Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
190 Pages « < 19 20 21 22 23 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
ClarenceT
post Aug 26 2018, 03:36 PM

10k Club
********
All Stars
14,911 posts

Joined: May 2015
QUOTE(iXora.ix @ Aug 26 2018, 03:24 PM)
Appeal at branch eh? first time I heard can appeal at home branch. Noted will do for next salary .Thank you
*
The branch manager may write a recommendation letter.
kaizer_x
post Aug 26 2018, 03:51 PM

On my way
****
Senior Member
638 posts

Joined: Feb 2009
QUOTE(LightningZERO @ Aug 26 2018, 02:55 PM)
Yes. In fact I have just called to cancel the Visa and maintain the Quantum Master.

Cancelled Maybank Ikhwan last week as well. Both banks also did not try to make offer to retain. I guess they see I still have cards with them and just didn't bother
*
Cancelled just by calling PB cs? or need to go to branch?
SUSsaboteurs
post Aug 26 2018, 03:59 PM

Getting Started
**
Junior Member
277 posts

Joined: Aug 2018
QUOTE(chonghe @ Aug 26 2018, 03:18 PM)
You can name your cc by adding to favourite card
*
How ya? ..

QUOTE(iXora.ix @ Aug 26 2018, 03:24 PM)
Appeal at branch eh? first time I heard can appeal at home branch. Noted will do for next salary .Thank you
*
Yeah I heard some forumers say can appeal .. and eventually successfully get approved

I have no idea how.. all my cc .. some they call me.. some pre approved.. some offer and i accept.. so far i dont have bank islam cc only among all malaysia banks
kaizer_x
post Aug 26 2018, 07:30 PM

On my way
****
Senior Member
638 posts

Joined: Feb 2009
QUOTE(TongCN @ Aug 26 2018, 07:34 AM)
I believe you are saying about Quantum Master and Quantum VISA?

If yes, then you may cancel one of the card by calling customer service smile.gif
*
it's not quantum, the gold islamic visa & mastercard
starry
post Aug 26 2018, 07:48 PM

On my way
****
Junior Member
515 posts

Joined: Jan 2003
I just called PBB CS and was informed SST for each card can be waived if we meet a minimum spend of RM4000 per year per card.
SUSDavid83
post Aug 26 2018, 07:52 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(starry @ Aug 26 2018, 07:48 PM)
I just called PBB CS and was informed SST for each card can be waived if we meet a minimum spend of RM4000 per year per card.
*
RM 4000 == 4000 VIP ---> RM 10 voucher

Sounds good deal?
mamamia
post Aug 26 2018, 07:57 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(starry @ Aug 26 2018, 07:48 PM)
I just called PBB CS and was informed SST for each card can be waived if we meet a minimum spend of RM4000 per year per card.
*
If this is true, i will definitely use them
HMMaster
post Aug 26 2018, 08:56 PM

10K Club
Group Icon
Moderator
10,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(starry @ Aug 26 2018, 07:48 PM)
I just called PBB CS and was informed SST for each card can be waived if we meet a minimum spend of RM4000 per year per card.
*
QUOTE(David83 @ Aug 26 2018, 07:52 PM)
RM 4000 == 4000 VIP ---> RM 10 voucher

Sounds good deal?
*
If no need to use VIP points to redeem the SST charges, then good.
OKLY
post Aug 26 2018, 08:56 PM

The Penguin Vader
Group Icon
Staff
12,089 posts

Joined: Dec 2004
From: Malaysia
QUOTE(starry @ Aug 26 2018, 07:48 PM)
I just called PBB CS and was informed SST for each card can be waived if we meet a minimum spend of RM4000 per year per card.
*
I guess it’s quite easy to achieve RM4000 annual spending.
iXora.ix
post Aug 26 2018, 09:15 PM

scoot scoot
******
Senior Member
1,682 posts

Joined: Jan 2007
From: Kuala Lumpur
QUOTE(ClarenceT @ Aug 26 2018, 03:36 PM)
The branch manager may write a recommendation letter.
*
Thanks. I shall apply first using normal channel first rclxms.gif
skty
post Aug 26 2018, 10:00 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,506 posts

Joined: Aug 2005
From: Klang/Shah Alam
QUOTE(degionz @ Aug 26 2018, 03:21 PM)
receive sms last friday my quantum has been approved rclxms.gif  rclxms.gif
still thinking which promo item to get barry smith or shopee  hmm.gif
*
shopee voucher is a no brainer choice.
JuneResources
post Aug 26 2018, 10:11 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur
QUOTE(David83 @ Aug 26 2018, 10:58 AM)
Despite all those shortfalls, they're still strongest (not the largest) bank in Malaysia.
Check the share price!
*
Of course... They are the most aggressive one..
Kiasu bank..

