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 Personal Loan, which banks offer the best deal?

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Denzy
post Nov 6 2009, 05:34 PM

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Joined: Sep 2004
From: Kota Kinabalu


I've a question here aswell.
I'm currently studying overseas but still getting paid RM3k a month and RM2,700 after EPF/Socso deduction.

Would like to apply for a personal loan amount of atleast RM15k for either 1 or 2 year depending on interest/loanable amount.
Repayments will be done by auto deduct from bank as I get paid every month.

Would anyone working for bank please contact me so we can discuss?

Also would like to know the capable amount I can borrow?

Thank you. =]
Denzy
post Dec 17 2010, 06:07 PM

Getting Started
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Junior Member
209 posts

Joined: Sep 2004
From: Kota Kinabalu


Just got rejected for a PL from Hong Leong Bank, monthly income RM4k, been working at the same company (dad's) for over 5 years.
Applied for 20k, but got rejected without even offering a lower amount.
Over 35k in my EPF.

Is there any other way?
Am currently on holiday in Japan, and will be back to KL on 28, but staying till 31 and will be flying to Australia again.
Anyway to get an answer in such a short period?

(I don't trust 24/48 hours approval, took way longer than that for HLB.)

Btw, no C/C or Loan before.

This post has been edited by Denzy: Dec 17 2010, 06:07 PM

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