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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSDavid83
post Aug 16 2018, 07:24 AM

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New version rclxms.gif
SUSDavid83
post Aug 16 2018, 01:11 PM

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QUOTE(anakMY @ Aug 16 2018, 01:09 PM)
Not sure has this been asked before, is DBKL cukai pintu eligible for cashback? tq
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Use UOB PayOnline, yes!
SUSDavid83
post Aug 17 2018, 09:04 PM

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Good news to share.
For TIME bill, the auto-debit trick with TM/Unifi works too.

My bill is RM 149; I subscribed to auto debit online.
I paid in advance of RM 147 and I left RM 2 as outstanding to pay for.
Auto debit gives RM 2 discount and it really offset that RM 2 outstanding.
Now my bill RM 0.00

Auto-debit with PBB VS or QMC + RM 2 discount from auto debit. rclxms.gif
SUSDavid83
post Aug 17 2018, 09:15 PM

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QUOTE(kawteem @ Aug 17 2018, 09:08 PM)
Actually you don't have to do this. I have been getting rm2 discount for close to 2 years now. As long you signed up for autodebit, you will get that discount.
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Guess that their auto-debit discount system is pretty straight forward.

This post has been edited by David83: Aug 17 2018, 09:15 PM
SUSDavid83
post Aug 17 2018, 10:40 PM

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QUOTE(rayken @ Aug 17 2018, 10:32 PM)
what is best way to earn cashback for PBSV ?
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Always maxed out and it is so easy to max out.

Online+Grocery+Dining
SUSDavid83
post Aug 18 2018, 12:22 PM

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QUOTE(annoymous1234 @ Aug 18 2018, 12:19 PM)
How to do the auto debit trick for unifi?
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I can't remember.
Please refer to the previous revision: Public Bank Credit Cards V3
Somebody shared it in details.
SUSDavid83
post Aug 18 2018, 12:49 PM

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QUOTE(TongCN @ Aug 18 2018, 12:47 PM)
I guess you just need to use other platform like M2U to advance payment using Amex ?
Pay RM XXX minus RM2 in advance (Just before your statement date generate)

Once statement kicks in, you will see RM2 remaining minus with the auto billing RM2.
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It's not as simple as that.
Somebody mentioned that your outstanding amount needs to be > RM 20 (not sure the exact number).
SUSDavid83
post Aug 18 2018, 07:00 PM

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QUOTE(roticanai92 @ Aug 18 2018, 06:53 PM)
Just realized the VIP points won't be earned for grocery, dining and online transactions, using VS here. sigh wasted all my expenses!!
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Yes, VIP is only awarded for categories non eligible for the caah back.
SUSDavid83
post Aug 19 2018, 12:08 PM

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QUOTE(RE57 @ Aug 19 2018, 12:04 PM)
is VS online transaction valid for “Spend Now 4 More Cash Back"?
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The TnC stated that transactions will eligible to card benefits cash back won't be eligible for Spend Now 4 More Cash Back campaign!

QUOTE
“Qualified Retail Transactions” shall include all local and overseas retail spending, online purchases and new Zero Interest Instalment Plan (ZIIP) full purchase amount (not monthly instalment) and excludes the transactions that earn Cash Back under other on-going Cash Back promotion, flexipay, balance transfer, auto-debit, recurring payments, payments for utilities, direct marketing, insurance premiums, government related payments, payment via www.pbebank.com and ATM, cash advance/ cash withdrawal, quasi cash, casino transaction, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity(ies) and any form of service/ miscellaneous fees.


This post has been edited by David83: Aug 19 2018, 12:11 PM
SUSDavid83
post Aug 19 2018, 12:18 PM

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QUOTE(cclim2011 @ Aug 19 2018, 12:17 PM)
Yes valid
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Are you referring to Big Pay top up?
SUSDavid83
post Aug 19 2018, 12:36 PM

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QUOTE(Sumofwhich @ Aug 19 2018, 12:32 PM)
Any unsuccessful autodebits so far using BP?
Just wondering if PBB cards are entitled for cashbacks on autodebit too? Or maybe I should use my MBB FCB? Please advise  notworthy.gif
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For auto debit, it's better to use general CC like MBB FCB.
Autodebit != online.

This post has been edited by David83: Aug 19 2018, 12:36 PM
SUSDavid83
post Aug 19 2018, 07:52 PM

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QUOTE(Sedih @ Aug 19 2018, 07:47 PM)
Flexipay can do for bigpay topup or not ya?
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The details of the purchases which the Cardmember intends to pay by instalments under the Flexipay must be made known to PBB/PIBB 3 days after the purchase is made and 5 days before the next statement date.


SUSDavid83
post Aug 19 2018, 10:53 PM

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QUOTE(coolguy99 @ Aug 19 2018, 10:52 PM)
If I have VS and Quantum, can I get RM50 x2 per week under the cash back campaign?
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No because it tracks using NRIC regardless how many PBB CCs you have.
SUSDavid83
post Aug 19 2018, 11:12 PM

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QUOTE(coolguy99 @ Aug 19 2018, 11:11 PM)
I see so it's RM50 cashback max per customer per week. Can I swipe 4x on my VS and 4x on my quantum to get the RM50 cashback per week if that is the case?
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Yes as the TnC said it is tracked based on NRIC.

QUOTE
The principal credit cardmember with multiple credit card is required to register only one principal credit card number and thereafter, the amounts charged on all other credit cards and the supplementary card(s) shall be automatically tracked for the purpose of tabulation of the Qualifying Retail Transactions.


This post has been edited by David83: Aug 19 2018, 11:13 PM
SUSDavid83
post Aug 20 2018, 03:55 PM

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QUOTE(mbpdroid @ Aug 20 2018, 03:53 PM)
Like maybe to assess on how long i've been with a customer relationship with the bank that would determine how well I qualify for a PBB card?
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If you want it, maybe go for pledged FD.
SUSDavid83
post Aug 20 2018, 04:13 PM

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QUOTE(leanman @ Aug 20 2018, 04:09 PM)
Hi, is online payment to TM Unifi consider as online transaction? thanks
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YES

QUOTE
• TM Online
• UniFi portal
• UniFi App
• UOB PayOnline (TNB, TM, DBKL, MBPP, MPSP, MBSA, Celcom)

SUSDavid83
post Aug 20 2018, 05:49 PM

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Sorry, I couldn't find this info at Page#1

If I reload SB card online and/or app with PBB VS and/or PBB QMC, does it entitle to cash back?
SUSDavid83
post Aug 20 2018, 05:52 PM

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QUOTE(skty @ Aug 20 2018, 05:52 PM)
what is SB card?
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Any Starbucks card?

This post has been edited by David83: Aug 20 2018, 05:53 PM
SUSDavid83
post Aug 20 2018, 05:54 PM

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QUOTE(skty @ Aug 20 2018, 05:54 PM)
as long as the top up require you to key in OTP everytime, then its consider as online and shall get CB.
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Tested?
SUSDavid83
post Aug 20 2018, 06:03 PM

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QUOTE(pvateme @ Aug 20 2018, 05:59 PM)
Yes on VS
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Thanks.

But seems like not important also.
It will either fall into online or dining as well. LOL

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