QUOTE(saboteurs @ Aug 26 2018, 12:40 PM)
Now, this makes sense!

although PBE have lousy online banking.. but for me.. customer service is efficient and my branch definitely serves me well..  thumbs up !
*
Sound like they don't focus on IT online banking.. laugh.gif

QUOTE(LightningZERO @ Aug 26 2018, 02:55 PM)
Yes. In fact I have just called to cancel the Visa and maintain the Quantum Master.

Cancelled Maybank Ikhwan last week as well. Both banks also did not try to make offer to retain. I guess they see I still have cards with them and just didn't bother
*
Do you dare to try sekali cancel everything card? Then sure within 24 hours you will receive call what is your reason to cancel.
celciuz
post Aug 26 2018, 11:05 PM

10k Club
********
All Stars
14,033 posts

Joined: Nov 2004
QUOTE(JuneResources @ Aug 26 2018, 10:11 PM)
Of course... They are the most aggressive one..
Kiasu bank..
Sound like they don't focus on IT online banking.. laugh.gif
Do you dare to try sekali cancel everything card? Then sure within 24 hours you will receive call what is your reason to cancel.
*
Cancelled 2 cards from HSBC... yeah they called up and keep asking why I don't want keep and all LOL. Then I said SST charges they kept quiet ._.
christcwl9
post Aug 26 2018, 11:38 PM

^ Engineer ^
Group Icon
Moderator
2,772 posts

Joined: Apr 2009
Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.

Guys for the above, 12 swipes in the preceding 12 months means a total of 12 usage per 12 months are suficient?? If i use my card mainly on online purchases, does it count??

What actually does the swipe means? nowadays we dont swipe the card any more but we use pin/pay wave right? hmm.gif
final
post Aug 26 2018, 11:40 PM

Getting Started
**
Junior Member
179 posts

Joined: Nov 2017
just notice Sunshine supermarket is not entitled for CB under departmental category...

erm, may i know any list of the departmental stores?
lilsunflower
post Aug 26 2018, 11:43 PM

Look at all my stars!!
*******
Senior Member
2,680 posts

Joined: Dec 2010
QUOTE(christcwl9 @ Aug 26 2018, 11:38 PM)
Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.

Guys for the above, 12 swipes in the preceding 12 months means a total of 12 usage per 12 months are suficient?? If i use my card mainly on online purchases, does it count??

What actually does the swipe means? nowadays we dont swipe the card any more but we use pin/pay wave right?  hmm.gif
*
Swipe generally means all transactions including PIN, wave, online and direct debit etc apart from "bank initiated" ones like EZpay / balance transfer instalments.
sonotme
post Aug 27 2018, 12:13 AM

Regular
******
Senior Member
1,710 posts

Joined: Sep 2009
QUOTE(final @ Aug 26 2018, 11:40 PM)
just notice Sunshine supermarket is not entitled for CB under departmental category...

erm, may i know any list of the departmental stores?
*
List is at page 1. And you said its supermarket, usually falls under groceries category, not departmental
lee1234
post Aug 27 2018, 12:38 AM

Getting Started
**
Junior Member
263 posts

Joined: Apr 2005
QUOTE(lilsunflower @ Aug 26 2018, 11:43 PM)
Swipe generally means all transactions including PIN, wave, online and direct debit etc apart from "bank initiated" ones like EZpay / balance transfer instalments.
*
My supplementary card get the annual fees charges recently. I called to CS and they told me online transaction is not counted. The system only track the swipe with physical card.
Anyhow, he did help me to submit a report for waiver.
lilsunflower
post Aug 27 2018, 12:44 AM

Look at all my stars!!
*******
Senior Member
2,680 posts

Joined: Dec 2010
QUOTE(lee1234 @ Aug 27 2018, 12:38 AM)
My supplementary card get the annual fees charges recently. I called to CS and they told me online transaction is not counted. The system only track the swipe with physical card.
Anyhow, he did help me to submit a report for waiver.
*
That is very strange and different from my experience.

I have many many principal and supplementary PBB cards, and several of them are used exclusively for online payments (e.g. only paying bills online and purchases) and never taken out of the house. I've never been charged AF on any of them since 2011.

Maybe others can share their experience too just for consistency.


christcwl9
post Aug 27 2018, 08:37 AM

^ Engineer ^
Group Icon
Moderator
2,772 posts

Joined: Apr 2009
QUOTE(lilsunflower @ Aug 26 2018, 11:43 PM)
Swipe generally means all transactions including PIN, wave, online and direct debit etc apart from "bank initiated" ones like EZpay / balance transfer instalments.
*
QUOTE(lee1234 @ Aug 27 2018, 12:38 AM)
My supplementary card get the annual fees charges recently. I called to CS and they told me online transaction is not counted. The system only track the swipe with physical card.
Anyhow, he did help me to submit a report for waiver.
*
So does it mean i need to use my cards for 12 times in a year to get the waiver?
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

190 Pages « < 19 20 21 22 23 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0195sec    0.45    6 queries    GZIP Disabled
Time is now: 30th November 2025 - 05:59 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.