Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
190 Pages « < 18 19 20 21 22 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
skty
post Aug 25 2018, 08:38 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,506 posts

Joined: Aug 2005
From: Klang/Shah Alam


if card approved after 1 September, before activation call up and cancel the Quantum Visa, see whether need to clear the SST charges first before can cancel or don't need.
jiaen0509
post Aug 25 2018, 09:35 PM

Look at all my stars!!
*******
Senior Member
3,305 posts

Joined: Dec 2012
QUOTE(JuneResources @ Aug 25 2018, 08:01 PM)
Is it? How come bank did not automatic send me cc after I apply car loan? sweat.gif
Face problem? unsure.gif
*
I got rejected also even got Car Loan. Get the car loan and the officer help me apply CC. Rejected also~~~ Happyy
I tot got Car loan and easy to get approval for cc application.
But the answer is NO!!!!
They lost one of the customers. I dont want apply anymore. Really poor customer service compared to Maybank. Their internet banking is 1990year one. Really poor.

After 5yrs finish my car loan and I will not choose PBB anymore seriously.

This post has been edited by jiaen0509: Aug 25 2018, 09:41 PM
hakkai0810
post Aug 25 2018, 10:11 PM

Enthusiast
*****
Junior Member
702 posts

Joined: Aug 2009
QUOTE(jiaen0509 @ Aug 25 2018, 09:35 PM)
I got rejected also even got Car Loan. Get the car loan and the officer help me apply CC. Rejected also~~~ Happyy
I tot got Car loan and easy to get approval for cc application.
But the answer is NO!!!!
They lost one of the customers. I dont want apply anymore. Really poor customer service compared to Maybank. Their internet banking is 1990year one. Really poor.

After 5yrs finish my car loan and I will not choose PBB anymore seriously.
*
cant agree more on the internet banking and CS side haha. Their internet banking seems so ancient in term of design / functionality lol. Need pay own card also need click here and thr then only can be done.

The CS so far is the worst among the 1 i encounter(MBB, HLB, CIMB).You call them to request 1 form at 9am, then u will get the form at 9pm biggrin.gif
TSDarReNz
post Aug 25 2018, 11:19 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(pvateme @ Aug 20 2018, 05:59 PM)
Yes on VS
*
using this site ? https://card.sbux.com.my
TSDarReNz
post Aug 25 2018, 11:22 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(screwedpeep @ Aug 25 2018, 06:20 PM)
please add netflix to no-cashback for online monthly renewal. Paid almost a year using this card only this month noticed it's not getting CB.
*
ok added, i would think the first time you signed up considered online and subsequently since is through autodebit so no cashback sweat.gif

This post has been edited by DarReNz: Aug 25 2018, 11:24 PM
SUSDavid83
post Aug 25 2018, 11:26 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Tng App considered online right?
They use ipay88 payment processor!
w3sley
post Aug 26 2018, 12:21 AM

Getting Started
**
Junior Member
264 posts

Joined: Mar 2018
QUOTE(David83 @ Aug 25 2018, 05:57 PM)
Call CS.
Usually under my general impression, they should be the same.
*
Noted.Thanks! thumbsup.gif
pvateme
post Aug 26 2018, 01:32 AM

Enthusiast
*****
Senior Member
878 posts

Joined: Dec 2008


QUOTE(DarReNz @ Aug 25 2018, 11:19 PM)
using this site ? https://card.sbux.com.my
*
Yes
kaizer_x
post Aug 26 2018, 02:56 AM

On my way
****
Senior Member
638 posts

Joined: Feb 2009


Guys, i have a question. I’ve received 2 cc from pb although only apply 1 card. Can i cancel the other one since sst will apply and this will be costly to maintain
TongCN
post Aug 26 2018, 07:34 AM

Look ma, I have lots stars :D
*******
Senior Member
6,614 posts

Joined: Aug 2008
From: Malaysia



QUOTE(kaizer_x @ Aug 26 2018, 02:56 AM)
Guys, i have a question. I’ve received 2 cc from pb although only apply 1 card. Can i cancel the other one since sst will apply and this will be costly to maintain
*
I believe you are saying about Quantum Master and Quantum VISA?

