Any contribution made from July to Dec will receive the 300 incentive in March 2024 or later.

if u have > 1 million inside EPF then different story
anytime want to withdraw anything after 1 million also can

Yes

Anything to put food on the table
Or a new iphone😂

Not lifo is high salary cut then hire ppl with lesser experience
My job could easily be clone as not rocket science
So they hire ppl with 5 years experience to replace the 2 that just kena cut
Still hiring in progress

bank kan kaya

If you withdraw before dividend is declared after calender year normally period Jan- Feb, it would include min  interim dividend of 2.5% even for full account closure withdrawal.

Withdrawal on 31 Dec or before will not be entitle for dividend on that same calender year.

From my understanding & what posted by seniors....

Sadly yes....

need help how to reverse balik my acc3 to 2 ,i was just playing only kena liao owaii

Already being discussed previously...

She got like 500k inheritance $$$

Maximum 100k self contribution + max employee contribution (around 70% of salary)... Since she got 500k $$$, don't really needed the monthly salary for few years...

She could do that, but the point here is that the 500k inheritance isnt the real difference in her EPF.

If anything, for her salary and years of working, her current EPF is low.

At 50k salary, her standard & employee EPF contribution is already 12k/month. Plus the 100k bonus she self contribute, so she's already contributing ~20k/month on average into EPF.

Say 10 years ago she only started out contributing 10k/month for EPF. At a 5% yearly salary increase, and 5% average EPF returns - she still would make almost RM2mil in EPF.



That's why I said the 500k inheritance is insignificant to her EPF balance. It made her richer a bit more, but no real affect to her EPF.

She's doing well on her own without 500k tongkat.

it would, but her EPF's only close to 2mil and with her income she did not need the 500k to be close to her current 2mil

one day interest for 100k contribution is roughly how much?

heng ah, how many have done 100k for the year, pls do a +1

well done all!

+1

yes, i also know of doctors join the femes tfx scam

most withdraw epf, then go invest in some 60% annual return fund... kek

Starting 2025 onwards, no longer 55yo as retirement age where I can withdraw all from EPF and now revised to 60?

They say they say 2031 will review again… don’t count on 2M being the limit. Could be unlimited until you properly retire and then some.

If I deposit 100k this month, can I terus add another 100k in Jan 2025? Or need to wait Dec 2025 only can add more ya?

Kwsp, ... 1 day of the month of deposit
If you deposit 26 or 27 of Jan get same 1 day interest.
If you moved earlier your money 100k from other daily 4% pa interest bearing vehicle, ... 1 day costed you to earn RM11 less.
1 day kwsp interest at 6% pa is RM15 for that 100k.

If you like to play play last minute then move to kwsp, if you missed the transaction date, ...you will lose abt RM480 of interest for that month

2 day returns at 4% daily interest from mmf is abt RM22
1 day kwsp is abt RM15.
Will you bet saving RM7 against earning RM480?