RHB no processing fee... early settlement penalty rm100 or xx% which higher

Wrong ler RHB now no processing fee and no penalty on early settlement and now there have ongoing promotion pay 2 months later and first 2 months INTEREST FREE wor.

Anyone keen? may PM me.........

Personal loan I have no idea, I normally pass all my personal loan cases to HSBC bank as they have an ok rate few months back.

Currently banks outsource some easy payment plan for their credit card. Credit card annual interest is 18% and I can convert the amount you owe to term loan say 3years of monthly payment. The interest rate is 6% per year. There's certain condition to it though.

no processing is correct..
early settlement.. yes there is.. rm100
pay 2 months later promotion end at 30th April 2008

i applied n got rejected

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Added on May 22, 2008, 9:50 pmsorry, just checked.. they extended to june 2008

This post has been edited by IceBikers: May 22 2008, 09:50 PM

[quote=IceBikers,May 22 2008, 09:48 PM]
no processing is correct..
early settlement.. yes there is.. rm100
pay 2 months later promotion end at 30th April 2008

i applied n got rejected

Eh i confirm memang no early settlement wor. That one maybe old brochures? hehe cos my fren confirm that one dah abolish and he said even the Balance transfer also no penalty for early settlement.

But for pay 2 months later u have to hold at least 6 months period. If u settle before 6 months then u will have to bear the first 1 months interest. Since earlier on they didn't charge any int but since u tarik diri of cos they have to get back the interest which they initially shud have charge rite?

Anyway ya they extended till 30th june for the Pay 2 Months later promotion ya.

Anyone keen just pm me since i hardly check in here.

Thanks and goodnite to all!

I m helping fiancial problem members to reduce their credit card payment. just refinancing ur credit card. PM me if interested. 6% p.a. maximum 3 years. Blacklisted card holder oso can. Can reduce ur payment to credit card up to 80%.

How long will RHB take to approve the application????

I know SCB and HL is pretty fast. Anyone is working there??? My friend wanna apply.

within 2 weeks.. same to UOB

anyway if u prefer HL( 12% flat), y not UOB (8.48% flat)

rhb 2 months no need to pay?
so
if i take say...
loan 200k from rhb
loan for 1 month
then payback
i just pay 200k?
like that ar?

if ur loan approve under that promotion rite? holding period is 6 months. But if u 2nd month payback all rite? then they charge u the first 2 months interest only.

Whoever interested to know more just pm me your name and ctc num k? thanks

This post has been edited by famous: May 25 2008, 09:47 PM

A question here, is there any bank that need to take until 3 months to approve a loan?

3 months? i dun think so lor... as i know the most is 2 weeks. mayb some officer here can clarify

Just wanna share the significance of reducing interest v flat rate.
Loan Amount = 10,000
Reducing Interest Rate = 6.00%

Tenor = 1yr 2yr 3yr 4yr 5yr
Monthly = 860.66 443.21 304.22 234.85 193.33
Flat Rate = 3.280% 3.185% 3.173% 3.182% 3.199%

Considering RHB is the ONLY one with reducing plan, is there any other better offer out there ?

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Added on May 26, 2008, 3:46 pmJust wanna share the significance of reducing interest v flat rate.
Loan Amount = 10,000
Reducing Interest Rate = 6.00%

Tenor = 1yr 2yr 3yr 4yr 5yr
Monthly = 860.66 443.21 304.22 234.85 193.33
Flat Rate = 3.280% 3.185% 3.173% 3.182% 3.199%

Considering RHB is the ONLY one with reducing plan, is there any other better offer out there ?

This post has been edited by Vieri777: May 26 2008, 03:46 PM

3 months? don't think so kua? Usually max also 1 month. But usually personal loan is very simple one unless the applicant doc is not complete / unctcble. As sometimes if they have to slash the amount then the HQ have to call CH to confirm if they still want to proceed or not.

hello all

my cc debt is more than 6k.

please advice me on what to do.
take personal loan tu settle all the debt since PL interest rate is less than CC?

which bank offer the best interest rate?
i can see some said that RHB offer the best one.

i'm not a government worker
i can afford to settle the PL in 2 years.

affin bank credit card
0% balance transfer for 12 months
but
i think once your card is clean...
it will find ways to erm.. be not clean again...

Anyone working in bank can help me get a good personal loan? Need around 10k-15k.. If u can help me please feel free to PM me ya..

which bank offer lowest interest for personal loan? am interest to get one.

It's possible if the documents submitted is not completed. But seldom happen unless customer is in overseas & ask the bank to hold the application & not to reject it due to documentary incomplete.

same here ~~ Anyone working in bank can help me get a good personal loan? Need around 10k-15k.. If u can help me please feel free to PM me ya..