If yes, then you may cancel one of the card by calling customer service smile.gif
JuneResources
post Aug 26 2018, 10:14 AM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(jiaen0509 @ Aug 25 2018, 09:35 PM)
I got rejected also even got Car Loan. Get the car loan and the officer help me apply CC. Rejected also~~~ Happyy
I tot got Car loan and easy to get approval for cc application.
But the answer is NO!!!!
They lost one of the customers. I dont want apply anymore. Really poor customer service compared to Maybank. Their internet banking is 1990year one. Really poor.

After 5yrs finish my car loan and I will not choose PBB anymore seriously.
*
I don't apply car loan in Pb.. Their interest rate crazy one..
Some-more need to see what car model you want to loan.. If it's local car, they don't want do the loan with yours one.
Quite realistic this bank..

For me, their customer service is quite efficiency than others. But sometimes depend your "amount" inside or you spend how much. If you balance quite a lot, they serve you as king or queen..

Typically macam Singapore style one.. whistling.gif

QUOTE(hakkai0810 @ Aug 25 2018, 10:11 PM)
cant agree more on the internet banking and CS side haha. Their internet banking seems so ancient in term of design / functionality lol. Need pay own card also need click here and thr then only can be done.

The CS so far is the worst among the 1 i encounter(MBB, HLB, CIMB).You call them to request 1 form at 9am, then u will get the form at 9pm  biggrin.gif
*
At least they reply you within a day.. You never see before like AM.. Today request, after 2 weeks then reply you. shakehead.gif
jiaen0509
post Aug 26 2018, 10:56 AM

Look at all my stars!!
*******
Senior Member
3,305 posts

Joined: Dec 2012
QUOTE(JuneResources @ Aug 26 2018, 10:14 AM)
I don't apply car loan in Pb.. Their interest rate crazy one..
Some-more need to see what car model you want to loan.. If it's local car, they don't want do the loan with yours one.
Quite realistic this bank..

For me, their customer service is quite efficiency than others. But sometimes depend your "amount" inside or you spend how much. If you balance quite a lot, they serve you as king or queen..

Typically macam Singapore style one.. whistling.gif
At least they reply you within a day.. You never see before like AM.. Today request, after 2 weeks then reply you. shakehead.gif
*
I took their Hire Purchase because PBB is the first one to contact me. Called me on 4pm and approved SMS on 6pm(So surprise and efficient).
Firstly I tot got the loan with them will easily to get the credit card(saw many ppl said they offer cc to them when sign the agreement).
They help me apply too, but not successful rclxms.gif

After that I only realize how poor their service is;
1. e-Banking even worse than Bank Islam(sorry to say rolleyes.gif )
2. Customer service not line Maybank, everything can be done by call. I can say that they even dont have HQ contact, when call hotline, ask to refer branch?? Then you better close your hotline number.
3. Hire Purchase hotline cannot call. If you lucky got connected, but no one pick up hahahahahaha
4. Ask for Standing instruction for Hire Purchase payment. Due date is 11 every month, but until 11.50pm on 11st of the month still have not deduct. Refer to the Branch, they also dont know. Ask to wait on 12. icon_rolleyes.gif I dont want their stupid system affected my credit score btw so I manually pay it~

hmm.gif So I still dont know why PBB dont want approve CC application.
SUSDavid83
post Aug 26 2018, 10:58 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(jiaen0509 @ Aug 26 2018, 10:56 AM)
I took their Hire Purchase because PBB is the first one to contact me. Called me on 4pm and approved SMS on 6pm(So surprise and efficient).
Firstly I tot got the loan with them will easily to get the credit card(saw many ppl said they offer cc to them when sign the agreement).
They help me apply too, but not successful rclxms.gif

After that I only realize how poor their service is;
1. e-Banking even worse than Bank Islam(sorry to say rolleyes.gif )
2. Customer service not line Maybank, everything can be done by call. I can say that they even dont have HQ contact, when call hotline, ask to refer branch?? Then you better close your hotline number.
3. Hire Purchase hotline cannot call. If you lucky got connected, but no one pick up hahahahahaha
4. Ask for Standing instruction for Hire Purchase payment. Due date is 11 every month, but until 11.50pm on 11st of the month still have not deduct. Refer to the Branch, they also dont know. Ask to wait on 12. icon_rolleyes.gif I dont want their stupid system affected my credit score btw so I manually pay it~

hmm.gif So I still dont know why PBB dont want approve CC application.
*
Despite all those shortfalls, they're still strongest (not the largest) bank in Malaysia.
Check the share price!
SUSsaboteurs
post Aug 26 2018, 12:40 PM

