i'm working under price solution standard chartered.our bank is offering quick cash personal loan up to RM150K,without collateral,guarantor and processing fee.no early settlement penalty charge after 6 months.lowest interest rate at 0.6% per month (8% per annum).

u still can consider whether to take up the loan after its approval(30 days to consider).tenure can be chosen from 12,24,36,48 or 60 months of repayment.easy application that our bank only need choose 1 type of your financial document (Credit Card, Insurance Policy, Mortgage Loan agreement or Salary slip/bank statement)

no restriction on how u gonna spend the loan amount of money.1st stage approval result in 4 hours upon submission and another 3 days for 2nd stage approval.which means 4-5 working days to get ur result.

Fully minus interest amount when u do a full settlement.(which means u only clear up ur principle loan,interest charge will be rebated back to customer) without penalty.

lower interest rate than 8% can be appealed upon loan approval when you make a call to our customer service for rate reduction(provided you have a good repayment history towards ur credit cards or loans towards other banks)

Main Criteria - possess a credit card from any bank for at least 1 year(to be entitle to make an application)

if interested please call Kevin Liew (Personal Unsecure Finance Exec) at 012-5912993.we do take Credit Card application as well.

lolx......i always forgot to check hahahahaha.........no time lar bro,we always finish around 8pm....go home damn tired d

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Added on December 11, 2010, 3:45 amthat's from standard chartered bank but now the due to policies changes the lowest rate is no longer 0.625% monthly.
our lowest rate is 0.83%,doesn't require guarantor and no collateral needed with free processing fee.maximum approval is 150k with tenors from 1-5 years.
the main criteria to apply is simply where u only need to have a credit card used at least 1 year from any bank.

no restriction on how u gonna spend the loan amount of money.1st stage approval result in 4 hours upon submission and another 3 days for 2nd stage approval.which means 4-5 working days to get ur result.

can do partial payment like higher purchase loan.

lower interest rate than 8% P/A can be appealed upon loan approval when you make a call to our customer service for rate reduction(provided you have a good repayment history towards ur credit cards or loans towards other banks)

if interested please call Kevin Liew (Personal Unsecure Finance Exec,Price Solution Standard Chartered) at 012-5912993.we do take Credit Card application as well.

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Added on December 11, 2010, 3:58 amu might wanna try standard chartered.our bank is offering quick cash personal loan up to RM150K,without collateral,guarantor and processing fee.no early settlement penalty charge after 6 months.lowest interest rate at 0.83% per month (9.99% per annum[can be reduce to lower than 8% per annum if your repayment record is good]).FREE loan insurance provided throughout your tenor.

u still can consider whether to take up the loan after its approval(30 days to consider).tenure can be chosen from 12,24,36,48 or 60 months of repayment.easy application that our bank only need choose 1 type of your financial document (Credit Card, Insurance Policy, Mortgage Loan agreement or Salary slip/bank statement)

no restriction on how u gonna spend the loan amount of money.1st stage approval result in 4 hours upon submission and another 3 days for 2nd stage approval.which means 4-5 working days to get ur result.

you can do partial payment like car loan as well.

lower interest rate than 8% can be appealed upon loan approval when you make a call to our customer service for rate reduction(provided you have a good repayment history towards ur credit cards or loans towards other banks)

Main Criteria - possess a credit card from any bank for at least 1 year(to be entitle to make an application)

if interested please call Kevin Liew (Personal Unsecure Finance Exec) at 012-5912993.we do take Credit Card application as well.

This post has been edited by kev071985: Dec 11 2010, 03:58 AM

u might wanna try standard chartered.our bank is offering quick cash personal loan up to RM150K,without collateral,guarantor and processing fee.no early settlement penalty charge after 6 months.lowest interest rate at 0.83% per month (9.99% per annum[can be reduce to lower than 8% per annum if your repayment record is good]).FREE loan insurance provided throughout your tenor.

u still can consider whether to take up the loan after its approval(30 days to consider).tenure can be chosen from 12,24,36,48 or 60 months of repayment.easy application that our bank only need choose 1 type of your financial document (Credit Card, Insurance Policy, Mortgage Loan agreement or Salary slip/bank statement)

no restriction on how u gonna spend the loan amount of money.1st stage approval result in 4 hours upon submission and another 3 days for 2nd stage approval.which means 4-5 working days to get ur result.

you can do partial payment like car loan as well.

lower interest rate than 8% can be appealed upon loan approval when you make a call to our customer service for rate reduction(provided you have a good repayment history towards ur credit cards or loans towards other banks)

Main Criteria - possess a credit card from any bank for at least 1 year(to be entitle to make an application)

if interested please call Kevin Liew (Personal Unsecure Finance Exec) at 012-5912993.we do take Credit Card application as well.

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Added on December 15, 2010, 11:34 pmu might wanna try standard chartered.our bank is offering quick cash personal loan up to RM150K,without collateral,guarantor and processing fee.no early settlement penalty charge after 6 months.lowest interest rate at 0.83% per month (9.99% per annum[can be reduce to lower than 8% per annum if your repayment record is good]).FREE loan insurance provided throughout your tenor.

u still can consider whether to take up the loan after its approval(30 days to consider).tenure can be chosen from 12,24,36,48 or 60 months of repayment.easy application that our bank only need choose 1 type of your financial document (Credit Card, Insurance Policy, Mortgage Loan agreement or Salary slip/bank statement)

no restriction on how u gonna spend the loan amount of money.1st stage approval result in 4 hours upon submission and another 3 days for 2nd stage approval.which means 4-5 working days to get ur result.

you can do partial payment like car loan as well.


Main Criteria - possess a credit card from any bank for at least 1 year(to be entitle to make an application)

if interested please call Kevin Liew (Personal Unsecure Finance Exec) at 012-5912993.we do take Credit Card application as well.

This post has been edited by kev071985: Dec 15 2010, 11:34 PM

[quote=mohdshafie00,Dec 16 2010, 07:42 PM]
if i wanna do personal loan, how much amount i can get if i hv 2 credit cards 1year++ both credit limit at 4k each..

[/q

are both of ur credit cards from the same bank?if the answer is yes,u can do a combine limit for surrogation towards applying personal loan from Standard Chartered Bank.

if the answer is no.....u have to wait till u get higher c/c limit as the minimum qualification for c/c surrogation is at 4.5K credit limit

if u have a chance to upgrade ur c/c limit,go for it.....

btw,wat is ur gross income per month?u can pm me maybe i could sort out a way for u

or u can call me at 012-5912993 Kevin Liew,Personal Finance Executive (Unsecured Lending) - Price Solution,Standard Chartered