only applicable during promotion period.. until end of tis june..

hi i need personal loan 10k also anyone can help? salary basic only 1.8k ++ allowance 1.95k..

apa bank dun need payslip and income statements?
I am VERY INTERESTED. Pm me with your BANK name and interests rate.

is there any bank that can loan me, but no need my payslip or income statement, but cash deposit to hold by them, but loan me x2 / x3 the amount deposited? lol this may sound ridiculous but I think I heard it from someone else..

stanley881,
honestly, i'm quite interested with your bank. what's the documents u need? how much can i loan if i hv 3k per month??

eh, my income is just below 1.5k, i still mampu bayar loan ooo.. how about those with minimum income of 800 (gov servant) also can get loan leh?

I need bout 10K - 12K personal loan, but my basic salary is only RM1500..... anyone can help?

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Added on July 1, 2008, 3:57 pmI need about 10K - 12K to settle my things, but my basic salary is only RM1500..... any bank can help?

This post has been edited by hsienko: Jul 1 2008, 03:57 PM

i need 20k personal loan...
2.4k nett monthly and plan for 60 months repayment...
pm me the best offer....
thanks.....

Even if any banks offer up to 7 times ur salary, you also not eligible for 20k loan.

Ahlong is ur best bet

you're ahlong mehh??..hee just kidding..

Yes, any bank can loan u by u pledge a FD to them & getting 2x OD facilities from bank. If u want to get 3x loan from cash tht u pledged, u need to go to commercial bank.

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Added on July 6, 2008, 2:16 amIf he/she would apply few loans at the sametime, then he/she can get the amount tht he/she wants. Not necessary hv to get 7x loan.....

This post has been edited by vicng: Jul 6 2008, 02:16 AM

any ambank agent?
need 10k loan
their interest only 7.3p.a
just pm me

Guys, I have a quick question to ask here. I am thinking of getting a RM5k loan from HLB with their package of 1%/month. Right now I am not working, so obviously I do not have a payslip to produce. Is there any other way besides this? Thank you in advance for the help

Use your credit card to pledge for one. HLB, Alliance and Ambank allow that .

Use unit trust consultant as your employment.

all the best.

This post has been edited by SKY 1809: Jul 9 2008, 10:48 PM

Hehe, I do not have credit card. I hate using "cashless" instruments
What about unit trust? Can I use my previous income statement as some sort of payslip?
I thought they need a stable employment and stable 3 months payslip to approve the loan?
Please advise

Other than that, some give up to5X of monthly FIXED income, evidence fr current acc.

This post has been edited by SKY 1809: Jul 9 2008, 10:56 PM

This 7.3% rate is for Goverment servant only,so far I found the cheaperst is Alliance Bank 10% P.a.

So, here is some information regarding this (taken from HLB's website):

Get our Personal Loan today to enjoy:
- Monthly installments as low as RM133.33*
- Fast approval within 48 hours**
- Flexible repayment tenure of up to 5 years
- Minimum income eligibility of only RM24,000 per annum
- Easy application – photocopy of I.C. & income statement/ credit card
- No guarantor and no collateral

*Based on a financing tenure of 5 years for RM5,000.
**48 hour loan approval is subject to terms and conditions. Other terms and conditions apply.

Eligibility:

- Malaysian citizen only
- Age between 21 to 60 years old
- Earn a minimal annual income of RM24,000 per annum

The bold parts are my problem at the moment. I do not have a job, therefore I do not have a fixed annual income of RM24,000.
So, how do I go about getting this loan?

i think i can help u.can u let me know how much u need?my side interest rate is 9%.
call me 016 212 5167

CitiBank even can get 9.6% p.a.