Getting Started
**
Junior Member
277 posts

Joined: Aug 2018
QUOTE(David83 @ Aug 26 2018, 10:58 AM)
Despite all those shortfalls, they're still strongest (not the largest) bank in Malaysia.
Check the share price!
*
Now, this makes sense!

although PBE have lousy online banking.. but for me.. customer service is efficient and my branch definitely serves me well.. thumbs up !
iXora.ix
post Aug 26 2018, 02:07 PM

scoot scoot
******
Senior Member
1,682 posts

Joined: Jan 2007
From: Kuala Lumpur



QUOTE(saboteurs @ Aug 26 2018, 12:40 PM)
Now, this makes sense!

although PBE have lousy online banking.. but for me.. customer service is efficient and my branch definitely serves me well..  thumbs up !
*
Agree. Their branch and their terminal also isnthe best compare to others big bank. They got plenty atm and cdm at branch and usually their counter also very fast compare to big bank.


And yes, their cc is the hardest to apply. Two time apply with same salary credit to pbb and yet to get declined 😂😂😂
SUSsaboteurs
post Aug 26 2018, 02:20 PM

Getting Started
**
Junior Member
277 posts

Joined: Aug 2018
QUOTE(iXora.ix @ Aug 26 2018, 02:07 PM)
Agree. Their branch and their terminal also isnthe best compare to others big bank. They got plenty atm and cdm at branch and usually their counter also very fast compare to big bank.
And yes, their cc is the hardest to apply. Two time apply with same salary credit to pbb and yet to get declined 😂😂😂
*
After all hassle.. did u get it approved in the end? maybe u can try to appeal at ur own branch?

I just realised that pb cc dont label any of their cards.. it just had numbers only... i have infinite, visa signature, qmc, qmv plat.. but they dont label words on it like other banks..

after years only i realised.. i guess im old liao...


Attached thumbnail(s)
Attached Image
LightningZERO
post Aug 26 2018, 02:55 PM

The Golden Knight
******
Senior Member
1,696 posts

Joined: Feb 2007
From: Penang


QUOTE(kaizer_x @ Aug 26 2018, 02:56 AM)
Guys, i have a question. I’ve received 2 cc from pb although only apply 1 card. Can i cancel the other one since sst will apply and this will be costly to maintain
*
Yes. In fact I have just called to cancel the Visa and maintain the Quantum Master.

Cancelled Maybank Ikhwan last week as well. Both banks also did not try to make offer to retain. I guess they see I still have cards with them and just didn't bother
chonghe
post Aug 26 2018, 03:18 PM

Enthusiast
*****
Senior Member
853 posts

Joined: Apr 2017


QUOTE(saboteurs @ Aug 26 2018, 02:20 PM)
After all hassle.. did u get it approved in the end? maybe u can try to appeal at ur own branch?

I just realised that pb cc dont label any of their cards.. it just had numbers only... i have infinite, visa signature, qmc, qmv plat.. but they dont label words on it like other banks..

after years only i realised.. i guess im old liao...
*
You can name your cc by adding to favourite card
degionz
post Aug 26 2018, 03:21 PM

Getting Started
**
Junior Member
165 posts

Joined: Feb 2013
receive sms last friday my quantum has been approved rclxms.gif rclxms.gif
still thinking which promo item to get barry smith or shopee hmm.gif
iXora.ix
post Aug 26 2018, 03:24 PM

scoot scoot
******
Senior Member
1,682 posts

Joined: Jan 2007
From: Kuala Lumpur



QUOTE(saboteurs @ Aug 26 2018, 02:20 PM)
After all hassle.. did u get it approved in the end? maybe u can try to appeal at ur own branch?

I just realised that pb cc dont label any of their cards.. it just had numbers only... i have infinite, visa signature, qmc, qmv plat.. but they dont label words on it like other banks..

after years only i realised.. i guess im old liao...
*
Appeal at branch eh? first time I heard can appeal at home branch. Noted will do for next salary .Thank you

190 Pages « < 18 19 20 21 22 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0324sec    1.08    6 queries    GZIP Disabled
Time is now: 1st December 2025 - 11:11 AM