Fingers crossed tomorrow it dips again when the buy order kicks in!

I know i am not a expert in this robo advisor thing...some how i don't feel comfortable of losing that much of money only in KWEB..and i thought robo advisor is 'smart enough' to perform a buy/sell when the market is good/bad? I have doubt why SA didn't sell some of the KWEB when reaching USD90 that time? At least not losing that much. (I am not sure the SA selling KWEB for some of you guys, but mine never sell..keep holding until now)

Just my thoughts.

Robo advisor merely calculate risk and monthly deposits based on your financial situation, then recommend funds of diff risks for you to invest in.

The portfolios are constructed manually.

welp that's where you thought wrong then... honestly I doubt there's any clairvoyant system like that in the world, if there is then it would be owning the market and everybody wins (which is a paradox in itself, cuz there are always losers on the other end of your winnings).

If you don't want to realise your loss then hodl for now and ride the shaky boat with us. But if you really want to just cut your loss and play safe, then lower your SRI where KWEB has less/no weightage, then that's where robo advisor will do its job, to calculate how much buy/sell to adjust your portfolio

Don’t be so happy because the buying price is above 50 because SA will buy start within the 1st hour of trading hence you will pick up about 1% gain if you lucky on today’s holdings

Current pickup price anything 55 or below is a bargain provided no more crackdown for Tech because the policy is done

Next pickup would be China REITs within the next month

Robo is not forture teller, just predict based on available data. This "black swan" even aren't include in SA data

Mine does not sell as well even tho kweb was over its supposedly allocation was over.
My understanding is that diversification in portfolio, whenever holding in the portfolio exceed allocation, will sell the exceed and buy the under allocated.

Perhaps SA are anticipating that user will continue to top up and hence disregard the exceeded allocation holdings

dead cat bounce or flying back all the way too the moon?

managed to buy KWEB at 46.62 ahahaha

lets hope CCP dont do any more surprise annoucement on regulation anymore.

Sekali China wants all PRC co to delist from US

-100.0%

guy~ i just added fund into the apps. so.. need to wait a few days to process right?

as per my understanding.. lets say i put rm1K in.. robo advisory settle which fund for me to buy .. i cant like choose my self.

i am right?

that one is super extreme case. no way to manage that kind of tail risk.

you can choose different risk index which has different fund allocations.

What happen to those dual listed companies?
I read somewhere the stocks wil b trabsfer to Hang Seng exchange instead

what is you risk index chosen?
you can choose different risk index which leads to different portfolio

but you cannot choose direct which funds/ETF to buy

only 10%
to low? i wanna steady~

This post has been edited by Koranshita: Jul 29 2021, 11:12 AM

cant answer on behalf of you as I dunno your risk tolerance.

always remember low risk lower return
high risk higher return

if you want sifu here to guide your further maybe you could tell factors like
how old are u
what's ur investment horizon (how long you plan to invest)
what is the max downfall you can accept (if your invested money drop 20% you can sleep tight?)

Later say no earning or lose money, then blame SAMY cry father cry mother, how?

There is an image in Post 14600, page 730
It shows ytd returns (in USD) till end May.
It did shows low Sri value can also be subjected to losses too.
So just don't expect to hv no losses when investing

Ya understand this low risk low return.
I have high risk investment in klse so I wanna treat stashaway something like asnb but a little bit riskier.

My strategy is
KLSE stock purchase when I have extra money like bonus.
Monthly saving allocate into saving and asnb. If I can't get asnb for my target I will put into stashaway.


So the 10% is there is 10% return OR 10%losses correct?

This post has been edited by Koranshita: Jul 29 2021, 01:03 PM

No, the Stashaway risk index does equal to 10% returns or 10% losses...
I think in SA faq has definition n calculation examples of possible chances of losses and its loss value on its defined risk index...
Now on hp, not easy to link it to you