ive seen so many bank agents here...

so,,if can,,,i want to ask...

is there any chance or ways for someone to make a 500k loan?
the person salary are rm3000, havent make any loan before...mortgage property might be the last option..

what if there are another one person to be joint borrower...what are the minimum salary that he must have to make such a big loan like that?and, what are monthly payment to the bank back?thanks!!