Rate 3.98 is confirmed but the koperasi will eat 5% and 0.5 for processing so u will only get 94.5%.

yea..let say, u apply 65k, after deduct all charges, u will get about 60k...am i right?

This post has been edited by inspire_evo: Feb 4 2011, 02:46 PM

you want to buy the land for investment or to live? If for investment I suggest you get something safer, like asb (maybank, cimb, rhb offer loan for asb, steady 8-9% increase a year). Then shop for your car, maybe get a 2-5% one (depend new or used). No need take personal loan.

Correct..

Hi all!
Am new here but i've following this forum since few months back. I'm actually looking for a pl. My monthly salary currently was RM2100. Private sector employee. No commitment at the moment except PTPTN.

Need money asap. at least RM10,000.

I've applied for pl of RM25k in Maybank Personal loan with 11% p.a. And still no answer. The form was sent last week.

Anyone can help. Will stick to the forum until then.

This post has been edited by Badakitten: Feb 5 2011, 11:11 AM

thanks for the info bro....thats quite a lot

Exactly...it is not even include the insurans like bank rakyat.

wow...still not include
i wonder how much we will get after deduct all expenses n fees

so how much rate is bank rakyat actually?

last time i asked 5.2%, same with bsn

can access to your website.... that provided

Anyone here took RHB Easy Personal Loan?
Need to know how they calculate the early settlement charges..

I took RM3,000 & have paid my first instalment, now lazy to wait for the repayment period of 60months, so plan to do early settlement

94.5% and insurans is not compulsary

Still need help here.

This post has been edited by Badakitten: Feb 7 2011, 08:20 AM

Hi there u can contact me ^^ I'm from Rhb . My number is 0122081720

Thx Ryan. Btw, am just asking, is that possible to get more than RM10K with my current monthly salary of RM2.1K? And how if my salary has been increased to RM2.3K. Just for your info, my salary has been increased this month. It just waiting for the letter of increament.

If possible, give me the maximum amount that i can get. Thx

This post has been edited by Badakitten: Feb 7 2011, 10:53 AM

better u call him
usually bank need to know ur current liability (creditcard,car,personal loan,housing loan)

Hello all, I am planning to apply for PL amount is around 25k. Big part of it is to pay off my creditcard (around 20k)- My question :is it a wise move to pay CC with a PL? What I can conclude it that CC % is too damn high compare to a PL%, by doing this, I am actually saving on the %,correct?

And 1 more thing, some suggested to do a balance transfer instead of getting a PL, any comments on this?

Thank you all.

This post has been edited by JehutyX: Feb 7 2011, 12:26 PM

Thx, i called him already.

Just want to ask, is there anyone here has made a pl from Maybank? How much they give and what is your monthly salary?
I've been waiting for my application to be processed since last week. They said it takes around one week to be processed.
If anyone have an experience dealing with them, pls give some comment.

I've searched around the forum but didnt find any.

Thx.

PL can cover your cc bills...but depends on PL interest rate. balance transfer is good. you may want to check maybank 12 months 0% or CIMB 0% 6 months.