want to ask. Company & self already contribute on behalf. can I add more personally?

The monthly mandatory contribution has no limit (employer pay 13%, you pay 11% (deduct from salary)).
Other than the above, you sendiri self top-up (self-contribution) is limited to 100k per year.

Previously someone mentioned about the 100% rate....
Best is max to 70-80%, ...for there is a need to consided the monthly epf, socso, eis and taxes deduction too.

Cannot 100%, employee already compulsory 7-11% depending on suka-hati current government.
Then some small amount SOCSO, EIS, HRDF, etc.
Then also PCB, let's assume you opt out of PCB.

Theoretical is about 87-88% max, and you have other source of income to sustain your daily life, loans, credit, and also to pay up for income tax since no PCB.

Which generally means you have some business somewhere or someone supporting you. These people will rather use the money as rolling capital for their business rather than dump into EPF.

Big @$$ generalization assumption here.

There are some who has done like 30-40%. A few rare pokemon done like 60-80%+
Personally I've done 20% employee. Still has a lot of balance but rather use it for other investment.

So I have tricky situations with me . My dad got 92k die die want to pump into my EPF cos EPF side say over 70 cannot put money in dy hence the situation . Make sense to do it ? Financial don't make sense to me at all cos need another 20+ year before can touch it .

Gay means happy not the other meaning
I am virtually happy
In reality just an old uncle trying to stay alive with some health issue

this was announced like long back last year by EPF
again now is a reminder to tell u that it is coming into effect soon
just accept and move on
politician wont want to risk their career to fight for something that they cant win
rakyat has no power

Wonder why there's not been more debate/discussion on this? If anything, it's offering less flexibility to Malaysians to manage their own wealth.

Maybe it's because most Malaysians have more than RM1.5m in their accounts so this will not impact them. If that's the case, excuse me while I cry due to how poor I am.