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 Personal Loan, which banks offer the best deal?

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SUSsdin3269
post Jul 12 2008, 01:11 AM

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QUOTE(vicng @ Jul 11 2008, 11:35 PM)
CitiBank even can get 9.6% p.a.
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Hi al rajhi now offer 7.9% interest. The best part is you only need to fill in a simple loan application document and a photocopy of your ic. Yes just that - no need messy docs as payslip income tax etc.

Interested please pm me
Jordy
post Jul 12 2008, 01:35 AM

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QUOTE(sdin3269 @ Jul 12 2008, 01:11 AM)
Hi al rajhi now offer 7.9% interest. The best part is you only need to fill in a simple loan application document and a photocopy of your ic. Yes just that - no need messy docs as payslip income tax etc.

Interested please pm me
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I am very interested to know more smile.gif
Could you please PM me the full terms and conditions on this?
Also kindly include the repayment period and monthly repayment thanks.
wenjie86
post Jul 12 2008, 01:09 PM

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currently monthly income

Basic : Rm1900
Incentive : Rm300
OT : Rm200
Performance : Rm100

This is my breakdown for income..
but currently only working for this new company for 2 months +
anyone care to introduce me the best credit card??
vicng
post Jul 13 2008, 01:31 AM

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For those who need Personal Loan, I can help u guys to get the rate below 9% p.a. Promotion only for those who apply in this mth.
fieory
post Jul 14 2008, 03:17 PM

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QUOTE(vicng @ Jul 13 2008, 01:31 AM)
For those who need Personal Loan, I can help u guys to get the rate below 9% p.a. Promotion only for those who apply in this mth.
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which bank?



This post has been edited by fieory: Jul 14 2008, 03:19 PM
coolio2199
post Jul 14 2008, 04:44 PM

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QUOTE(vicng @ Jul 13 2008, 02:31 AM)
For those who need Personal Loan, I can help u guys to get the rate below 9% p.a. Promotion only for those who apply in this mth.
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Hi there,Im quite interested of your offer there.Could you please mail me the related info example the requirements of salary,documents etc...

thx
ychwang
post Jul 14 2008, 11:41 PM

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Which loan suitable for me to have 20k for 3months? which offer lowest rate?

zea
post Jul 14 2008, 11:49 PM

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p.a stand for?
yks8845
post Jul 15 2008, 12:02 AM

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QUOTE(zea @ Jul 14 2008, 11:49 PM)
p.a stand for?
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per annual rclxm9.gif rclxm9.gif
Jordy
post Jul 15 2008, 12:16 AM

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QUOTE(ychwang @ Jul 14 2008, 11:41 PM)
Which loan suitable for me to have 20k for 3months? which offer lowest rate?
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Only for 3 months? I am not sure if there is any bank that is offering such a short tenure.
If you don't mind, are you getting a loan for business or personal use? smile.gif

QUOTE(yks8845 @ Jul 15 2008, 12:02 AM)
per annual rclxm9.gif  rclxm9.gif
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Actually, p.a. stands for per annum (annually)
jack2
post Jul 15 2008, 03:02 AM

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Get those personal loan that offers for reducing balance method on interest calculation.
ychwang
post Jul 15 2008, 08:17 AM

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QUOTE(Jordy @ Jul 15 2008, 12:16 AM)
Only for 3 months? I am not sure if there is any bank that is offering such a short tenure.
If you don't mind, are you getting a loan for business or personal use? smile.gif
Actually, p.a. stands for per annum (annually)
*
yup, only need for 3months.
for personal use.

mazlanmasood
post Jul 16 2008, 12:38 PM

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If there is blacklisted person who would like to apply Bank Rakyat.. do call me at 012-3626046.... i have some cable there that could help....
vicng
post Jul 17 2008, 11:13 PM

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QUOTE(ychwang @ Jul 15 2008, 08:17 AM)
yup, only need for 3months.
for personal use.
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u can pledge FD to bank to get the OD. normally ratio fpr FD:OD is 1:2.
yks8845
post Jul 18 2008, 02:04 PM

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QUOTE(vicng @ Jul 17 2008, 11:13 PM)
u can pledge FD to bank to get the OD. normally ratio fpr FD:OD is 1:2.
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How its Work ? hmm.gif repayment tenure ? interest ? hmm.gif
speakeasy
post Jul 18 2008, 02:13 PM

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QUOTE(vicng @ Jul 11 2008, 11:35 PM)
CitiBank even can get 9.6% p.a.
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alrajhi gives 7,5%
darren83
post Jul 19 2008, 01:05 AM

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QUOTE(Hybrified @ Jun 29 2007, 06:40 PM)
anyone can help me on personal loan .... let me know asap ... notworthy.gif
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pm me n i let u know.
vicng
post Jul 19 2008, 01:35 AM

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QUOTE(yks8845 @ Jul 18 2008, 02:04 PM)
How its Work ?  hmm.gif repayment tenure ? interest ?  hmm.gif
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U just put the FD in a bank & told them u want to pledge for OD. They will hold ur FD certificate & processing is abt 1-2 weeks. No fixed repayment period, as long as u service the interest mthly but u didn't pay the principal is ok. Interest is BLR+1%. thumbup.gif
donmou
post Jul 19 2008, 11:02 AM

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I'm in Labuan, applying my personal loan for under RM10k (P&C, not wanna disclose the exact amount). So far Public Bank offer the lowest interest. 4.95%p.a. flat rate if repayment under 3 years and 5.7%p.a. fo repayment from 4-12 years. I'm not sure if it also applies for above RM10k.
The only condition is employer direct deduct my salary and pay the bank. No need guarantor (coz i'm only taking under RM10k loan). I'm not sure if this rate applies for whole Malaysia. But in Labuan that's the rate they offer. I'm waiting for approval soon within next week.
IceBikers
post Jul 20 2008, 05:55 PM

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just applied AEON personal financing

service charges - RM50 per 1K
stamp duties - RM5 per 1 K

if ur loan amount is 2k then the charges would be RM110.

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