pay down payment for my house.. Installment per month should not more than 150 per month... How much is the penalty for early settlement? Kindly leave me your contact... Thanks.! kindly contact me @ 014-7323723.... |
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Jan 22 2011, 10:55 PM
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Senior Member
1,114 posts Joined: Sep 2006 From: C.S.W Kembang |
I looking to overlap my loan..my friend say that cimb now offer the lowest rate just 3.98% for 20 years. That true? i looking that rate around 4.9% for overlap my loan.
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Jan 23 2011, 02:05 AM
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Senior Member
1,015 posts Joined: Jan 2003 From: ~kUala lUmpur~ |
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Jan 23 2011, 07:54 AM
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Senior Member
1,114 posts Joined: Sep 2006 From: C.S.W Kembang |
I need know which bank is offer very low..Before This MSBS offer 4.% but new rate is 5.2% same with other bank.
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Jan 24 2011, 12:16 PM
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Newbie
4 posts Joined: Feb 2009 |
Hi, I am interested to apply for a personal loan.
I am just wondering is there any financial organization allow personal loan with collateral? I am having a private house (value above $300K) for collateral, it is fully paid long time ago. The problem is I don't have any income proof, With my limit condition, May I know can I entitle to get a personal loan? |
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Jan 25 2011, 01:51 PM
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All Stars
15,192 posts Joined: Oct 2004 |
My friend is interested to apply personal loan up to 25k with 2 years repayment.
Any agents want to assist so lesser time to know the status of the application. |
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Jan 25 2011, 06:27 PM
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Junior Member
36 posts Joined: Jul 2009 |
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Jan 26 2011, 12:25 AM
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All Stars
15,192 posts Joined: Oct 2004 |
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Jan 26 2011, 01:45 PM
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Junior Member
34 posts Joined: Jan 2011 |
Please give me him/her contact number thanks ^^
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Jan 26 2011, 02:07 PM
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Junior Member
117 posts Joined: Aug 2008 |
which bank can give maximun personal loan up to 10x salary?
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Jan 26 2011, 02:09 PM
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All Stars
15,192 posts Joined: Oct 2004 |
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Jan 26 2011, 10:20 PM
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Junior Member
18 posts Joined: Mar 2009 |
Is there any "under table" loan?
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