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Personal Loan, which banks offer the best deal?
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SUSsdin3269
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Jul 12 2008, 01:11 AM
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Getting Started

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QUOTE(vicng @ Jul 11 2008, 11:35 PM) CitiBank even can get 9.6% p.a. Hi al rajhi now offer 7.9% interest. The best part is you only need to fill in a simple loan application document and a photocopy of your ic. Yes just that - no need messy docs as payslip income tax etc. Interested please pm me
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Jordy
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Jul 12 2008, 01:35 AM
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Entrepreneur
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QUOTE(sdin3269 @ Jul 12 2008, 01:11 AM) Hi al rajhi now offer 7.9% interest. The best part is you only need to fill in a simple loan application document and a photocopy of your ic. Yes just that - no need messy docs as payslip income tax etc. Interested please pm me I am very interested to know more  Could you please PM me the full terms and conditions on this? Also kindly include the repayment period and monthly repayment thanks.
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wenjie86
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Jul 12 2008, 01:09 PM
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currently monthly income
Basic : Rm1900 Incentive : Rm300 OT : Rm200 Performance : Rm100
This is my breakdown for income.. but currently only working for this new company for 2 months + anyone care to introduce me the best credit card??
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vicng
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Jul 13 2008, 01:31 AM
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Getting Started

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For those who need Personal Loan, I can help u guys to get the rate below 9% p.a. Promotion only for those who apply in this mth.
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fieory
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Jul 14 2008, 03:17 PM
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New Member
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QUOTE(vicng @ Jul 13 2008, 01:31 AM) For those who need Personal Loan, I can help u guys to get the rate below 9% p.a. Promotion only for those who apply in this mth. which bank? This post has been edited by fieory: Jul 14 2008, 03:19 PM
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coolio2199
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Jul 14 2008, 04:44 PM
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Getting Started

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QUOTE(vicng @ Jul 13 2008, 02:31 AM) For those who need Personal Loan, I can help u guys to get the rate below 9% p.a. Promotion only for those who apply in this mth. Hi there,Im quite interested of your offer there.Could you please mail me the related info example the requirements of salary,documents etc... thx
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ychwang
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Jul 14 2008, 11:41 PM
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Which loan suitable for me to have 20k for 3months? which offer lowest rate?
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zea
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Jul 14 2008, 11:49 PM
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Getting Started

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p.a stand for?
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yks8845
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Jul 15 2008, 12:02 AM
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QUOTE(zea @ Jul 14 2008, 11:49 PM) per annual
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Jordy
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Jul 15 2008, 12:16 AM
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Entrepreneur
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QUOTE(ychwang @ Jul 14 2008, 11:41 PM) Which loan suitable for me to have 20k for 3months? which offer lowest rate? Only for 3 months? I am not sure if there is any bank that is offering such a short tenure. If you don't mind, are you getting a loan for business or personal use?  QUOTE(yks8845 @ Jul 15 2008, 12:02 AM) per annual  Actually, p.a. stands for per annum (annually)
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jack2
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Jul 15 2008, 03:02 AM
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Get those personal loan that offers for reducing balance method on interest calculation.
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ychwang
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Jul 15 2008, 08:17 AM
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QUOTE(Jordy @ Jul 15 2008, 12:16 AM) Only for 3 months? I am not sure if there is any bank that is offering such a short tenure. If you don't mind, are you getting a loan for business or personal use?  Actually, p.a. stands for per annum (annually) yup, only need for 3months. for personal use.
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mazlanmasood
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Jul 16 2008, 12:38 PM
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New Member
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If there is blacklisted person who would like to apply Bank Rakyat.. do call me at 012-3626046.... i have some cable there that could help....
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vicng
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Jul 17 2008, 11:13 PM
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Getting Started

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QUOTE(ychwang @ Jul 15 2008, 08:17 AM) yup, only need for 3months. for personal use. u can pledge FD to bank to get the OD. normally ratio fpr FD:OD is 1:2.
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yks8845
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Jul 18 2008, 02:04 PM
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QUOTE(vicng @ Jul 17 2008, 11:13 PM) u can pledge FD to bank to get the OD. normally ratio fpr FD:OD is 1:2. How its Work ?  repayment tenure ? interest ?
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speakeasy
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Jul 18 2008, 02:13 PM
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Getting Started

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QUOTE(vicng @ Jul 11 2008, 11:35 PM) CitiBank even can get 9.6% p.a. alrajhi gives 7,5%
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darren83
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Jul 19 2008, 01:05 AM
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New Member
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QUOTE(Hybrified @ Jun 29 2007, 06:40 PM) anyone can help me on personal loan .... let me know asap ...  pm me n i let u know.
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vicng
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Jul 19 2008, 01:35 AM
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Getting Started

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QUOTE(yks8845 @ Jul 18 2008, 02:04 PM) How its Work ?  repayment tenure ? interest ?  U just put the FD in a bank & told them u want to pledge for OD. They will hold ur FD certificate & processing is abt 1-2 weeks. No fixed repayment period, as long as u service the interest mthly but u didn't pay the principal is ok. Interest is BLR+1%.
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donmou
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Jul 19 2008, 11:02 AM
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Getting Started

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I'm in Labuan, applying my personal loan for under RM10k (P&C, not wanna disclose the exact amount). So far Public Bank offer the lowest interest. 4.95%p.a. flat rate if repayment under 3 years and 5.7%p.a. fo repayment from 4-12 years. I'm not sure if it also applies for above RM10k. The only condition is employer direct deduct my salary and pay the bank. No need guarantor (coz i'm only taking under RM10k loan). I'm not sure if this rate applies for whole Malaysia. But in Labuan that's the rate they offer. I'm waiting for approval soon within next week.
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IceBikers
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Jul 20 2008, 05:55 PM
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just applied AEON personal financing
service charges - RM50 per 1K stamp duties - RM5 per 1 K
if ur loan amount is 2k then the charges would be RM110.
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