Wrong ler RHB now no processing fee and no penalty on early settlement and now there have ongoing promotion pay 2 months later and first 2 months INTEREST FREE wor.

Anyone keen? may PM me.........

[quote=IceBikers,May 22 2008, 09:48 PM]
no processing is correct..
early settlement.. yes there is.. rm100
pay 2 months later promotion end at 30th April 2008

i applied n got rejected

Eh i confirm memang no early settlement wor. That one maybe old brochures? hehe cos my fren confirm that one dah abolish and he said even the Balance transfer also no penalty for early settlement.

But for pay 2 months later u have to hold at least 6 months period. If u settle before 6 months then u will have to bear the first 1 months interest. Since earlier on they didn't charge any int but since u tarik diri of cos they have to get back the interest which they initially shud have charge rite?

Anyway ya they extended till 30th june for the Pay 2 Months later promotion ya.

Anyone keen just pm me since i hardly check in here.

Thanks and goodnite to all!

if ur loan approve under that promotion rite? holding period is 6 months. But if u 2nd month payback all rite? then they charge u the first 2 months interest only.

Whoever interested to know more just pm me your name and ctc num k? thanks

This post has been edited by famous: May 25 2008, 09:47 PM

3 months? don't think so kua? Usually max also 1 month. But usually personal loan is very simple one unless the applicant doc is not complete / unctcble. As sometimes if they have to slash the amount then the HQ have to call CH to confirm if they still want to proceed or not.

most personal loan the interest is high. But for anyone interested to apply for RHB personal loan then do PM me for more details. As far as i know RHB loan interest might be high but if u settler earlier then u don't lose out much as they practically using reducing balance method unless u go for long term.

Their penalty is basically RM100 or 1% whichever is higher if u settle below 6 months. If after 6 months then no exit fee.

Not familiar with EASY but if my memory serve me right. The lock in period is 6 months so after that period u can pay off in one shot. But in terms of rebate? we don't so call rebate it's more like this. Cos RHB is based on reducing terms.
So if u settled after 1 year meaning the remaining 4 years the interest you save it already. Since the interest is charge on monthly basis based on your new balance.

Easy RHB the penalty should be RM200 regardless how much your loan amount. Unless u take the normal loan then it's 1% or RM100 whichever is higher. =) so don't worry she advice u to take 5 years is the right one. Cos it's easier approval and lock in 6 months so you can pay off after you got better package or extra cash after 1 year.