apparently must take out... no option. CPF even send you a SGD cheque.... making it seems like CPF is great benefit and only Citizen/PR can enjoy.

Not too long ago, SG side asking Malaysians to close their CPF accounts and take back their money, as they are no longer working in SG.
They dont want to pay interest to these members.


Singapore wants to streamline and focus on citizens and PRs.

Meanwhile Malaysia mandatory EPF contributions for non citizens
https://www.kwsp.gov.my/en/employer/respons...tizen-employees

“Gold” is another area where people withdraw their epf to buy.
Unfortunately the gold that is promoted is overpriced. Not quite a scam. But the premium is 30% and no guarantee for purity or weight. This is prevalent in the Malay community.

This post has been edited by BenChiew: Nov 12 2025, 03:23 AM

Anyone receive their RM500 I-Saraan yet? I banked in RM4k in June, now already end of year still not yet received.

LHDN tax relief for FY 2025 still also not released on hasil.gov.my. Last year only 17 December only published. Why so delay?

as shared by nexona88, it is anyone's guess... most probably early next year you will receieve the i-saraan?

I thinking the i-saraan contribution payout would be around December end for contribution till June....

Those July - December one probably delayed till June 2026...

Those contribution January to June 2026 would be getting December end too....

Thanks to spike in i-saraan contribution 😔

is additional cost to Gov so have to wait lo

Found the info:

Drivers will be registered as EPF members through platform providers, who will facilitate contribution deductions at rates determined by the drivers themselves.



Expanding EPF Coverage Through i-Saraan Plus
A new scheme known as i-Saraan Plus will be launched under the Employees Provident Fund (EPF) to help gig, e-hailing, and p-hailing workers save for retirement.
Through this scheme, contributors will receive matching government contributions of up to RM600 per year, capped at RM6,000 over a lifetime.

The existing i-Saraan programme will continue, offering matching contributions of up to RM500 per year, capped at RM5,000 over a lifetime, for informal workers such as small traders, freelancers, and self-employed individuals.

This post has been edited by bobafett: Nov 18 2025, 09:36 AM

Why do gig workers get more?

enhance social protection for their retirement.

so is 5k + 6k total can get 11k if i am a grab driver?

I dont think they are so generous.

6k only boss...

That also Grab or others platform need to register your name...

If not, 5k lifetime only....

PSA before year end. There is another category of tax relief "epf voluntary contribution / life insurance category of RM3000.00" that can be claimed.

For those reluctant to contribute extra to epf, you may do so by withdrawing from Account 3 and recontributing it. Have not try it but believe it can work.

Still no news on I-saraan?

Those deposit on January & February already gotten their $$$...

Those rest of the month till June didn't get yet...

July - December as usual gets next year March....