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 Personal Loan, which banks offer the best deal?

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IceBikers
post Feb 15 2008, 08:33 AM

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anybank can offer 5k personal loan to monthly income 1.5k ??
IceBikers
post May 20 2008, 10:10 PM

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RHB no processing fee... early settlement penalty rm100 or xx% which higher
IceBikers
post May 22 2008, 09:48 PM

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QUOTE(famous @ May 22 2008, 08:56 PM)
Wrong ler RHB now no processing fee and no penalty on early settlement and now there have ongoing promotion pay 2 months later and first 2 months INTEREST FREE wor. biggrin.gif

Anyone keen? may PM me.........
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no processing is correct..
early settlement.. yes there is.. rm100
pay 2 months later promotion end at 30th April 2008

i applied n got rejected


Added on May 22, 2008, 9:50 pm
QUOTE(IceBikers @ May 22 2008, 09:48 PM)
no processing is correct..
early settlement.. yes there is.. rm100
pay 2 months later promotion end at 30th April 2008

i applied n got rejected
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sorry, just checked.. they extended to june 2008

This post has been edited by IceBikers: May 22 2008, 09:50 PM
IceBikers
post May 25 2008, 09:10 AM

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QUOTE(Felice821 @ May 24 2008, 10:50 PM)
How long will RHB take to approve the application????

I know SCB and HL is pretty fast. Anyone is working there??? My friend wanna apply.
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within 2 weeks.. same to UOB

anyway if u prefer HL( 12% flat), y not UOB (8.48% flat)
IceBikers
post May 25 2008, 10:30 PM

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3 months? i dun think so lor... as i know the most is 2 weeks. mayb some officer here can clarify
IceBikers
post Jul 20 2008, 05:55 PM

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just applied AEON personal financing

service charges - RM50 per 1K
stamp duties - RM5 per 1 K

if ur loan amount is 2k then the charges would be RM110.
IceBikers
post Jul 21 2008, 08:41 AM

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QUOTE(hanalolu @ Jul 21 2008, 12:05 AM)
Wow ! The service charge damn high ! Say if 10k, rm550 decucted...not worth man !


no choice.. RHB, UOB rejects my application

IceBikers
post Jul 23 2008, 09:27 PM

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QUOTE(IceBikers @ Jul 21 2008, 08:41 AM)
no choice.. RHB, UOB rejects my application
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i so regretted to apply AEON personal loan.. i was told that they will call me n my office for verification.. i'm fine with this.. but end up the "credit swiss or credit susees" ppl go call my ermergency contact for verification. i'm so pissed
IceBikers
post Oct 10 2008, 08:09 AM

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QUOTE(keNix88 @ Oct 9 2008, 11:53 PM)
my parents will asked me to stop studying well i dont wish to ended that way.
im working some part time jobs, and maybe can cover and repay in every month....
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Hi, bank minimum loan amount is 5k.. so it is not possible somemore you have no income source. well since u r working parttime, perhaps u can seek help from your employer.. 1-2k shud be no problem if ur employer is ok with it.

good luck.
IceBikers
post Oct 13 2008, 11:24 PM

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QUOTE(xclent182 @ Oct 13 2008, 08:23 PM)
is there any personal loan for RHB?i've checked their website it only shows that the loan are for home financing,asb loan,study loan etc. as for al-rajhi, we need to have their account first rite?

i'm thinking to get RM10k as personal loan and 5 yrs repayment period.i've citibank credit card and good payer. any advice whether i should seek for citibank installment or try other bank?

last time i asked CIMB islamic express financing the interest rate pa is 11%.is that high?
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YES, personal loan is not categorized in loan but in credit card. http://www.rhbbank.com.my/personal/cards/index.shtm
IceBikers
post Oct 21 2008, 08:06 AM

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so ccris able to show the payment pattern but how about how much we owe the bank? let say..

Credit card A, outstading 2k, minimum payment or more. would the bank able to see all this or just the pattern?

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