My dad is in his 70s

My dad is retired and doesn't have any loans

Can I change the portfolio composition or the asset allocation within my portfolio?

Inside a portfolio, you can only adjust the composition of your portfolio for a goal by adjusting the recommended risk/return target level.
You cannot change the individual ETFs inside a portfolio because our algorithms select them and design the portfolio allocation based on your risk preferences.
https://www.stashaway.my/faq/115001416793-c...n-my-portfolio/

This post has been edited by MUM: Jan 31 2021, 02:01 PM

may b bcoz retire ppl, risk can be take is too low......u still young , higher risk (USD) oso no problem...
try have a chat with CS Satshaway, may b they can explain clearly

Hi I’m 18 and looking to put in some extra available funds into this . Should I put in now or wait till there’s a market dip

Ppl become trader in investing platform, and become investor in trading platform lol

Well market is currently dipping. Just DCA as we cant be certain when it will dip the lowest and rebound.
More so if you are new to the platform, you need to register and the first deposit may take a while.

As the saying goes : "Time in the market beats timing the market"

Good that you start so young. Happy investing

This post has been edited by timeekit: Jan 31 2021, 02:23 PM

You made me Google rekt. Yes, I am an uncle.

You are too young, go use the money travel a bit, buy some experience. You can always start investing once you start working.

Don't deprive yourself of some fun in your life early on, fun time while young will motivate you more to save and invest down the road.

Alternatively, try learn to trade riskier stuffs like individual stocks and blow up account, learn some hard lessons when you have little capital. Better cry now than cry later when you have more $ at stake.

Your question has been answered...



This post has been edited by blur19755: Jan 31 2021, 04:45 PM

Read the proper stateside news and you know why. Next week would be the trigger if the current situation plays out. All depends on the few powerful pen strokes bunch and how it plays out.

You go to remember markets are forward pricing hence the current situation is not surprising in fact it was overblown by the current situation that’s why you got to be flexible and think critically on how things play out in only a few ways because the correction was right with the numbers itself just that the streak was blown out earlier than even everyone thought.

Bursa will have the same effect as well but after a week delay.

i got some cash. but i dont know want to DCA in SA or DCA in stock market.

You can DCA both ways in Wahed and SA to maximise returns and minimise risk if you having this dilemma

But the question time horizon and purpose of investment that is question you need to answer yourself

which one you are comfortable with?
which one you trusted more? the algorithm or you yourself from past experience gained?
One is DIY while the other one is not (no control)

stock market

if u invest is SA, if u get charge monthly even u did not untung

Stock market also got sales charge when u buy in and sell. If you lose money they won't charge you is it? Please don't mislead others

This post has been edited by victorian: Jan 31 2021, 06:50 PM

Anyone planning to buy topglov? I have very little confidence topglov can emulate gme but cant help thinking about it since it's all over the news lol

topglov has nothing to do with Stashaway

u buy stock like topglov, will it charge u monthly fee?

if u buy SA, will it charge u monthly fee?

Are you talking about buying the same etf directly through stock market rather than using SA as a vehicle to buy and managed the portfolio of etf?

Or are u talking buying company share? With no further details, not sure if any meaningful conclusion can be made, but generally it is not recommemded to DCA a company stock as you just increase your exposure and risk to that company.

I am sure you are aware company get delisted all the time or come crashing down without ever recovering. I give you a few example from bursa, sapura energy or previously know as sapura kencana just trading at 3 % of its peak. It was rm 4.xx last time now it is just rm 0.12, there are many other cases as well, some even get delisted due to bankruptcy. UMW oil and gas a.k.a velesto is another case and dont forget Malaysia airlines as well. Hopefully no one get any idea to DCA into air asia.

ETF however hold a basket of stock, while some are riskier than other, it is hard to go wrong with etf that tracks s&p 500 in the long term.

Now i would like you to imagine if you somehow dca in sapura kencana/energy or even Malaysia airlines when it was listed years ago.

This post has been edited by backspace66: Jan 31 2021, 07:20 PM