https://www.malaymail.com/news/malaysia/202...ing-2026/192417



Here is how bad our 4th estate is, basically a mouth piece for the government. In Malaysia you don't read between the lines, you read between the words.

So basically
More money you got in EPF... More access for withdrawal????

lol.... this is not even a marketing spin anymore.... its pretty much a pure misrepresentation...

a threshold of 1.1 is a greater flexibility than 1.0????
(yeah, it is greater... )

I would say at least 11 years of English and comprehension and all we learn is how to repeat a paragraph of statements. This is why Malaysia cannot maju.

This is worse than a Flag with insufficient points, etc etc.

This was already mentioned previously. Will slowly increase to RM 1.3 million the next 3 years. Business as usual for me. Just pumped in 10k this morning.

EPF portal under maintenance.
Hopefully it is crediting of i-saraan dividend in process?

Based on previous years i-saraan incentive is credited doesn’t need any maintenance to do so. It would be credited once the gov reimburse epf on the incentive.

Reading between the lines to try to understand what epf is saying won't work anymore
We need to read then try to use enigma to decipher the word baru boleh dapat the information that epf is trying to tell the public

Even chatgpt latest model won't be able to decipher it
Have to use Malaysian community knowledge baru boleh understand

iykyk

Hahahaha 😂🤣

Wonder why there's not been more debate/discussion on this? If anything, it's offering less flexibility to Malaysians to manage their own wealth.

Maybe it's because most Malaysians have more than RM1.5m in their accounts so this will not impact them. If that's the case, excuse me while I cry due to how poor I am.

this was announced like long back last year by EPF
again now is a reminder to tell u that it is coming into effect soon
just accept and move on
politician wont want to risk their career to fight for something that they cant win
rakyat has no power

when this was announced last time, i thought it needs to get approval first.. then suddenly it is going to be effective soon.. did i missed out any announcement on the review/approval? or the EPF board can decide as they like?

this affects my planning from few years back... now have to change my plan all over.. with the Acc3, still can get those out.. better than nothing.

We knew of this around Dec 2024 IINM, and there was debate. But the thing is, we talk kosong. Nothing really happens.

By now since it is already damn late in the game, I was only lamenting about the quality of our journalism. Imagine the editor and the journalist who published the news article in Malay Mail. He / she either has no conscience or is asleep or no logic. Much like how we teach school kids to repeat the fakta fakta without any amount of critical thinking.

Now if you think about journalism in a well educated country, there must be a big stink on the first page, because :

We were misled to dump money into EPF based on the initial premise of unrestricted withdrawal of any amount exceeding RM1,000,000.00 only for them to update the limits (with 100k increments every year mind you).

So how come ? There is only a lament. If you pay attention to history and events ;


The media is our 4th estate but it is now the state's estate instead. Wow what a pun. Ok back to work.

This post has been edited by lee82gx: Sep 29 2025, 04:29 PM

Epf is making changes to the already existing policy of 1.0M excess withdrawal and updating it 1.1 till 1.3M

Is a policy changes and can be determine by the epf board and it does not require to be set as a law

Policy changes vs law changes very different
Basically epf is quite powerful if today they decide to increase it until 2.0M we can't do much as this is within epf power

So don't play play with EPF

i already nearing to rm 1.5 mil in EPF, so not impacting me much

A recent epf law that requires it to be table in parliament would be the 2% mandatory contribution by non Malaysian

So let us not confuse ourselves with policy vs new law or bill

Good good...
Even slowly increase 100k per year also no impact to you as your dividend is more than 100k per year

More like rakyat kena played by EPF from time to time

This post has been edited by Ayambetul: Sep 29 2025, 06:10 PM

The million ringgit level was there for many years. A million back then was a lot of money.
They are just updating it. The essence still remains if you have a large sum in EPF, you are allowed to withdraw the remainder. The essence is still the same.

From recent statistics. There are about 16.2 mil contributors.only 0.13% have a million or more.
For those about getting there 650k-1mil is 0.15%.
Add both playing in this realm only 0.28%.

Plus those in the million ringgit club would also have a substantial amount outside the EPF ecosystem. They don’t really need the money.
Keep in mind, dividends alone will add 50-60k to their balance every year.

I think they will not increase anymore after the 3 years.

Generally the real rich ones, wont keep money in epf.. only for high monthly gross salary earners.