now hong leong is offering personal loan... is it da best choice or not?

HLB dun penalise u if u settle b4 the tenure

actually my credit record is very bad.
i have tried apply persona loan from HSBC, RHB, Citibank, AlRajhi, StandardChartered but is get rejected.
so is there any bank that can help?

anyone got standchart rate?

Recently RHB is doin some personal financing stuff
maybe you can check out the rates there

your monthly income??
Why said your credit score bad??

if u hv friedn there can u email me at kazuki_tachibana@hotmail.com the number... i wan to apply. thx

If your claims is true.. It seems there is no Banks in Malaysia can extend Personal Loan/Credit Card or any House Loans.

Go to AKPK to help you clear up your records.

hmm.. HLB called me to offer me Personal Loan but i reject all of them.. d min is RM2000 i think n d rate is around 10%. anyone interested i can give them d contact.

That is loan on phone, a kind of personal loan, but interest could be high.

Is Aeon Credit Service good?

try hongleong.. not bad

anybody know about this loan lender?
http://www.skimpinjaman.com/personal.htm

I have a very nice package for all government servants even you are being blacklisted in CTOS as this package is specially design for the vast group of people which serve the country faithfully.

You can:

- Borrow up to RM100,000.00 without the need of a guarantor.
- 0.725% interest rate per month.
- 8.7% interest rate per annum.
- Payback term up to 10 years.
- Enjoy rebates on early payback.
- Approval within 5 days.
- Payment by salary reduction will only start 3 months after the payback dateline.

All you need is to submit the following:

- 1 copy of employer certified IC.
- 1 copy of employer certified Birth Cert + IC (PDRM only).
- 1 copy of latest salary statement + 2 copies of salary statement for previous 3 months, all certified by the employer.
- 1 copy of utility bill.

This is a valid personal loan program. For more information please PM me. Thx!

BANK RAKYAT, BANK ISLAM, BANK MUAMALAT-----as far as I've concerned, they provide the most flexible and lowest interest rate....

Citibank personal loan range from 7.6 - 9.18% flat rate per annum. PM me if you are interested.

i am thinking of getting aloan as well ...

i want to clear off my cc debt by getting a personal loan ...

got a debt of 2.5k for my cc, so is it wise to get a personal loan or get another card and do a balance transfer?

How long would you need to pay back the 2.5k debt?
If you can settle it within 12 months, I'd recommend you CIMB bank's CC.
You can get 10 months interest-free balance transfer.

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Added on January 17, 2008, 11:00 amBalance reducing or fixed rate?
Just for GOVERNMENT servant?

This post has been edited by ALeUNe: Jan 17 2008, 11:00 AM

i see, so a loan is not the best option for this la ... i have bout 2.4 - 2.5k debt, whereby i am repaying bout 500 every month, some months bout 400

now still got 2.4k, but the thing is some months i still use bout 100 - 200 - so i am like notpaying enough ...

would like to stop using it for petrol and pay it up with either a loan or a balance transfer ...

am usingmaybank cards, how much can i roughly save with the options above ...

appreciate the feedback ...

You may try to get a personal loan to cover your cc debt, can save the interest. Take 2 years repayment and after some period, settle it early.