based on Morningstar rating , AmIncome better than Eastspring Inv Islamic Income

YTD : 0.87% VS 0.77%
1Y : 2.26% VS 2.04%
3Y : 2.98% VS 3,06%

https://my.morningstar.com/my/report/fund/p...ode=&lang=en-MY
https://my.morningstar.com/my/report/fund/p...ode=&lang=en-MY


better than my Affin Hwang Enhanced Deposit
YTD : 0.76%
1Y : 1.97%
3Y : 2.99%

But the higher is Manulife Investment AL-Ma'Mun, damn high , YTD 3.48%
https://my.morningstar.com/my/report/fund/p...ode=&lang=en-MY

Hi guys newbie here. Let say I have deposited one time in stashaway and then plan to dca weekly. Can I proceed using previous JOMpay code and reference number 1 without going into the stashaway website. i confused cuz when 1st deposited stashaway asked for planned value, I wonder if the ref number 1 will change with amount.

if i am not mistaken,...the Ref number is linked to your SA a/c number....(which is personal)

Just setting the portion that u wish to invest in each portfolio in ur account.

Deposit it anytime u like, wan daily oso can, but remember put ur reference code, bcoz this code link with ur acc for them to track.
Example : I use 50% : 50% for my portfolio.
No matter what amount I invest, it will divide in 2, anytime I free I oso can manually deposit it.

ok thanks for the explanation. I understand ald if I got new portfolio and proportion only need to change at stashaway to get diff ref number.

yup, if only one portfolio....easy liao.....i monthly deposit or happy happy deposit oso put reference code only.....not same with Akru, everytime log in n press button to capture the buy order

Ref-1 is fixed. It's basically your identifying number in SAMY to know that the amount received is intended for you. No matter if you make new portfolio, delete portfolio etc, your Ref-1 will remain fixed.

I've never had to change Ref-1 since I first made account, just saved in favorites in my banking account for Jompay.

What you need to instruct in SAMY is how much money you're planning to deposit, and if multiple portfolio how much from that deposit amount you want to allocate to each portfolio.

This post has been edited by DragonReine: Jun 4 2021, 02:39 PM

One thing , once deposited into my account, if you need to reallocate fund to other portfolio, currency rate will change.
Is there any way to avoid this happen?

SA will takes a few days to fully invest your money...Forex rate & stock pricings can change within this few days

This post has been edited by yklooi: Jun 4 2021, 04:14 PM

If they can do T1 withdrawal then it is time move to Simple

It depends on whether the buy order has executed if it’s reallocate the same day yes the deposits will still be in USD in Cash allocation

If you want diversify open multiple portfolio is the only way upon deposit reallocate the amount but in long term you will be better off with single portfolio returns in compounded gains rather split gains compound

Original: I DCA similar amount for last 3 months but my KWEB still showing -17% however google KWEB chart showing going upward every month.

Solution - On day trade it make sense why negative. 😣



This post has been edited by Nelsonz: Jun 5 2021, 12:09 AM

Because when DCA when KWEB is dropping from its high as most of your buy price on KWEB are in the range of 86 to 98

Hence if you are looking your average holdings should 86+ which is why it is showing -17% because as long as KWEB trading at fundamental price your holdings will still be around 12 to 14% in red

KWEB uptrend?

Last 3 months uptrend? You've been DCA-ing on a downtrend actually, KWEB fell from ATH in March down to its current price point.

More like sideways waiting for breakout whether on the upside or downside

Expect it to trade on the low side 66 support 72.50

hi guys, wanna ask it is good time to enter stashaway right now? thanks

At what risk index level?
Planning to do it in Lumpsum or DCA?
How big is the amount to be in stashaway, in % term in relation to your total investment portfolio?

still thinking, but maybe as a starter, around 1000 and after that DCA and see how it goes. my target is those American/Europe ETF.

This post has been edited by nightzstar: Jun 6 2021, 05:27 PM

If you are planning to DCA on a balanced portfolio, anytime is a good time. However, if you want to "all in" lump sum on 36% portfolio, now is probably not the best time. The S&P500 is at it's tipping point and it's already showing all kinds of sell signals in terms of technical analysis. I'm expecting a 10% to 15% drop in the coming months.

Disclaimer: Just sharing my personal opinion only, I could be wrong, not financial advice, kindly do your own due diligence.

DCA strategy, any time is good time. Key point is that you hold for long term.

However note that for StashAway because of their diversified strategy, you cannot target ETFs in specific region as much as you'd want, even the highest allocation for US region which is 30% SRI for USD-based portfolios is only a little over half of the whole portfolio's weightage.



And of that, it's a mix of bonds and equities, so if you want full equities it's not going to happen in SA.

You can just make an account without deposting anything yet and then check out the specific ETFs for each SRI, and do your due diligence on the ETFs of each portfolio

This post has been edited by DragonReine: Jun 6 2021, 06:27 PM