10% means there is 1% chance that you have 10% loss of your capital in 1 year.

The projected returns are calculated and shown in the stashaway website, you can check.

Not to belittle you, but the actual returns maybe a lot less than what you imagine. Especially if you suffer 10% loss for 3 years in a row, and 10% gains for 3 years in a row.

You need +100% to offset -50% loss.

-10% 3Y then +10% for 3Y you still lose money. Hence the decay of leveraged ETFs.

Exactly.

For SA to sell overweight ETFs it is have to exceed 20% over the allocation hence example once KWEB hits 24% holdings in 36% SRI it will start selling KWEB about 2.5% to rebalance by buying other underweights to rebalance the portfolio

Is it wise to wait for US mortgage foreclosure moratium lapsing before adding in any more money? It looks like 2008 for me lol

If you think that could happens in the very near future, then it is good to hold Yr cash now n wait for it to come then dump in Yr cash,.
It is your money, thus yr action must be inline with what you think...
Just hope that you are exiting Yr equities investment before that happens too... So as to protect against losses

This post has been edited by yklooi: Jul 31 2021, 06:23 PM

Still waiting for the Simple dividend for July

I've asked them before. Dividend will be paid last day of the month. Since it's the weekend I'm guessing they'll process it tomorrow.

I think it's been processed. Macam very little leh >.<

I've only received 'rebate' on 30 July. Dividend not yet.

Ah that's not the dividend. Great to hear!

By Wednesday because AmInvest will start processing tomorrow

Usually 1st Monday and Wednesday’s of the month is when AmInvest will start paying out

Many started condemning when they received the "rebate" in their Simple portfolio already.

But hopefully they can live up to their projected 2.4% return for Simple.

sounds scary

Some die hard fan of SA will reply you
Trust their Robo
If not DIY

Some die hard hater of SA will reply you
Better withdrawal
SA aren't performing as compare to XXX

Anyhow, it depends on your risk tolerance.
Crash/correction might come might not
If it comes years later, you miss out all the rally
If it comes now, you could and might buy at the bottom but SA take few working days to complete buying order.
Knowing all these and plan accordingly.
So that you can sleep soundly and won't regret for any outcome

Personally, I only top up SA during dip.

This post has been edited by xcxa23: Aug 3 2021, 08:44 AM

u go see fb group side..fuhh..some lagi panic..just start invest 3 month ago got negative complain

ppl like this better stick to FD only. haha

why is that scary?

what happen when we dont get the projected return? we get less? get nothing? lose capital?